Sentences with phrase «variable life insurance»

The cash value of variable life insurance policies can grow at a much faster rate and in certain cases can be used to pay premiums.

A type of variable life insurance policy that covers two individuals and pays a death benefit to a beneficiary, only after both people have died.

Be sure that you use our free rate quote finder to compare universal variable life insurance quotes with term life insurance quotes and quotes for many other types of life insurance.

There is also a significant risk involved with variable life insurance because of the risk of investment performance.

Variable - universal life insurance: A type of permanent insurance that combines the premium flexibility of universal life insurance with a death benefit that varies as in variable life insurance.

One year later, the company introduced its first single premium variable life insurance product.

When shopping for variable life insurance quotes, it is best to work with a company or an agency that has access to more than just one insurance carrier.

Therefore, these policies are sometimes referred to as flexible premium variable life insurance.

However, unless you have at least 15 years to invest in your universal variable life insurance plan then it may not be such a good deal.

However, we urge you to be careful as variable life insurance policies often come with higher fees than other cash value life insurance policies.

When it comes to your investment choices on variable life insurance policies and variable annuities, life insurance companies seem to think so.

Contact a Trusted Choice member agent today to get your questions answered about variable life insurance policies.

While variable life insurance gives you some investment options for the cash you save over the course of your life, those options are still somewhat limited and are open to risk.

Whole life, variable life, universal life, and universal variable life insurance provide both a death benefit and a cash value account that builds equity.

Also, know that underlying investment options are only available in variable annuity and variable life insurance contracts.

Since variable life insurance allows investment options, it does pose some risks to your benefit.

Therefore, in considering variable life insurance, it is important to have a good idea of one's overall risk tolerance first.

While variable life insurance gives you some investment options for the cash you save over the course of your life, those options are still somewhat limited and are open to risk.

When you're shopping for variable life insurance coverage, it's important to note that it's not going to be the cheapest option for life insurance protection.

Plans like variable life insurance or burial insurance plans.

If you want to use a cash - value life insurance policy as an investment tool, you have options beyond whole life insurance, including variable life insurance and indexed universal life insurance.

Because variable life insurance allows you to allocate a portion of your premiums to a separate investment account, this type of life insurance is generally more expensive than other types of coverage.

You may also have the option to purchase group variable life insurance if your employer offers it.

The reality is that fees usually make variable life insurance less desirable than a brokerage account for most people.

Let's now look into how Variable life insurance works.

Variable life insurance combines a death benefit with cash value accumulation that can put into a wide variety of investment options.

The only downside is that it will be harder to access your money for a period of time, but even variable life insurance policies have surrender and withdrawal fees.

In order to sell variable life insurance, a life insurance agent also needs to be licensed to sell securities.

Most variable life insurance policies are sold as a variable universal life insurance.

This became a huge issue for variable life insurance policyholders after the 2008 market crash.

For the majority who won't find variable life insurance useful, a much simpler and cheaper term life insurance policy is the way to go.

There three different variable life insurance policies and a choice of over 50 underlying investment options or a fixed rate option.

They are called variable life insurance, universal life insurance, and variable universal life insurance.

The main difference between variable life insurance and whole life insurance is how the cash value component works.

Variable life insurance helps you build up a cash reserve which the insurance company helps you invest in their stock and business investment programs.

Although variable life insurance may not suit everyone, there are certain situations in which this type of life insurance could be a very good fit.

Variable life insurance lasts for your entire lifetime, assuming you continue to pay the premiums.

Single premium variable universal life insurance is an alternative to a standard variable life insurance policy.

If you love to watch the market and pride yourself on being a clever investor, then variable life insurance products are truly made for you.

You may also have the option to purchase group variable life insurance if your employer offers it.

As we mentioned, one of the main complaints against variable life insurance coverage is the price.

The pros and cons of variable life insurance discussed in this article are for information purposes only and should not be taken as an advice or expert opinion.

As you may guess, it's essential you search variable life insurance as a part of the grand scheme.

Permanent life insurance policies like whole life insurance or variable life insurance build cash value.

Besides variable life insurance, there are three other types of permanent life insurance policies: whole life insurance, universal life insurance, and variable universal life insurance.

If you enjoy the idea of participating in a variety of investment opportunities, variable life insurance lets you do so without tax implications.

Variable life insurance adapts to the changes you want to make.