A high -
value term plan would cover you against the liability of a home loan.
Will it help if I have a high -
value term plan?
With the Farmers
Value Term plan, the amount of death benefit coverage starts at $ 150,000.
Not exact matches
«Short -
term behaviour destroys
value,» says Poul Winslow, head of thematic investment and external portfolio management at the Canada Pension
Plan Investment Board (CPPIB).
Brands launched a new multiyear strategic transformation
plan to become a more focused, more franchised and more efficient company in order to strengthen and grow its KFC, Pizza Hut and Taco Bell brands around the world, creating significant long -
term value for all its stakeholders.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension
plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near
term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the
value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The company's ESOP - training
plan calls for role - playing games to help employees better understand their impact on stock
value as well as a series of what - if exercises to help explain the delicate balance between short -
term profit taking and long -
term growth needs.
Every business owner needs a long
term exit strategy, and the
planning process has to start with the company's real
value.
Just consider the financial risks entrepreneurs run, for example, if they give company stock to their children as part of a long -
term estate -
planning strategy — only to have the IRS step in years later and challenge the claimed taxable
value of the gifts.
The Compensation Committee believes that the annual performance metrics used in the bonus
plan contribute to driving long -
term stockholder
value, play an important role in influencing executive performance and are an important component of our compensation program to help attract, motivate and retain our executives and other employees.
In August 2012, to create incentives for continued long -
term success from the then - recently launched Model S program as well as from Tesla's then -
planned Model X and Model 3 programs, and to further align executive compensation with increases in stockholder
value, the Board granted to Mr. Musk a stock option award to purchase 5,274,901 shares of Tesla's common stock (the «2012 CEO Performance Award»), representing 5 % of Tesla's total issued and outstanding shares at the time of grant.
Some institutions
plan to increase their exposure to ESG strategies in the near
term while others are holding back, unconvinced of its
value and unimpressed with available data about corporate performance on ESG.
Subject to the provisions of our 2015
Plan, the administrator will determine the other
terms of stock appreciation rights, including when such rights become exercisable and whether to pay any amount of appreciation in cash, shares of our Class A common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right must be no less than 100 % of the fair market
value per share on the date of grant.
The
term of an incentive stock option may not exceed ten years, except that with respect to any participant who owns more than 10 % of the voting power of all classes of our outstanding stock, the
term must not exceed five years and the exercise price must equal at least 110 % of the fair market
value on the grant date subject to the provisions of our 2015
Plan.
Long -
term compensation, generally in the form of stock option grants under our Long - Term Incentive Compensation Plan (LTICP), to reward named executives for contributions to growth in stockholder value over the long t
term compensation, generally in the form of stock option grants under our Long -
Term Incentive Compensation Plan (LTICP), to reward named executives for contributions to growth in stockholder value over the long t
Term Incentive Compensation
Plan (LTICP), to reward named executives for contributions to growth in stockholder
value over the long
termterm;
And as noted by CMO, B2B spending is also on the rise as companies look to lock down long -
term relationships with high -
value clients — 48 percent of organizations
plan to increase their digital B2B budgets through 2017.
We develop long -
term business investment solutions based on a personalized
plan and aligned with client's core
values and strengths.
Definition: A dividend reinvestment
plan (DRIP) allows investors to use their dividends to buy more shares of stock.Advice: By reinvesting dividends, investors can enhance their long -
term value creation.
Subject to the provisions of our 2016
Plan, the administrator determines the other
terms and conditions of stock appreciation rights, including when such rights become exercisable and whether to pay any increased appreciation in cash or with shares of our common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right will be no less than 100 % of the fair market
value per share on the date of grant.
The NUA tax strategy allows certain clients whose qualified retirement
plans contain these appreciated employer securities to eventually pay taxes on the appreciated
value of those securities at the lower long -
term capital gains tax rate, rather than at the ordinary income tax rate that would otherwise apply to retirement
plan distributions.
Subject to the provisions of our 2010
Plan, the administrator determines the
terms of stock appreciation rights, including when such rights vest and become exercisable and whether to settle such awards in cash or with shares of our common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right will be no less than 100 % of the fair market
value per share on the date of grant.
Subject to the provisions of our 2013
Plan, the administrator determines the other
terms of stock appreciation rights, including when such rights become exercisable and whether to pay any increased appreciation in cash or with shares of our common stock, or a combination thereof, except that the per share exercise price for the shares to be issued pursuant to the exercise of a stock appreciation right will be no less than 100 % of the fair market
value per share on the date of grant.
Under the
terms of our equity incentive
plans, the fair market
value on the grant date is defined as the average of the high and low trading prices of FedEx's stock on the New York Stock Exchange on that day.
Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the
value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit
plan; (d) the
value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the
value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long -
term cash incentives that is inconsistent with Company Practices.
