Sentences with phrase «variable insurance products»

The complexity of variable insurance products is best left to insurance and investment professionals - if the product is not understood by the prospective insured it should be avoided.

The underlying funds listed below are available only as investment options in variable insurance products issued by life insurance companies.

The underlying funds listed below are only available as investment options in variable insurance products issued by life insurance companies.

Policy values can grow each year based on the performance of certain market indexes, but are not subject to market losses as would be the case with variable insurance products.

The underlying funds listed below are available only as investment options in variable insurance products issued by life insurance companies.

Strategic Advisers does not currently invest in tax - deferred products, such as variable insurance products, or in tax - managed funds in FPP or PTS, but may do so in the future if it deems such to be appropriate for a client.

The Insurance Regulatory Development Authority (IRDA) said the guidelines for variable insurance products (VIPs) would govern the ULPs and said that it would come up with a final guideline on the same on or before November 4.

Shares of the insurance funds of the Franklin Templeton Variable Insurance Products Trust (FTVIPT) are sold only to insurance company separate accounts to serve as the investment vehicles for variable contracts (Contracts), and are not offered to the public.

The mutual funds and variable insurance products referred to on this site may be offered or sold only to persons in the United States.

In October 2009, FINRA proposed to replace IM -2210-2 with Rule 2211 (Communications with the Public About Variable Insurance Products), pending approval by the Securities and Exchange Commission.

Insurance regulator IRDA prohibited life insurers from selling Variable Insurance Products (VIPs), which have greater flexibility over traditional plans, as unit - linked products (ULIPs), after it received various complaints about these schemes.

An Individual Variable Insurance Product with the provision to vary the premium on later stage.

SAI does not currently invest in tax - deferred products, such as variable insurance products, or in tax - managed funds in its separately managed accounts, but may do so in the future if it deems such to be appropriate for a client.

We provide a full range of legal and regulatory services to insurance companies, broker - dealers and service providers relating to the design, marketing, and sale of variable insurance products, individual and group annuities, fixed indexed annuities, market - value - adjustment products, synthetic annuities, BOLI, funding agreements, stable value wrap contracts, and other innovative products.

The insurance regulator has underlined that except for variable insurance products, the death benefit for all non-linked individual product can not be less than the basic sum assured.

Variable insurance products have many features which are not well understood by the average person, and in some cases, by the insurance agent representing them.

SAI does not currently invest in tax - deferred products, such as variable insurance products, or in tax - managed funds in its separately managed accounts, but may do so in the future if it deems such to be appropriate for a client.

The current prospectus (or for the variable insurance products the contract prospectus and underlying fund prospectuses, which are contained in the same document) provides this and other important information.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable insurance product, including its underlying investment options.

Variable insurance products were not the rage before loaded mutual fund commissions dropped from 8.5 % to 5.5 % (and the whole limited partnership industry evaporated because of tax changes from TRA» 86).

Combining her legal and business experience, including nine years on the Securities and Exchange Commission (SEC) staff, PC Pitts guides clients on regulatory matters involving investment companies, investment advisers and variable insurance products.

Thomas E. Bisset is a member of the Financial Services Practice and concentrates his practice on investment management regulation, including advising mutual funds, insurance company issuers of fixed and variable insurance products and other financial entities on the establishment and operation of investment companies and novel financial instruments and on compliance with the Securities Act of 1933, the Investment Company Act of 1940 and other federal securities laws.

Tom follows new developments in regulatory issues, and guides his clients in matters affecting mutual funds, variable insurance products, fixed annuity contracts and equity index products.

Variable insurance products are subject to investment risk, are not guaranteed and will fluctuate in value.

Security In financial services and investment terminology, this generally refers to a regulated investment product (including stocks, mutual funds and variable insurance products.)

Today, Ameritas offers variable insurance products, security and investment products, dental insurance, life insurance and annuity products.

With that in mind, it is important to be aware of risk tolerance before moving forward with a variable insurance product.

However, the Insurance Regulatory and Development Authority has renamed these as variable insurance products (VIPs), and has formulated fresh guidelines.

These variable insurance products will be treated at par with Ulips, those products will follow the same commission package for Ulips.

Under linked category, unit - linked life and pension products and variable insurance products (life and pension products) where the benefits are linked to any external approved index have been identified for standardisation.