Sentences with phrase «variable annuity products»

For a start, insurers have been selling principal - protected variable annuity products, which are forced to reduce market exposure when volatility rises.

Manulife IncomePlus is a Guaranteed Minimum Withdrawal Benefit (GMWB) type of variable annuity product aimed at people who are about to retire or in their early retirement years.

«I can't think of any example from the past where a company has suspended a variable annuity or feature,» says Joan Boros, a Washington attorney who has long worked with variable annuity products.

There is currently about $ 2 trillion invested in variable annuity products alone, according to research firm Morningstar.

Equitable introduces its first line of individual variable annuity products and in 1976 pioneers variable life insurance, an investment - oriented policy that commands significant market share.

While Wink currently reports on indexed annuity, fixed annuity, and multi-year guaranteed annuity product sales, the firm looks forward to reporting on immediate annuity and variable annuity product sales in the future.

Fifteen to twenty years ago, the smallest retirement plans had few, if any, alternatives to high - priced and restrictive variable annuity products.

Many recently announced fee - based variable annuity products have sought to lower overall fees and penalties that clients may be held responsible for, developing features that can make the product more valuable to the client (also providing justification for the reasonableness of the fee).

Historically, advisors have been compensated for the sale of variable annuity products on a commission basis, which is believed to motivate advisors to recommend products because of their high commission value, rather than because they are in the client's best interests.

A competitively priced variable annuity product is hard to beat compared to an unprotected investment portfolio, as long as the fees between the two are similar.»

These portfolios are only available as sub-accounts within variable annuity products.

John noticed that much of the growth came from new variable annuity products with secondary guarantees, and EIAs, but aside from that he thought, «I'm sunk.

According to the Cerulli report, low interest rates have made variable annuity products less attractive.

For variable life insurance and variable annuity products please consult your prospectus and Statement of Additional Information.

Registration Our lawyers have extensive experience with SEC registration of variable life insurance and variable annuity products under the Securities Act of 1933 (Securities Act) as well as SEC registration (and subsequent deregistration) of related separate accounts and investment companies under the Investment Company Act of 1940 (1940 Act).

Annuities, including fixed and variable annuity products through brokers and financial institutions.

In the 1950s, TIAA introduced the very first variable annuity product.

Equitable introduces its first line of individual variable annuity products and in 1976 pioneers variable life insurance, an investment - oriented policy that commands significant market share.

Manulife IncomePlus is a Guaranteed Minimum Withdrawal Benefit (GMWB) type of variable annuity product aimed at people who are about to retire or in their... Read More»

Some annuity providers offer bonuses as an incentive to get you to transfer to their variable annuity product.

There is no guarantee that any of the variable investment options in a variable annuity product will meet their stated goals or objectives.

Visit our variable annuity compliance documents page to access prospectuses, which contain information about contract charges and fees for the variable annuity products offered by Annuity Investors Life Insurance Company.

Visit our variable annuity performance center to review the performance of subaccounts offered by Annuity Investors Life Insurance Company's variable annuity products.

I remember when American Skandia tried to do basically the same thing with their variable annuity products.

Now I understand why our broker placed myself and my wife into a variable annuity product!

For more complete information about mutual fund or variable annuity products or to obtain a prospectus, please ask your USBI investment professional.

Last month, four former Atlanta - area brokers were charged with fraudulently persuading Federal employees to roll over holdings from their TSP retirement accounts into higher - fee, variable annuity products.

«Before you invest in a variable life insurance or variable annuity product, be sure that you fully understand how the product works, the risk of loss, and the applicable fees and surrender charges,» said Victoria Pawelski, an FDIC Policy Analyst.

This variable annuity product has no front - end loads so you'll pay no commissions / sales charges / loads to buy it initially.

You must be given a copy of the prospectus before purchasing mutual funds, variable life, and variable annuity products and you should read it carefully before you invest or send money.

Prospectus For investment products (including variable life insurance and variable annuity products), this is a formal written document which explains fees, features, portfolio investment objectives and other details.

The company also provides prospectuses online for a specific variable life or variable annuity product.

* These funds are underlying funds of MassMutual's variable life and variable annuity products and are not available for retail sale.