Sentences with phrase «value than the insurance»

You can't get reimbursed by your renter's insurance company for things you can't remember or things that had more value than the insurance company thinks it had.

Life settlement brokers can offer more value than the insurance providers, which only offer a cash surrender value.

Not exact matches

An adviser who earns a flat fee - such an hourly rate or a set percentage of your portfolio value - is much better aligned with you than an adviser who earns commissions for selling you particular mutual funds, insurance policies, or other products.

For financial stocks, there are more opportunities for insurance companies to add value than for the large banks.

Though less visible than manufactured goods and natural resources, our new research shows that Canadian companies are increasingly selling their engineering, computer, insurance, and other high - value services in global markets.

An advisor who earns a flat fee — such an hourly rate or a set percentage of your portfolio value — is much better aligned with you than an advisor who earns commissions for selling you particular mutual funds, insurance policies, or other products.

In a life insurance cash settlement, a company will purchase your life insurance policy for a greater amount than the policy's cash value but less money than the death benefit.

On the other hand, it's also the reason why term life insurance is several times less expensive than cash value life insurance.

A primary reason whole life insurance is more expensive than term is because of its cash value.

Sure, certain sectors presented better values than others as financial stocks, including many bank and insurance stocks, presented relative bargains.

In that scenario, the payout from an insurance company would be much lower than the true market value of your bullion.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

Generally speaking, mortgage insurance is required whenever the loan - to - value (LTV) ratio is more than 80 %.

If your loan accounts for more than 80 % of the property value, as determined by an appraiser, you will probably have to pay some form of insurance in order to close.

When a mortgage loan accounts for more than 80 % of the home value, the borrower is usually required to pay mortgage insurance.

Lenders will typically require that you obtain purchase money insurance or private mortgage insurance (PMI) if you borrow more than 80 % of the value of your home.

It allows them to avoid the extra cost of mortgage insurance, which is usually required on loans that account for more than 80 % of the home value.

When it's required: Private mortgage insurance is typically required when borrowers take out a loan that accounts for more than 80 % of the home's value.

And if the fiscal problem becomes unstable — more deficit to finance than security markets will allow, the Fed will obey its political masters and finance the deficit by a hyper - inflation, or hyper - tax, as a burgeoning inflation simply taxes all fixed dollar wealth — bonds, dollars, life insurance values, etc. — by the rate of price level increase.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

Lifetime Builder ELITE also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

Unlike PMI, the private mortgage insurance you'd pay with most conventional loans, MIP never goes away, even after you pay your loan balance down to less than 80 percent of the home value.

You wouldn't owe any taxes if the life insurance policy's cash surrender value was less than the amount you had already paid in premiums.

If you have less than $ 50,000 of group and supplemental term life insurance, you won't be taxed on the value of it.

The exception is homeowners who were forced to purchase taxpayer - backed mortgage default insurance from Canada Mortgage and Housing Corp. (CMHC), or its main private sector rival Genworth Canada, because they put down less than 20 per cent of their home's value.

It also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

Potential buyers need to perceive the value of permanent life insurance as providing more than just a death benefit, he added.

These policies all generally have a cash value component, which is essentially the surrender value of the policy (if you give it up before its maturity or your death), and is the primary reason permanent life insurance policies are more expensive than term policies.

Cash value life insurance is more expensive than term insurance during your younger years.

Even using the $ 61 number, AIG stock at $ 58, to us looks inexpensive because we believe that an insurance company with a valuable brand name ought to be worth somewhat more than book value.

The government is forcing one set of values on everyone rather than letting different insurance companies and self - insurers make their own policies to meet the needs and desires of their customers and employees.

Polls this weekend showed more republicans were concerned about rising insurance costs due to Katrina than erosion of moral values.

According to the Insurance Council of Australia (ICA), more than 43,000 claims for flood damage have been lodged, with a reserved claims value of $ 2 billion.

Tax and insurance costs are competitive, plus it manages over 40mpg and holds its value better than many rival models.

Because a key factor in the cost of auto insurance is your vehicle's value, used cars tend to boast lower premiums than new ones.

Insurance typically pays the vehicle's actual cash value rather than the amount remaining on your loan or lease, which could leave a financial «gap» of thousands of dollars.

You then call your insurance company and find out that they will pay market value, but you owe four thousand more on your loan than what they will pay.

Given that price, the 500 works out to be a strong insurance value with our go - to website, since its average coverage rate was $ 1,274 — so it's cheaper to insure than vehicles that cost thousands of dollars less.

Insurance rates for pre-owned automobiles are a lot cheaper than those for new cars; since the value of a used car is generally thousands less depending on a couple of factors like: age, mileage, and condition.

You can surrender a non-term life insurance policy and receive its surrender value, which may be substantially less than its cash value.

Having mortgage insurance makes originating high loan - to - value (LTV) loans safer for the financial institutions we serve, allowing them to reduce their risk and lend to credit - worthy borrowers who bring less than 20 percent down to the table.

For example, a homeowners or renters insurance policyholder who owns an electric guitar, amp and pedalboard with a total value of less than $ 2,000 probably does not need musical instrument insurance.

If your motorcycle's blue book value is more than what your insurance company is offering you, you'll want to point this out to your insurer.

Due to the federal insurance protection offered by the FHA, you do not have to pay more than the value of the home when it is sold, even if your loan balance surpasses your home's value.

Permanent cash value life insurance policies cost much more than term, but also provide the added security of cash value accumulation.

Refinancing for any amount greater than 80 percent of your home's current value requires paying for mortgage insurance (conventional mortgage loans) or FHA insurance.

But the cash value of the policy is one of the things that makes it more expensive than term life insurance.

If your loan - to - value ratio drops lower than 80 percent, you don't have to pay for mortgage insurance.

Private Mortgage Insurance (PMI) is extra insurance that lenders require for loans that are more than 80 % of a new homeInsurance (PMI) is extra insurance that lenders require for loans that are more than 80 % of a new homeinsurance that lenders require for loans that are more than 80 % of a new home's value.

Standard home insurance policies typically provide reimbursement for an item's depreciated value, meaning that you receive less compensation from your insurance company than what you paid for your items.