In this article, we'll show you how the new generation of
variable life insurance and annuities leave their historic counterparts in the dust.
Not exact matches
Brighthouse Financial, a major provider of
annuity and life insurance solutions in the United States, announced today a new version of its FlexChoice
variable annuity living benefit rider.
The Vanguard
Variable Annuity is a flexible - premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No.
Variable Annuity is a flexible - premium
variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No.
variable annuity issued by Transamerica Premier
Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281),
and in New York State only, by Transamerica Financial
Life Insurance Company, Harrison, New York (NAIC No. 70688).
Allianz
Life, a provider of retirement solutions, including fixed and variable annuities and life insurance for individuals, issued the following news relea
Life, a provider of retirement solutions, including fixed
and variable annuities and life insurance for individuals, issued the following news relea
life insurance for individuals, issued the following news release:.
We're one of the largest distributors of mutual funds,
variable annuities,
and variable life insurance in the United States.
Rapidly increasing interest rates causing contract holders to surrender
life insurance and annuity policies, thereby causing realized investment losses,
and reduced hedge performance related to
variable annuities;
But financial products, esp the high - commission fee - loaded stuff the WFG wants to you flog like
variable annuities and Transamerica's «Indexed» Universal
Life (FFIUL)
insurance policy, you usually sell once to a prospect
and that's it.
ForeRetirement IV (C — Share
and I - Share) are flexible premium
variable annuities issued by Forethought
Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - NCDSC - 12, FL - FPVA - NCDSC - 12CA, FL - FPVA - NCDSC - 12CT, FL - FPVA - NCDSC - 12FL, FL - FPVA - NCDSC - 12MT, ICC12 - NCDSC - FLICVA.
Variable annuities, variable life insurance, and mutual funds are offered for sale by prospect
Variable annuities,
variable life insurance, and mutual funds are offered for sale by prospect
variable life insurance,
and mutual funds are offered for sale by prospectus only.
Preferred Plus
variable annuity is a flexible premium fixed
and variable deferred
annuity issued by Commonwealth
Annuity and Life Insurance Company, 20 Guest Street, Brighton, MA 02135: Contract Form # 3039 - 07.
Preferred Plus
variable annuity is a flexible premium fixed
and variable deferred
annuity issued by Commonwealth
Annuity and Life Insurance Company, 132 Turnpike Road, Suite 210, Southborough, MA 01772:3039 - 07.
footnote * The Vanguard
Variable Annuity is a flexible - premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No.
Variable Annuity is a flexible - premium
variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No.
variable annuity issued by Transamerica Premier
Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281),
and in New York State only, by Transamerica Financial
Life Insurance Company, Harrison, New York (NAIC No. 70688).
When selecting long - term investments for
variable annuity and variable life insurance products, many investors choose contracts that offer the funds in the American Funds Insuranc
insurance products, many investors choose contracts that offer the funds in the American Funds
InsuranceInsurance Series.
ForeInvestors Choice (C — Share
and I - Share) is a flexible premium
variable annuity issued by Forethought
Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - NCDSC - 12, FL - FPVA - NCDSC - 12CA, FL - FPVA - NCDSC - 12CT, FL - FPVA - NCDSC - 12FL, FL - FPVA - NCDSC - 12MT, ICC12 - NCDSC - FLICVA.
Preferred Plus
variable annuity is a flexible premium fixed
and variable deferred
annuity issued by Commonwealth
Annuity and Life Insurance Company, 20 Guest Street, Brighton, MA 02135: Contract Form # 3039 - 07.
ForeRetirement IV (C — Share
and I - Share) are flexible premium
variable annuities issued by Forethought
Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - NCDSC - 12, FL - FPVA - NCDSC - 12CA, FL - FPVA - NCDSC - 12CT, FL - FPVA - NCDSC - 12FL, FL - FPVA - NCDSC - 12MT, ICC12 - NCDSC - FLICVA.
Horizon
variable annuity is a flexible premium fixed
and variable deferred
annuity issued by Commonwealth
Annuity and Life Insurance Company, 132 Turnpike Road, Suite 210, Southborough, MA 01772:3040 - 09.
Variable investments with either
life insurance OR an
annuity may have its place as a hedge against inflation AS DOES a safe bucket investment as a hedge against inevitable economic downturns
and part of a solid asset protection plan.
Please always consider the charges, risk, expenses,
and investment objectives carefully before purchasing any financial product, including mutual funds, a
variable life insurance policy or
variable annuities.
Advantage IV
Variable Annuity is a flexible premium fixed and variable deferred annuity issued by Commonwealth Annuity and Life Insurance Company, 132 Turnpike Road, Suite 210, Southborough, MA 01772:30
Variable Annuity is a flexible premium fixed
and variable deferred annuity issued by Commonwealth Annuity and Life Insurance Company, 132 Turnpike Road, Suite 210, Southborough, MA 01772:30
variable deferred
annuity issued by Commonwealth
Annuity and Life Insurance Company, 132 Turnpike Road, Suite 210, Southborough, MA 01772:3038 - 07.
Horizon
variable annuity is a flexible premium fixed
and variable deferred
annuity issued by Commonwealth
Annuity and Life Insurance Company, 20 Guest Street, Brighton, MA 02135: Contract Form # 3040 - 09.
Putnam Allstate Advisor
variable annuities are issued by Allstate
Life Insurance Company
and underwritten by Allstate Distributors, L.L.C.
Variable annuities issued by Commonwealth Annuity
and Life Insurance Company,
and underwritten
and distributed by Global Atlantic Distributors, LLC.
