Sentences with phrase «value the opportunity cost»

I'm going to value the opportunity cost of $ 1 spent on a credit as 2 cents, using the benchmark of a 2 % cash - back card.

Not exact matches

«Leaders will increasingly be called to evaluate and implement new technologies they don't always understand and can't control, from the cost - benefits of data automation to balancing consumer concerns with data mining opportunities to gauging the commercial value of Bitcoin and other new concepts,» they write.

And there are often nuances to marital assets as well, like their future value or opportunity cost.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Then again, most boards have at least one or maybe a few directors who are not adding as much value as a new member might bring and therefore represent an «opportunity cost.»

Both boards have identified «substantial opportunities for cost synergies, which support significant potential shareholder value creation», adding that there would be «additional revenue growth» opportunities too.

Sure, there will always be pockets of opportunities, but net increases in value are far from certain, especially when all the costs are included.»

And now, the province's opportunity to move up the value chain appears to have been weakened by the growing network of pipelines leading stateside, where excess refinery capacity can be retrofitted to process bitumen at half the cost of building greenfield refineries in Canada.

• An economic opportunity «transferable corporate tax credit equal to the value of the cost for all soft and hard costs associated with the acquisition, relocation, and development of any new or refurbished building in the City of Camden up to $ 350 million.»

The assumptions underlying the fair value calculation include: the labor required using a burdened overhead rate, the development period, a developer's profit based on the operating profitability of market participants, and the opportunity cost based on the estimated required return on

Otherwise, try this formula: Estimate a card's total net value and compare that against the opportunity cost.

Shiller is right that perfect equilibrium microeconomics can not explain asset bubbles, but bubbles might be explained by combining three other classic postulates: the law of demand, opportunity costs and the subjective theory of value.

It is difficult for a portfolio manager to profitably trade markets on a weekly basis because stocks tend to move in tandem in the short term and the opportunity to add value after trading costs is very limited.

We believe our methodology helps identify the most attractive stocks at the best time to consider buying, helping to avoid value traps and lagging performance due to the opportunity cost of holding a stock with great potential but at an inopportune time.

«We've taken this recession as an opportunity to introduce ourselves to the customers who haven't worked with us historically and really educate them on the value proposition that we offer, which is really a strong value against cost proportions for our customers,» Wagner continues.

* * For an extremely limited sub-set of nursing mothers, i.e. those who don't need to pump, buy nursing bras, pads, creams, pillows, milk storage bags, pay for lactation consultant appointments, magically don't need extra food to cover the calorie cost of lactation, and if you don't count their time or any opportunity costs as having any monetary value.

At the time he said within a short space of time, the Ghanaian worker will experience improved wages, reduced cost of living, increased job opportunities, with a value addition in industrialisation to create jobs with good pay across Ghana, while maintaining a safe and peaceful worker environment necessary for the progressive programmes and policies that the NPP have for the people of Ghana.

However, when considering the potential value of extra biofuels produced from the perennial crops ($ 11 million), the phosphorous pollution that could be avoided ($ 27 million) and the current market cost of carbon ($ 5 million), the value of these environmental benefits is $ 43 million, which far exceeds the opportunity cost.

Using current conservation program and environmental market value, these beneficial environmental outcomes in the study area are valued at a mere $ 3 million, which is much lower than the $ 30 million opportunity cost to farmers for switching their land to perennial production.

But for anyone who values their time, there are significant additional opportunity costs.

Included in the PowerPoint: a) Scarcity, Choice and Opportunity Cost - The Fundamental Economic Problem - The Meaning of Scarcity and the inevitability of choices at all levels (individual, firms, govt)- The basic questions of what will be produced ow and for whom - The Meaning of the term «Ceteris Paribus» - The Margin and Decision Making at the Margin - Sort run, long run, very long run b) Positive and Normative Statements - the distinction between fact and value judgements c) Factors of Production - the rewards to the factors of production: land, labour, capital and enterprise - Specialization and division of labour d) Resource Allocation in Different Economic Systems and Issues of Transition - decision making in market, planned and mixed economies - the role of the factor enterprise in a modern economy e) Production Possibility Curves - shape and shifts of the curve - constant and increasing opportunity costs f) Money - functions and characteristics in a modern economy - barter, cash and bank deposits, cheques, near money, liquidity g) Classification of Goods and Services - free goods, private goods (economic goods) and public goods - merit goods and demerit goods as the outcome of imperfect information by consumers PowerPoint Also Includes: - Key Terms for each Chapter - Activities - Multiple Choice and Essay questions from past eOpportunity Cost - The Fundamental Economic Problem - The Meaning of Scarcity and the inevitability of choices at all levels (individual, firms, govt)- The basic questions of what will be produced ow and for whom - The Meaning of the term «Ceteris Paribus» - The Margin and Decision Making at the Margin - Sort run, long run, very long run b) Positive and Normative Statements - the distinction between fact and value judgements c) Factors of Production - the rewards to the factors of production: land, labour, capital and enterprise - Specialization and division of labour d) Resource Allocation in Different Economic Systems and Issues of Transition - decision making in market, planned and mixed economies - the role of the factor enterprise in a modern economy e) Production Possibility Curves - shape and shifts of the curve - constant and increasing opportunity costs f) Money - functions and characteristics in a modern economy - barter, cash and bank deposits, cheques, near money, liquidity g) Classification of Goods and Services - free goods, private goods (economic goods) and public goods - merit goods and demerit goods as the outcome of imperfect information by consumers PowerPoint Also Includes: - Key Terms for each Chapter - Activities - Multiple Choice and Essay questions from past eopportunity costs f) Money - functions and characteristics in a modern economy - barter, cash and bank deposits, cheques, near money, liquidity g) Classification of Goods and Services - free goods, private goods (economic goods) and public goods - merit goods and demerit goods as the outcome of imperfect information by consumers PowerPoint Also Includes: - Key Terms for each Chapter - Activities - Multiple Choice and Essay questions from past exam papers.

