Sentences with phrase «variable life insurance policies offer»

Universal life insurance policies and variable life insurance policies offer to build a small cash value over time.

Most variable life insurance policies offer upward of 50 different kinds of sub-accounts.

Not exact matches

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

Variable life insurance is also similar to whole life insurance but, instead of having a guaranteed rate of growth, the cash value of the policy can be invested in sub-accounts offered by the insurer.

Note: Variable life and variable universal life insurance policies are offered by prospectus, which you can obtain from your financial professional or the insurance Variable life and variable universal life insurance policies are offered by prospectus, which you can obtain from your financial professional or the insurance variable universal life insurance policies are offered by prospectus, which you can obtain from your financial professional or the insurance company.

Policies such as variable universal life insurance combine components of the above, blending the investment flexibility of variable life with the ability to use the cash value to pay monthly premiums offered in universal life.

John Hancock offers two different variable universal life insurance policies, Protection VUL and Accumulation VUL.

Variable Universal Life (VUL) is another permanent life insurance type that offers similar features to other universal life policies, such as flexible allocation of premium paymeLife (VUL) is another permanent life insurance type that offers similar features to other universal life policies, such as flexible allocation of premium paymelife insurance type that offers similar features to other universal life policies, such as flexible allocation of premium paymelife policies, such as flexible allocation of premium payments.

The policy offers two types of life insurance loans: standard (fixed) and variable.

Protective Life offers several types of universal life insurance policies, including indexed universal life and variable universal lLife offers several types of universal life insurance policies, including indexed universal life and variable universal llife insurance policies, including indexed universal life and variable universal llife and variable universal lifelife.

Note: Variable life insurance and variable universal life insurance policies are offered by prospectus, which you can obtain from your financial professional or the insurance Variable life insurance and variable universal life insurance policies are offered by prospectus, which you can obtain from your financial professional or the insurance variable universal life insurance policies are offered by prospectus, which you can obtain from your financial professional or the insurance company.

Variable life insurance is also similar to whole life insurance but, instead of having a guaranteed rate of growth, the cash value of the policy can be invested in sub-accounts offered by the insurer.

Many insurance companies offer the same policies for their clients, term, universal, variable universal, survivorship, and possibly even high risk life insurance.

New York Life Insurance Company offers the New York Life VUL Accumulation variable universal life policy, also the New York Life Legacy Creator Single Premium Variable polLife Insurance Company offers the New York Life VUL Accumulation variable universal life policy, also the New York Life Legacy Creator Single Premium Variable polLife VUL Accumulation variable universal life policy, also the New York Life Legacy Creator Single Premium Variablevariable universal life policy, also the New York Life Legacy Creator Single Premium Variable pollife policy, also the New York Life Legacy Creator Single Premium Variable polLife Legacy Creator Single Premium VariableVariable policy.

Both variable and whole life insurance offer lifelong coverage, but whole life insurance policies are «lower risk, lower potential reward».

Whole life insurance policies don't offer the flexible premiums of variable universal life insurance policies.

However, unlike whole life insurance, variable life insurance offers you investment options for the policy's cash value.

Although individual life insurance products can run the gamut, most life insurance policies are offered in one of four ways — either as term life, whole life, universal life, or variable life.

The MSO, available for an additional fee, offers growth potential (up to a cap) as well as some downside protection, which may help you to address volatility concerns in your variable life insurance policy.

New York Life Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optiLife Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optilife insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment options.

MassMutual offers a wide range of life insurance policies, such as term, whole, universal and variable universal life insurance.

Also, variable universal life insurance policies may also offer a rider — at an additional cost — that will guarantee a minimum death benefit, regardless of the underlying investment performance.

Variable life insurance policies are the most expensive because they build up a cash reserve that you can invest in any of the choices offered by the insurance company.

The cash value of variable insurance isn't guaranteed if your investments underperform, and the cash value of a universal life policy is protected from risk but can be depleted if it's accessed to pay the policy premiums (explained below); neither offers dividends.

A variable life insurance policy gives you control over your investments relative to other permanent life insurance policies, but you're still limited by what's offered with the policy.

New York Life Insurance and Annuity Corporation (NYLIAC), which is an issuer of variable universal life policies, offers in its Variable Universal Life policies a New York Life - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and American FuLife Insurance and Annuity Corporation (NYLIAC), which is an issuer of variable universal life policies, offers in its Variable Universal Life policies a New York Life - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and Americavariable universal life policies, offers in its Variable Universal Life policies a New York Life - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and American Fulife policies, offers in its Variable Universal Life policies a New York Life - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and AmericaVariable Universal Life policies a New York Life - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and American FuLife policies a New York Life - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and American FuLife - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and AmericaVariable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and American FuLife policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and American Funds.

Variable Universal Life insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewLife insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewlife insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.

Variable universal life offers flexible life insurance protection and cash value growth potential to use as retirement income or for other expenses.1 The optional riders (available for an additional change) let you customize a policy to fit your needs.

A variable life insurance policy does offer a guaranteed death benefit, which will not fall below a minimum amount even if the invested assets devalue significantly.

Variable Universal Life insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewLife insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewlife insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.

The Variable life insurance can offer you the possibility of a greater death benefit and cash value when compared to other permanent life insurance policies.

