Sentences with phrase «variable life coverage»

With variable life coverage you have to choose your own investment strategy in order to maximize your death benefit; it's like a universal policy but you (and not the insurer) are managing the investment portfolio.

Another benefit of variable life coverage is that the premiums are typically fixed throughout the life of the policy.

Its life insurance packages cover term policies, adjustable policies and variable life coverage.

Speak with your First Life insurance agent to find out if variable life coverage is right for you.

Variable life coverage is a type of life insurance that provides permanent protection for the insured, and provides a death benefit to the beneficiary when the insured perishes.

While variable life coverage comes with some risks, it can also come with some big payoffs.

With variable life coverage you have to choose your own investment strategy in order to maximize your death benefit; it's like a universal policy but you (and not the insurer) are managing the investment portfolio.

Not exact matches

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

Pacific Life has a large array of cash value permanent coverage including universal life, indexed universal life and variable universal lLife has a large array of cash value permanent coverage including universal life, indexed universal life and variable universal llife, indexed universal life and variable universal llife and variable universal lifelife.

John Hancock Life Insurance Company offers four types of life insurance coverage, term, whole, universal and variaLife Insurance Company offers four types of life insurance coverage, term, whole, universal and varialife insurance coverage, term, whole, universal and variable.

John Hancock Life Insurance Company offers some of the best cash value life insurance, including universal, indexed universal life and variable universal life insurance coverLife Insurance Company offers some of the best cash value life insurance, including universal, indexed universal life and variable universal life insurance coverlife insurance, including universal, indexed universal life and variable universal life insurance coverlife and variable universal life insurance coverlife insurance coverage.

Both variable and whole life insurance offer lifelong coverage, but whole life insurance policies are «lower risk, lower potential reward».

Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage as well as a cash value Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage as well as a cash value variable appreciable life insurance, provides lifelong coverage as well as a cash value account.

There are also single premium variable universal life insurance policies which allow you to purchase coverage and fund the policy's cash value with a single payment.

This first point applies to traditional whole life insurance coverage and not to alternatives, such as variable universal life, which may be tied to the stock market.

Variable life insurance premiums are much more expensive for the same death benefit coverage than term life insurance, which covers you for a set period of time — usually while you have dependents.

Permanent coverage from Prudential includes universal, indexed universal, variable universal, and survivorship universal life insurance.

Variable Universal Life provides the flexibility of universal coverage but with the ability to earn potentially higher returns due to the investment portion of the policy.

The company has a large offering of permanent cash value coverage including whole life, universal life, indexed universal life and variable universal life.

If you think you may want lifelong coverage, make sure your policy lets you convert to either a permanent whole life or variable life policy.

Voya provides a wide array of coverage, including term life, universal life, indexed universal life, variable universal life, and survivorship policies.

Because variable life insurance allows you to allocate a portion of your premiums to a separate investment account, this type of life insurance is generally more expensive than other types of coverage.

Which is the right type of life insurance coverage for me, whole life, term life, universal life, or variable universal life insurance?

If you've ever shopped for life insurance, then you know that there can be some key variables to consider to determine whether you have the proper type and amount of coverage.

Should your insurance needs change over time, Variable Universal Life usually provides the flexibility to increase or decrease your amount of coverage.

Being aware that variable coverage comes with a higher level of risk than some other types of permanent life insurance, such as whole life or universal life, can also help to ease any surprises should the market take a sudden downturn.

Variable universal life insurance is a type of permanent coverage that offers both a death benefit, as well as cash value build up.

Transamerica Life also offers a wide selection of permanent life insurance coverage, including whole life, universal life, and variable universal lLife also offers a wide selection of permanent life insurance coverage, including whole life, universal life, and variable universal llife insurance coverage, including whole life, universal life, and variable universal llife, universal life, and variable universal llife, and variable universal lifelife.

With so many variables, it can be daunting to attempt to figure out which life insurance company is going to offer the best life insurance coverage.

Whole, universal and variable life are permanent forms of life insurance and provide coverage throughout your lifetime, paying out the death benefit whenever you may die.

The price and coverage depend on a lot of personal variables, which is why two people may find the best coverage to be from two different life insurance companies — and both of them would be right.

Should your insurance needs change over time, Variable Universal Life usually provides the flexibility to increase or decrease your amount of coverage.

Long - term care (LTC) coverage is often available as a rider to a cash value insurance product such as universal, whole, or variable life insurance.

Before investing, carefully consider your need for life insurance coverage and the charges and expenses of the variable universal life insurance policy.

Permanent coverage: whole, universal and variable life is more confusing since the same policy, depending on how it is issued, can often be either guaranteed or non-guaranteed.

An alternative is to choose to convert your life insurance to permanent life insurance, choosing one the the other coverage types, such as universal life, indexed universal life and variable universal life.

Also known as group universal life and group variable life, universal life insurance, is a policy that allows the holder to change the amount of coverage as the need for insurance changes.

As experience accumulates for that make and model, the car may be moved up or down in the ratings and that would affect the cost you pay for comp and collision coverage,» In addition to your type of car, auto insurers factor in your driving record, claims history, credit history, age, gender, amount and type of auto insurance purchased, where you live, just to name a few key pricing variables.

Due to the flexibility of variable life, however, this type of policy can allow policy holders to obtain a much higher rate of return on invested funds, while at the same time getting the protection of a guaranteed amount of death benefit coverage.

For instance, for an American, there may be term insurance, permanent insurance, whole life, universal life, long term care insurance, accidental death, critical illness insurance, disability insurance, variable products, graded and modified, guaranteed premiums, living benefits, return of premium, policies for 5,10,20,30, or for life coverage — all very confusing to a potential customer.

The Group Variable Universal Life coverage provides the same options are the CPA Life and Spouse CPA Life plan, in addition to an investment / cash value component to the policy.

Group Variable Universal Life — The Group Variable Universal life insurance plan also provides the ability to obtain up to $ 2.5 million in combined coverage with your spoLife — The Group Variable Universal life insurance plan also provides the ability to obtain up to $ 2.5 million in combined coverage with your spolife insurance plan also provides the ability to obtain up to $ 2.5 million in combined coverage with your spouse.

Term life insurance can be contrasted to permanent life insurance such as whole life, universal life, and variable universal life, which guarantee coverage at fixed premiums for the lifetime of the covered individual unless the policy is allowed to lapse.

Prospectus is a special document providing details about the coverage and the investment options and limitations to people who are interested in purchasing Variable Life Insurance or Variable Universal Life Insurance and investing in it.

The plans that are offered through the AICPA include CPA Life and Spouse Life coverage, Level Premium Term and Spouse Level Premium Term coverage, and Group Variable Universal Life insurance.

Universal and variable universal life policies also accumulate cash value over time, but with the flexibility to adjust premiums and coverage.

In particular, variable universal life insurance is a popular choice for growing families, as premiums and coverage can be adjusted throughout the life of policy.

The combination of a simple, cheaper term life insurance policy and a dedicated investment option, like a mutual fund, offers the same insurance coverage as a variable universal life insurance policy, with lower fees, easier administration, and likely better results in both categories.

Variable life insurance premiums are much more expensive for the same death benefit coverage than term life insurance, which covers you for a set period of time — usually while you have dependents.

Permanent coverage includes whole life, universal life and variable life.