Offering, operating, or participating in, any marketing or sales
plan or program wherein a participant gives or agrees to give a valuable consideration in return (1) for the opportunity to receive compensation in return for inducing other persons to become participants in the
plan or program, or (2) for the opportunity to receive something of
value when a person induced by the participant induces a new participant to give such valuable consideration, Provided, That the
term «compensation,» as used in this paragraph only, does not mean any payment based on actually consummated sales of goods or services to persons who are not participants in the
plan or program and who do not purchase such goods or services in order to participate in the
plan or program.
Meanwhile, the BWW board views Marcato's
plan as an aggressive and unproven «financial engineering» strategy that offers little upside but instead threatens long -
term shareholder
value.
And EK is already stretching the limits on how it
values its pension assets by assuming the long -
term return on
plan assets will be 8.73 % for the life of the
plan.
As you determine if an annuity may be right for you, remember that they are intended as vehicles for long -
term retirement
planning, which is why withdrawals reduce an annuity's remaining death benefit, contract
value, cash surrender
value and future earnings.
At the same time he helps you implement a strategic
planning mindset, allowing deeper
value to be created in your organizations, and ensure the business is ready for transition when you want, on your
terms.
The 2014 Best of the Hot List includes articles about lessons investors can learn from the market's ups and downs,
value investing's long
term market outperformance, the importance of having a
plan when investing, and how to mentally prepare for the next market decline.
«I've had clients for 20 years thank me for advising them to convert from
term life to permanent life insurance when they did... The
value of the policy can grow significantly,» he said «It's a very useful
planning tool.»
- retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529
plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and
value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth 401k - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calcula
value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long
Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New
Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth 401k - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calcula
Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense
Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth 401k - Roth Conversion - Roth v. IRA illustrations - Short
Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations
- retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529
plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and
value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calcula
value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long
Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New
Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calcula
Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense
Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth Conversion - Roth v. IRA illustrations - Short
Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations
As you determine what annuity might be right for you, remember they are intended as vehicles for long -
term retirement
planning, which is why withdrawals reduce an annuity's remaining death benefit, contract
value, cash surrender
value and future earnings.
Stable
value funds, which are available only within DC
plans, invest in a diversified portfolio of high - quality, short and intermediate
term fixed income securities through the use of investment contracts.
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term product products saleable - products service services short -
term -
planning - services site - services systems turnkey - specialist - services
value - chain iron - ore - person jaco - lotheringen spencer - eckstein ticharwa - chikosha operations southern - africa - region west - africa
DRC Africa Coal Copper Design Diamonds Efficiency Engineering Logistics Mining Mining Weekly OPENCAST PROJECT Projects System Systems Testing Ukwazi Underground Africa Democratic Republic Of Congo DRC South Africa Zambia Equipment Mining Product Products Saleable Products Service Services Short -
term Planning Services Site Services Systems Turnkey Specialist Services
Value Chain Iron - ore Jaco Lotheringen Spencer Eckstein Ticharwa Chikosha Operations Southern Africa West Africa
The Company also provided an update on senior executive appointments, meaningful progress it is making on its Strategic Renewal
Plan (the «
Plan») to drive long -
term shareholder
value creation, and corporate governance policies.
In contrast to your board of directors (the «Board»), which has taken — and will continue to take — substantial steps to further drive high performance and long -
term profitable growth at your Company, this dissident group has offered no specific
plan to enhance shareholder
value and is proposing to install as CEO a candidate with no experience managing a public company and no C - suite experience at any company.
If Kane wasn't in the Sabres» long
term plans (as it appears he never was), they should have traded him much earlier so that he wasn't a 20 game rental / playoff rental when his
value was declining every game into the season.
It's almost enough to convince the most - stubborn of Arsène's adversaries to admit that there's some
value in
planning for the long
term.
Q: From the results of your study, do you see any
value in couples creating a written marital
plan with long - and short -
term goals clearly addressed with the agreement that they'd revise and tweak as life circumstances may dictate?
• Establishes a four year future direction • Aligns the organization with a strategic direction • Incorporates resident needs into future
planning • Drives innovation as part of the organizational culture • Strengthens and identifies elements of organizational culture through
values • Develops preliminary approaches to infrastructure and capital project needs • Creates groundwork for a long -
term master
plan
«I congratulate the Economic and Social Research Council for 50 years of high - quality, high -
valued research and very much welcome its new Strategic
Plan to ensure this continues for the long
term.»
The results of this survey will provide critical information in determining community
values, satisfaction levels, needs and priorities, and demographics for the County's long -
term planning efforts.
You will also be given lots of opportunities to discuss more complex issues with them, such as the effects of organisational culture,
planning career transitions, and building long -
term career strategies — of real
value if your ideal job isn't easily achievable.
Now, we need to get more
value added in there, in
terms of
planning, vision, speech - type things.
Our work, apart from providing the first estimates of vital rates and other population characteristics of the endangered snow leopard, reiterates the
value of long -
term monitoring of both abundance and population dynamics for conservation
planning and action.
In 2015, the federal and Queensland government enacted the Reef 2050 Long
Term Sustainability
Plan to «ensure the Great Barrier Reef continues to improve on its outstanding universal
values».
DRI is the general
term for a set of reference
values used to
plan and assess nutrient intakes of healthy people.