Sentences with phrase «variable life insurance policy options»

For more information on variable life insurance policy options - or other types of life insurance - give us a call at 1-844-733-5433 and talk with a Protective Life Agent.

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While not for everyone, indexed universal life insurance policies are a viable option for people looking for the security of a fixed universal life policy and the interest - earning potential of a variable policy.

In an effort to suppress the exodus from their products, the life insurance companies decided to add mutual funds to their cash value investment options — and thus the Variable Universal Life policy was blife insurance companies decided to add mutual funds to their cash value investment options — and thus the Variable Universal Life policy was bLife policy was born.

Variable UL policies are similar to regular universal life insurance with one primary exception, VUL policies allow direct investment options through sub-accounts similar to mutual funds.

Variations such as variable and indexed universal life insurance give you options for how to invest the policy's cash value.

Since you're able to choose from a variety of investment options, variable life insurance policies have higher upside potential than other cash value policies, such as whole life insurance.

Variable life insurance policies have higher upside potential than other permanent life insurance policies as you can choose how the cash value is invested from a variety of options.

However, unlike whole life insurance, variable life insurance offers you investment options for the policy's cash value.

Among the different life insurance policy options available are term, whole, universal, indexed and variable.

New York Life Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optiLife Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optilife insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment options.

So where some companies have multiple policies for term, whole, universal, and variable life insurance, Banner really focuses on term policies and only has four options for term life insurance.

This and other information is contained in the prospectuses for the applicable variable universal life insurance policy and its underlying investment options.

There three different variable life insurance policies and a choice of over 50 underlying investment options or a fixed rate option.

Investors should carefully consider the investment objectives, risks, charges and expenses of the applicable variable universal life insurance policy and its underlying investment options before investing.

If you want to use a cash - value life insurance policy as an investment tool, you have options beyond whole life insurance, including variable life insurance and indexed universal life insurance.

Variable life insurance provides policy cash value growth through separate investment options.

There's a lot of potential with a variable universal life insurance policy, because it comes with the options and flexibility of its parent policies, but it also takes more effort to get the most value.

Amounts in a variable life insurance policy's variable investment options are subject to fluctuation in value and market risk, including loss of principal.

While this makes variable life insurance policies a better investment option than whole life policies — the potential for higher, tax - deferred growth makes it a «super-IRA» — you can only invest in the sub-accounts available through your policy.

A variable life insurance policy has a number of different investment options, ranging from stocks to mutual funds to bonds and more.

All of this makes a variable life insurance policy both a limited investment option and a limited life insurance option — just as we've seen with other permanent policy types.

Universal life insurance is only really worth it if you're going to take advantage of its flexibility, and a variable life insurance policy works best if you can take advantage of the investment options.

These investment options are intended to be sold to certain asset allocation portfolios and to separate accounts of Transamerica Life Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual flexible premium variable insurance Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual flexible premium variable insurance Insurance Company to fund the benefits under certain individual flexible premium variable insurance insurance policies.

Variable life insurance is appropriate if you are using the policy as an investment and want to control your investment options.

Variable Universal Life insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewLife insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewlife insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.

Overall, variable universal life insurance can provide policy holders with a number of different subaccount options — which can also include fixed option choices that have a minimum rate of interest.

In addition, due to the variety of investment options, variable life can provide insurance policyholders with the opportunity to grow the funds that are in the cash portion of their policy.

While there are many advantages of owning a variable life insurance policy, it is also important to consider some key factors prior to moving forward in order to be sure that this type of policy is the best option for you and your specific insurance and investment needs.

Unlike whole life insurance, where cash is only guaranteed to grow at a fixed conservative rate of interest, the funds that are inside of a variable life policy are tied to a variety of different market related investment options.

Whole Life, Indexed Universal Life, Variable Universal Life, Guaranteed Universal Life Insurance or Term Life Insurance — with so many options, how do I know which product and policy to choose?

Your Variable life insurance investment options can be subjected to the fluctuations of the market which can affect your policy and lose value.

Variable Universal Life insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewLife insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewlife insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.

Your investment options with a Variable life insurance policy may be altered with changes to the market.

This and other information is contained in the prospectuses for the variable universal life insurance policy and the underlying variable investment options.

When it comes to premium payments, there is another convenient option sometimes offered under Variable Life contracts - a policy with a fixed premium, which justifies the feature of flexibility attributed to Variable Life Insurance.

Variable Universal Life Insurance (VUL) is a permanent type of Life Insurance combining the essential features of Variable Life Insurance and Universal Life Insurance, thus allowing the policyholder to allocate premiums to different investment options, to build up cash value and to determine when and how much you invest in your policy.

If you decide that variable life insurance policies aren't the best option for you, there are plenty of other plans that you can choose from.

All of this makes a variable life insurance policy both a limited investment option and a limited life insurance option — just as we've seen with other permanent policy types.

Universal life insurance is only really worth it if you're going to take advantage of its flexibility, and a variable life insurance policy works best if you can take advantage of the investment options.

A variable life insurance policy has a number of different investment options, ranging from stocks to mutual funds to bonds and more.

There's a lot of potential with a variable universal life insurance policy, because it comes with the options and flexibility of its parent policies, but it also takes more effort to get the most value.

You'll find this and other information in the prospectuses for variable universal life insurance policies and their underlying investment options.

Investors should carefully consider the investment objectives, risks, charges and expenses of the applicable variable universal life insurance policy and its underlying investment options before investing.

The combination of a simple, cheaper term life insurance policy and a dedicated investment option, like a mutual fund, offers the same insurance coverage as a variable universal life insurance policy, with lower fees, easier administration, and likely better results in both categories.

This and other information is contained in the prospectus for a variable universal life insurance policy and its underlying investment options.

While this makes variable life insurance policies a better investment option than whole life policies — the potential for higher, tax - deferred growth makes it a «super-IRA» — you can only invest in the sub-accounts available through your policy.

New York Life Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optiLife Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optilife insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment options.

If you want to have access to an indexing strategy within a life insurance policy, wait for more companies to add that option to their variable universal life policies.

Much like Indexed Universal Life Insurance with similar options and features, Variable Universal Life attaches the cash value account inside the policy actual investment funds that trade largely in equities and bonds.

In addition, due to the variety of investment options, variable life can provide insurance policyholders with the opportunity to grow the funds that are in the cash portion of their policy.