Sentences with phrase «variable annuity companies»

While many variable annuity companies offer pre-packaged living benefits, we understand that no investor's objectives are the same and only you and your advisor know which features best complement your objectives.

Most variable annuity companies underestimated the risk of market decline the potential severity of the decline.

If you own a variable annuity and think your principal is protected just call the customer service number of your variable annuity company and ask them «Is my account value guaranteed or protected from loss?»

Not exact matches

A variable annuity is a contract with an insurance company and it can come with a lot of bells and whistles.

This Winnipeg - based company's smaller variable annuity business means it's had less trouble than its peers.

[31] Therefore, from June 9, 2017, until January 1, 2018, insurance agents, insurance brokers, pension consultants and insurance companies will be able to continue to rely on PTE 84 - 24, as previously written, [32] for the recommendation and sale of fixed indexed, variable, and other annuity contracts to plans and IRAs, [33] subject to Start Printed Page 16917the addition of the Impartial Conduct Standards.

Jackson, the nation's largest seller of variable annuities, is a subsidiary of the London - based global financial services company Prudential Plc., and reports earnings under International Financial Reporting Standards, or IFRS.

Variable annuity sales rose 1 percent over the year - ago period, the Lansing, Mich. - based company said.

Despite a difficult year for variable annuity sales, Jackson National pretax 2017 operating income rose 3 percent to a record $ 2.9 billion over 2016, the company reported Wednesday.

The Vanguard Variable Annuity is a flexible - premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No.Variable Annuity is a flexible - premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No.variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No. 70688).

To push further into the market, Jackson in November launched Perspective Advisory II, a fee - based version of the company's flagship Perspective II variable annuity.

Big broker - dealers will seek to serve small balances in individual retirement accounts on a flat - fee and fiduciary basis using developing technology, the report predicts, while insurance companies will have to lower variable annuity expenses and commissions to be in line with other financial products.

When a retirement plan uses variable annuities, participants own «units» of an account that holds mutual funds owned by the insurance company — they don't own mutual fund shares.

Variable annuities (also called pooled separate accounts) are basically mutual funds that are owned by an insurance company and then «wrapped» in a thin layer of insurance — adding wrap fees (including sales commissions and surrender charges) in the process.

If your retirement plan's service provider is an insurance company, there is a good chance your investment options are variable annuities and not mutual funds.

Variable annuities offered by other companies usually offer either a buffer or a floor, but few offer both options in the same contract as Capital Choice does, Carlson said.

Structured variable annuities don't come with living benefit guarantees and therefore don't require the same level of reserves as traditional variable annuities, which is why company executives consider them efficient.

The new single - premium deferred index linked variable annuity is being offered on a commission and fee basis, which will appeal to both independent broker - dealers and registered investment advisors, the company said.

If you have a variable annuity with another company, you may be able to save money by moving it to Vanguard.

And what benefits the insurance company may not necessarily benefit the variable annuity investor, said Loffredi, senior product manager for annuity solutions.

Since the company's initial public offering in 2013, Voya has reduced the number of variable annuity policies with living benefits in its closed block by 35 percent to 199,000 policies at the end of the first quarter.

Over the course of his career, Mr. Maddox has helped create and distribute more than a dozen different mutual fund, variable annuity, and hedge fund complexes for banks, insurance companies, and independent investment advisors, and has served as the chief accounting officer, treasurer, vice president, and president of many of these funds.

The last thing insurance companies want is for agents selling variable annuities to be hobbled by cost disclosure and the rule that they have to think of the client first.

Variable annuities from MEMBERS are designed to fit in two categories: the MEMBERS Horizon Variable Annuity from MEMBERS Life Insurance Company provides growth potential with risk control.

The insurance company assumes the risk for FIAs and the consumer assumes the risk with variable annuities.

ForeRetirement IV (C — Share and I - Share) are flexible premium variable annuities issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - NCDSC - 12, FL - FPVA - NCDSC - 12CA, FL - FPVA - NCDSC - 12CT, FL - FPVA - NCDSC - 12FL, FL - FPVA - NCDSC - 12MT, ICC12 - NCDSC - FLICVA.

Jackson entered the advisor market with a fee - based variable annuity last fall and the company is prepared to commit more resources to the advisory segment to handle the growth, the company said.

Preferred Plus variable annuity is a flexible premium fixed and variable deferred annuity issued by Commonwealth Annuity and Life Insurance Company, 20 Guest Street, Brighton, MA 02135: Contract Form # 3039 - 07.