I have four or five opportunities to assess and purchase new, innovative technologies each year, but I only purchase those that present a clear, proven, cost - effective high value to the education and / or safety of our students.»

Key values that define the Educational Service Center of Lake Erie West are providing quality services to our educational partners; being flexible and responsive to the individualized needs of our partners; promoting collaboration with local schools, school districts and community agencies to plan current and future program offerings and services; taking a leadership role in creating innovative programs that provide new opportunities for our partners; and maintaining cost effectiveness for the schools and school districts served by the Educational Service Center of Lake Erie West.

With 755 horsepower the 2019 Chevrolet Corvette zr1 is the most powerful Corvette ever it's also the most technologically advanced behind me are the rolling s's at Road Atlanta and we're here to see if we can reach to the supercar levels of performance afforded by this thing's massive power big tires and the tall wing on the back after that we'll take to the streets to see if a car this powerful can behave itself in public this is a monster of a car I've had some brief track opportunities moving this morning to get used to the pace of this machine which is phenomenal we're gonna warm up as we get out to the road Atlanta and sort of build up to the pace that this car can operate at now initially when you hop in this car you have this shrine to the engine right above you you see the line of the hood it kind of dominates the center of the view you can see over it it doesn't affect visibility but it's immediately obvious and that kind of speaks to what makes this car special it's a monster of an engine listen to that [Music] that is tremendous tremendous acceleration and incredible power but what I finding so far my brief time here at the Atlanta is that everything else in the car is rut has risen to match hurt me while I lay into it on the back straight look you know 150 mile - an - hour indicated we're going to ease up a little bit on it because I need to focus on talking rather than driving but like I was saying the attributes of the rest of the car the steering the braking capability the grip every system of this car is riding to the same level of the power and I think that's what makes it really impressive initially this is undoubtedly a mega mega fast car but it's one that doesn't terrify you with its performance potential there's a level of electronic sophistication that is unparalleled at this price point but it's hard not to get you know totally slipped away by the power of this engine so that's why I keep coming back to it this car has an electronically controlled limited slip differential it has shocks filled with magnetically responsive fluid that can react faster to inputs and everything this car has a super sophisticated stability control system that teaches you how to drive it quick but also makes you go faster we haven't even gotten into exploring it yet because the limits of this car are so high that frankly it takes a while to grow into it but [Music] I think what's impressive about this car is despite how fast it is it is approachable you can buy this car to track dates with it and grow with it as a driver and as an owner I think that's a really special [Music] because you will never be more talented than this car is fast ever unless you are a racing driver casually grazing under 50 miles an hour on this straight okay I'm just going to enjoy driving this now [Music][Applause][Music] this particular Corvette zr1 comes with the cars track performance package a lot of those changes happen underneath the sheet metal but one of the big differences that is immediately obvious is this giant carbon fiber wing now the way this thing is mounted is actually into the structure of the vehicle and it makes you know loading the rear hatch a bit more difficult but we're assuming that's okay if you're looking for the track performance this thing delivers also giving you that performance are these Michelin Pilot Sport cup tires which are basically track oriented tires that you can drive on the street but as we wake our way to the front of the thing what really matters is what's under the hood that's right there's actually a hole in the hood of this thing and that's because this engine is so tall it's tall because it has a larger supercharger and a bunch of added cooling on it to help it you know keep at the right temperature the supercharger is way larger than the one on the zo six and it has a more cooling capacity and the downside is it's taller so it pops literally through the hood the cool thing is from the top you can actually see this shake when you're looking at it from you know a camera from the top of the vehicle this all makes for 755 horsepower making this the most powerful Corvette ever now what's important about that is this not just the power but likewise everything in the car has to be built to accommodate and be able to drive to the level of speed this thing can develop that's why you had the massive cooling so I had the aerodynamics and that's why I had the electronic sophistication inside [Applause] we had a lot of time to take this car on the track yesterday and I've had the night to think about things Matt today two crews on the road and see how this extreme performance machine deals with the sort of more civil minded stuff of street driving the track impressions remain this thing is unquestionably one of the most capable cars you can get from a dealer these days a lot of that's besides the point now because we're on the street we have speed limits they have the ever - present threat of law enforcement around every corner so the question is what does this car feel like in public when you slow this car down it feels like a more powerful Corvette you don't get much tram lining from these big wheels though we as the front end doesn't want to follow grooves in the pavement it is louder it is a little firmer but it's certainly livable on a day to day basis that's surprising for a vehicle of this capability normally these track oriented cars are so hardcore that you wouldn't want to drive them to the racetrack but let's face it you spend more time driving to the track than you do on the track and the fact that this thing works well in both disciplines is really impressive I can also dial everything back and cruise and not feel like I'm getting punished for driving a hardcore track machine that's a that's a really nice accomplishment that's something that you won't find in cars that are this fast and costs maybe double this much the engine in this car dominates the entire experience you can't miss the engine and the whole friend this car is sort of a shrine to it the way it pops out of the hood the way it's covered with coolers around the sides it is the experience of this car and that does make driving this thing special and also the fact that it doesn't look half bad either in fact I think it has some of the coolest looking wheels currently available on a new car this car as we mentioned this car has the track package the track package on this car gives you what they call competition bucket seats which are a little wide for my tastes but I'm you know not the widest person in the world this automatic transmission works well I mean there's so much torque again out of this engine that it can be very smooth and almost imperceptible its clunky on occasion I think I'd might opt for the manual although Chevy tells me about 80 % of its customers will go for the automatic I don't think they're gonna be disappointed and that's gonna be the faster transmission drag strip on the street - and on the racetrack man it was a little bit more satisfying to my taste though we've talked about the exhaust I have it set in the track setting let's quiet it down a little bit so you can hear the difference now I've set that separately from everything else so let's put it stealth what happened to the engine sound that's pretty that's pretty amazing man stealth is really stealth and then go back to track Wow actually a really big difference that's that's pretty great the Corvette has always been a strong value proposition and nowhere is that more evident than this zr1 giving you a nearly unbeatable track performance per dollar now the nice thing is on the road this doesn't feel like a ragged edge track machine either you could genuinely drive it every day the compromises are few and that's what makes this car so special if you like what you see keep it tuned right here and be sure to visit Edmunds.com [Music]