The variable life insurance definition specifically indicates that this type of policy combines the same protection standard life insurance offers with the additional earning potential of investment funds.

In addition to its whole life insurance policies, the company offers many other life insurance products, mutual funds, income annuities, variable annuities, long term care insurance and other financial products under its Investment Management (NYLIM) division.

The array of products that Western Reserve Life Insurance Company offers for individuals range from financial products, annuities, Term Life Insurance, Universal Life Insurance, Index Universal Life Insurance, 2nd to die policies, to their most famous and valued product which is the Variable Universal Life (VUL) insurancInsurance Company offers for individuals range from financial products, annuities, Term Life Insurance, Universal Life Insurance, Index Universal Life Insurance, 2nd to die policies, to their most famous and valued product which is the Variable Universal Life (VUL) insurancInsurance, Universal Life Insurance, Index Universal Life Insurance, 2nd to die policies, to their most famous and valued product which is the Variable Universal Life (VUL) insurancInsurance, Index Universal Life Insurance, 2nd to die policies, to their most famous and valued product which is the Variable Universal Life (VUL) insurancInsurance, 2nd to die policies, to their most famous and valued product which is the Variable Universal Life (VUL) insuranceinsurance policy.

When it comes to premium payments, there is another convenient option sometimes offered under Variable Life contracts - a policy with a fixed premium, which justifies the feature of flexibility attributed to Variable Life Insurance.

The variable life products are offered through registered representatives to consumers who are looking to more aggressively grow cash value inside of their life insurance for later access or policy growth.

In addition, there are universal life insurance and variable life insurance policies which offer a combination of term life insurance and a savings element.

A variable life insurance policy gives you control over your investments relative to other permanent life insurance policies, but you're still limited by what's offered with the policy.

The cash value of variable insurance isn't guaranteed if your investments underperform, and the cash value of a universal life policy is protected from risk but can be depleted if it's accessed to pay the policy premiums (explained below); neither offers dividends.

The combination of a simple, cheaper term life insurance policy and a dedicated investment option, like a mutual fund, offers the same insurance coverage as a variable universal life insurance policy, with lower fees, easier administration, and likely better results in both categories.

Whether you're interested in variable life insurance or another type of permanent insurance, we offer a variety of life insurance policies from which to choose.

You can get a variable life insurance quote from the insurance companies who offer permanent life insurance policies like variable life insurance, but we suggest speaking to an independent agent or broker instead.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

Transamerica offers individual term, whole, variable universal and final expense life insurance, as well as accidental death policies.

New York Life Insurance and Annuity Corporation (NYLIAC), which is an issuer of variable universal life policies, offers in its Variable Universal Life policies a New York Life - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and American FuLife Insurance and Annuity Corporation (NYLIAC), which is an issuer of variable universal life policies, offers in its Variable Universal Life policies a New York Life - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and Americavariable universal life policies, offers in its Variable Universal Life policies a New York Life - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and American Fulife policies, offers in its Variable Universal Life policies a New York Life - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and AmericaVariable Universal Life policies a New York Life - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and American FuLife policies a New York Life - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and American FuLife - affiliated family of investment divisions called the Mainstay funds, but NYLIAC's Variable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and AmericaVariable Universal Life policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and American FuLife policies also offer investment divisions managed by some of the more popular brands in the mutual fund industry, including Fidelity, BlackRock, PIMCO, and American Funds.

New York Life Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optiLife Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optilife insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment options.

The Diversified Growth Variable Universal Life Insurance policy that is offered by Penn Mutual is a permanent life insurance policy that is designed to provide solid lifetime insurance protection along with the potential for strong tax - deferred cash value accumulation and the flexibility to adjust the policy as needs and objectives evoLife Insurance policy that is offered by Penn Mutual is a permanent life insurance policy that is designed to provide solid lifetime insurance protection along with the potential for strong tax - deferred cash value accumulation and the flexibility to adjust the policy as needs and objectiveInsurance policy that is offered by Penn Mutual is a permanent life insurance policy that is designed to provide solid lifetime insurance protection along with the potential for strong tax - deferred cash value accumulation and the flexibility to adjust the policy as needs and objectives evolife insurance policy that is designed to provide solid lifetime insurance protection along with the potential for strong tax - deferred cash value accumulation and the flexibility to adjust the policy as needs and objectiveinsurance policy that is designed to provide solid lifetime insurance protection along with the potential for strong tax - deferred cash value accumulation and the flexibility to adjust the policy as needs and objectiveinsurance protection along with the potential for strong tax - deferred cash value accumulation and the flexibility to adjust the policy as needs and objectives evolve.

Variable Life — Cash value life insurance in which you manage the cash value portion of the policy by selecting variable investment options offered by theVariable Life — Cash value life insurance in which you manage the cash value portion of the policy by selecting variable investment options offered by the polLife — Cash value life insurance in which you manage the cash value portion of the policy by selecting variable investment options offered by the pollife insurance in which you manage the cash value portion of the policy by selecting variable investment options offered by thevariable investment options offered by the policy.

Variable life policies, a form of permanent life insurance, build up a cash reserve that you can invest in any of the choices offered by the insurance company.

Instead, fixed universal life policies generally earn an interest rate in the cash value, while variable universal life policy returns depend on the performance of the funds offered within each policy's subaccounts, which are analogous to mutual funds, except that the insurance company owns the shares rather than the policy owner.