While FIA sales shrunk, sales of buffered variable annuities, also known as index variable annuities, rose 50 percent to $ 2.17 billion last year compared to 2016, the company said.

Preferred Plus variable annuity is a flexible premium fixed and variable deferred annuity issued by Commonwealth Annuity and Life Insurance Company, 132 Turnpike Road, Suite 210, Southborough, MA 01772:3039 - 07.

footnote * The Vanguard Variable Annuity is a flexible - premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No.Variable Annuity is a flexible - premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No.variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No. 70688).

The ForeRetirement IV suite is a flexible premium variable annuity issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - 12, FL - FPVA - 12CA, FL - FPVA - 12CT, FL - FPVA - 12FL, FL - FPVA - 12MT, ICC12 - FLICVA.

Globally, growth in the company's life and health business accelerated in 2017 as the company shifted its business mix to more capital - efficient products like buffered variable annuities, said Giulio Terzariol, CFO of Allianz SE.

The ForeInvestors Choice suite is a flexible premium variable annuity issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - 12, FL - FPVA - 12CA, FL - FPVA - 12CT, FL - FPVA - 12FL, FL - FPVA - 12MT, ICC12 - FLICVA.

«I can't think of any example from the past where a company has suspended a variable annuity or feature,» says Joan Boros, a Washington attorney who has long worked with variable annuity products.

Time was, when a company wanted to stop selling a variable annuity, it could «Great - West» the product, she recalls, meaning if the carrier sold no more than 5,000 contracts total (among other conditions), it would not have to update the product registration statement.

Voya, which late last year announced plans to launch a buffered variable annuity in 2018 and brand it as Voya Ascend Annuity, now has «no immediate plans» to launch the product as the company prepares to sell its annuity business.

ForeInvestors Choice (C — Share and I - Share) is a flexible premium variable annuity issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - NCDSC - 12, FL - FPVA - NCDSC - 12CA, FL - FPVA - NCDSC - 12CT, FL - FPVA - NCDSC - 12FL, FL - FPVA - NCDSC - 12MT, ICC12 - NCDSC - FLICVA.

Preferred Plus variable annuity is a flexible premium fixed and variable deferred annuity issued by Commonwealth Annuity and Life Insurance Company, 20 Guest Street, Brighton, MA 02135: Contract Form # 3039 - 07.

ForeRetirement IV (C — Share and I - Share) are flexible premium variable annuities issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - NCDSC - 12, FL - FPVA - NCDSC - 12CA, FL - FPVA - NCDSC - 12CT, FL - FPVA - NCDSC - 12FL, FL - FPVA - NCDSC - 12MT, ICC12 - NCDSC - FLICVA.

ForeInvestors Choice (B - Share) is a flexible premium variable annuity issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - 12, FL - FPVA - 12CA, FL - FPVA - 12CT, FL - FPVA - 12FL, FL - FPVA - 12MT, ICC12 - FLICVA.

Prospectuses for variable annuities issued by a Brighthouse Financial insurance company, and for the investment portfolios offered thereunder, are available from Brighthouse Financial.

To keep the Personal Income Benefit intact, the employee would need to keep their account value in the Retirement Gateway ® group variable annuity contract even if they leave the company.

You (the annuity owner) make a lump - sum payment or a series of premium payments to an annuity issuer (the insurance company), which will accumulate earnings at a fixed interest rate (a fixed annuity) or a variable rate determined by the growth (or losses) in investment options known as subaccounts (a variable annuity).

Investment Companies / Variable Annuities Broker Training.

Horizon variable annuity is a flexible premium fixed and variable deferred annuity issued by Commonwealth Annuity and Life Insurance Company, 132 Turnpike Road, Suite 210, Southborough, MA 01772:3040 - 09.

Whereas a fixed annuity relies upon the insurance company's general account to support the contract, a variable contract involves investments in any number of sub-accounts (potentially dozens) consisting of various classes of assets such as stocks, bonds and money market accounts.

Thus, in the same way that life insurance companies offer alternatives such as guaranteed universal life insurance, indexed universal life insurance OR variable life insurance, annuity contracts offer similar options.

The Retirement Gateway ® group variable annuity is issued by AXA Equitable Life Insurance Company, New York, NY.

The ForeInvestors Choice suite is a flexible premium variable annuity issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - 12, FL - FPVA - 12CA, FL - FPVA - 12CT, FL - FPVA - 12FL, FL - FPVA - 12MT, ICC12 - FLICVA.