ORIGINAL COLLECTORS CAR 2002 Audi RS4 Quattro Avant, Misano Red, 12 months mot with no advisories, 12 months AA warranty, free mot's for life, stunning condition throughout, 125k with an impressive documented service history, full spec model including, satellite navigation, full black heated Nappa Recaro leather interior, 6 speed manual, 2.7 V6 Bi-Turbo with 380bhp, 0 - 60 in 4.9 seconds and a limited top speed of 155mph, alloy wheels, air bags, 6 disc cd changer, armrest, electric sunroof, electric windows, electric mirrors, remote central locking with 2 keys, isofix seats, carbon fibre inserts, all servicing receipts included, owned and maintained by a Bosch technician for years so when this car has even hinted that it needs something its been done, maintained regardless of cost, the car has had all the usual requirements done (exhaust cams, 2 x chain tensioners, 2 x chains, air flow sensor, spider hose, 2 x exhaust sensors, rear diff, cambelt x 2, water pump x 2, thermostat), phenomenal performance from a car that in it's day would beat Porsches and Ferraris, totally original unmolested standard car, never modified or abused, this is an extremely rare Misano Red 2002 model (1 of 12 cars) so please when pricing these up do not compare it to the common 2000/2001 models, set to rapidly increase in value over the next 5 years this is an incredible opportunity to acquire a rare 2002 RS4 cult classic in fantastic condition, it has just had a 450 valet with receipt to prove, stunning car, from what we have currently seen this is one of the best out there and the only 2002 model currently for sale in the world, any questions please do not hesitate to ask, serious investors only, first to see will buy, part exchange welcome, debit and credit cards accepted, finance arranged, nationwide delivery available, 22,995

A universal life insurance quote calculator gives parents the opportunity to compare premium cost to expected cash values at predetermined periods.

Opportunity cost is the value of the opportunity yOpportunity cost is the value of the opportunity yopportunity you give up.