Some of these options include mutual funds,
variable annuities,
life insurance, long - term care
insurance,
and brokerage.
Visit our
variable annuity compliance documents page to access prospectuses, which contain information about contract charges
and fees for the
variable annuity products offered by
Annuity Investors
Life Insurance Company.
The primary difference between a
variable annuity and variable life insurance is that with a
variable annuity you receive your investment back in a series of payments from the insurer.
Guarantees are backed by the claims - paying ability of Jackson National
Life Insurance Company ® or Jackson National
Life Insurance Company of New York ®
and do not apply to the principal amount or investment performance of a
variable annuity's separate account or its underlying investments.
Securities (including mutual funds
and variable life insurance)
and annuities involve investment risks, including the possible loss of value.
Our
life insurance products include whole, universal,
variable and term
life insurance as well as auto
insurance, long term care
insurance and annuities.
Securities (including mutual funds
and variable life insurance),
annuities and insurance products are not bank deposits
and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, nor insured or guaranteed by, Chemical Bank, or its affiliates.
In an attempt to lessen the risk of investment loss associated with
variable annuities, many
insurance companies now offer guaranteed death benefit
and / or a
living income benefit riders.
As one of the largest
life insurance and financial services organizations in the United States, JNL is an industry leader in the areas of fixed, indexed,
and variable annuities.
Guarantees are backed by the claims - paying ability of Jackson National
Life Insurance Company ®
and do not apply to the principal amount or investment performance of a
variable annuity's separate account or its underlying investments.
These type of
annuity are on the other end of the spectrum, similar to
variable life insurance,
and offer investment opportunities in the financial markets that are similar to mutual funds.
«You don't want to have all of your risks in the market in
variable annuities, you don't want all of your risks in the fixed income markets
and fixed
annuities, you don't want all of your risks in
life insurance, which is mortality, or all of it in property casualty.
Annuities issued by American General
Life Insurance Company (AGL), or, in New York by The United States
Life Insurance Company in the City of New York (US
Life), except the Polaris Platinum Elite
and Polaris Choice Elite
Variable Annuities, which are issued by The
Variable Annuity
Life Insurance Company (VALIC) in all states.
Also, know that underlying investment options are only available in
variable annuity and variable life insurance contracts.
Two panels at the National Association of
Insurance Commissioners have drawn attention to the plight of life insurance companies that are in their corporate families» doghouse while looking into ways to improve reserve and capital standards for variable a
Insurance Commissioners have drawn attention to the plight of
life insurance companies that are in their corporate families» doghouse while looking into ways to improve reserve and capital standards for variable a
insurance companies that are in their corporate families» doghouse while looking into ways to improve reserve
and capital standards for
variable annuities.
Mr. McPherson's professional licenses
and registrations also include:
Life and Health
Insurance and Variable Annuities license with the State of Florida
and a Series 6
and 7 registrations with FINRA (Financial Industry Regulatory Authority) formerly the NASD.
footnoteThe Vanguard
Variable Annuity is a flexible - premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No.
Variable Annuity is a flexible - premium
variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No.
variable annuity issued by Transamerica Premier
Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281),
and in New York State only, by Transamerica Financial
Life Insurance Company, Harrison, New York (NAIC No. 70688).
In addition to
life insurance, MetLife also offers a variety of fixed
and variable annuities, as well as a number of investment
and other retirement savings
and planning products.
The Vanguard
Variable Annuity is a flexible - premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No.
Variable Annuity is a flexible - premium
variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No.
variable annuity issued by Transamerica Premier
Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281),
and in New York State only, by Transamerica Financial
Life Insurance Company, Harrison, New York (NAIC No. 70688).
Even if you sell enough, you're still at risk for not selling enough of your BD's pet investment products, that make only them the most money (e.g., American Funds, whole
life insurance, fixed,
and variable annuities).
5) You ascertain that you want to
live in Southeast Asia most time,
and that you need US$ 10,000 / y. 6) To derive the $ 10k / y, you could, for example, a) own a property costing $ 150k
and rent it b) keep a stock
and bond mutual fund of $ 250K
and withdraw 4 % pa from it c) purchase an
annuity with a single consideration of $ 180K, for which the
insurance company promises to pay you a guaranteed $ 10k / year for as long as you
live, plus a
variable bonus
Equitable introduces its first line of individual
variable annuity products
and in 1976 pioneers
variable life insurance, an investment - oriented policy that commands significant market share.
This page is for
and about
life as a typical BD Rep agent financial advisor that wants to offer more investment - related services,
and little - to - no
life insurance company product (e.g.,
variable life insurance or
variable annuities).
The cash value of an
annuity account is set by the contract, similar to the cash value accumulation
and life insurance, and varies between a fixed index annuity on one end of the spectrum AND a variable annuity on the other e
and life insurance,
and varies between a fixed index annuity on one end of the spectrum AND a variable annuity on the other e
and varies between a fixed index
annuity on one end of the spectrum
AND a variable annuity on the other e
AND a
variable annuity on the other end.
«Before you invest in a
variable life insurance or
variable annuity product, be sure that you fully understand how the product works, the risk of loss,
and the applicable fees
and surrender charges,» said Victoria Pawelski, an FDIC Policy Analyst.
Also discussed are the only two methods of escape from being locked into poorly - performing
life insurance company products (
variable annuities and variable life insurance).
Variable annuities are issued by AXA Equitable
Life Insurance Company (NY, NY)
and co-distributed by affiliates AXA Distributors, LLC
and AXA Advisors, LLC (members FINRA, SIPC).