In microeconomic theory, the opportunity cost of a choice is the value of the best alternative forgone, in a situation in which a choice needs to be made between several mutually exclusive alternatives given limited resources.

In order to measure the value of a card, we examine it from an opportunity cost perspective.

Cash value life insurance has a certain opportunity cost element to it because you are taking a large amount of your money and putting it into life insurance premiums.

If Diebold can continue to execute on cost cutting measure, identify growth opportunities and improve its long - term FCF generate, it can generate value for shareholders

«We are pleased to offer investors the opportunity to build a full asset - allocation portfolio that incorporates RI [responsible investment] principles and helps to align [clients»] full portfolio with their values in a transparent, tax - efficient and low - cost solution,» says Martin Kremenstein, senior managing director and head of ETFs at Nuveen.

Cost comparison Rent Buy Rent and fees $ 2,101,777 Mortgate payments $ 555,031 Property insurance + $ 85,747 Property taxes + $ 285,822 Maintenance + $ 105,000 Opportunity cost + $ 1,515,172 Tax savings (interest / taxes)-- $ 96,499 Home Appreciation — $ 1,772,099 Total cost = $ 2,101,777 $ 678,174 Present value at inflation $ 1,229,772 $ 381,762 Difference $ 848Cost comparison Rent Buy Rent and fees $ 2,101,777 Mortgate payments $ 555,031 Property insurance + $ 85,747 Property taxes + $ 285,822 Maintenance + $ 105,000 Opportunity cost + $ 1,515,172 Tax savings (interest / taxes)-- $ 96,499 Home Appreciation — $ 1,772,099 Total cost = $ 2,101,777 $ 678,174 Present value at inflation $ 1,229,772 $ 381,762 Difference $ 848cost + $ 1,515,172 Tax savings (interest / taxes)-- $ 96,499 Home Appreciation — $ 1,772,099 Total cost = $ 2,101,777 $ 678,174 Present value at inflation $ 1,229,772 $ 381,762 Difference $ 848cost = $ 2,101,777 $ 678,174 Present value at inflation $ 1,229,772 $ 381,762 Difference $ 848,011

As others in this situation may experience, there is a significant opportunity cost in forgoing immediate income and accompanying employer Superannuation contributions (currently 9.5 % of salary) and potential returns given the time value of compounding (i.e. the sooner you start compounding, the greater your investment returns, all else being equal).

All intrinsic value calculations and formulas are based on the opportunity cost relative to the risk - free interest rate.

-LSB-...] up bonus, you'd earn 20,000 points in addition to the sign up bonus but you could have used a cash back card that earns 5 % at gas stations instead which means you have an opportunity cost of $ 500 (less whatever you value -LSB-...]

The view here is that selling makes sense only when core economics become permanently impaired, prospects have been misjudged, market price not just somewhat but, instead, meaningfully exceed per share intrinsic value, or opportunity costs are high.

If you think in terms of opportunity costs, it seems irrational to adopt any investing rule unconnected to whether the position is undervalued and safe per traditional Graham / Buffett value metrics like PE, price to cash flow, debt to equity, current ratio, and DCF analysis.

When an investor keeps money in stocks that are fairly valued or overvalued, he increases his opportunity costs because he forgoes the opportunity to invest in undervalued companies with better appreciation potential.

When you hold on to a fairly valued or overvalued stock for tax reasons, you reduce tax costs but increase opportunity costs.

Since we explained this card isn't good on everyday purchases, that incremental increase in value from Silver status is probably not worth the opportunity cost of skipping out on using a much better card.

Actually, an economist would define opportunity cost as «the value of the best alternative foregone, in a situation where a choice needs to be made between a variety of alternatives given finite resources.»

The 15 year will put more money in your pocket at todays dollar value, but if you factor in opportunity cost of reinvesting the difference (30 yr pymnt / month - 15 yr pymnt / month) x (12 * 3) and put that amount into a fixed financial vehicle, you may be able to work out a better situation.

For one thing, opportunity cost isn't the cost of stock market returns (for which 7 % seems reasonable), but the cost of stock market returns less housing market returns (2 % is conservative, since that covers inflation, but housing also increases in value with local population growth), so 5 % seems decent.

There's some opportunity cost associated with waiting for your investments to return to purchase value.

A flexible - premium, cost - effective life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.

A flexible - premium, cost effective universal life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.

Filed Under: investing, money Tagged With: compounding, inflation, money basics, opportunity cost, risk, time value of money

«We continue to find attractive values in the global health care sector where demographics, accelerating emerging market health care spending, refocused research and development efforts, and cost cutting opportunities support long - term earnings against well - known pressures, which is not reflected in depressed valuations.

I am also saying that when yields are too low, the opportunity costs of holding gold or cash are also low, and maybe that will help to preserve value if things go wrong.