Sentences with phrase «variable premium life insurance policy»

A variable premium life insurance policy refers to a non-participating whole life insurance policy.

Not exact matches

Variable and universal life insurance policies are often favored because they allow you to use the policy's cash value to pay premiums.

Cash value life insurance can range from a traditional level premium whole life policy to a single premium whole life policy to a universal life policy to a variable life insurance policy or a variable universal life policy.

Variable and universal life insurance policies are often favored because they allow you to use the policy's cash value to pay premiums.

The premiums on a variable life insurance policy will eat into the gains you could make from the money you are paying.

Policies such as variable universal life insurance combine components of the above, blending the investment flexibility of variable life with the ability to use the cash value to pay monthly premiums offered in universal life.

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Variable Universal Life (VUL) is another permanent life insurance type that offers similar features to other universal life policies, such as flexible allocation of premium paymeLife (VUL) is another permanent life insurance type that offers similar features to other universal life policies, such as flexible allocation of premium paymelife insurance type that offers similar features to other universal life policies, such as flexible allocation of premium paymelife policies, such as flexible allocation of premium payments.

Therefore, these policies are sometimes referred to as flexible premium variable life insurance.

While variable universal life insurance policies typically have minimum and maximum premiums, you're free to pay whatever amount you choose that falls within these limits.

Variable universal life insurance policies have the cash value structure of variable life insurance, but you can use the cash value to pay pVariable universal life insurance policies have the cash value structure of variable life insurance, but you can use the cash value to pay pvariable life insurance, but you can use the cash value to pay premiums.

The cash value of variable life insurance policies can grow at a much faster rate and in certain cases can be used to pay premiums.

Whole life insurance policies don't offer the flexible premiums of variable universal life insurance policies.

There are also single premium variable universal life insurance policies which allow you to purchase coverage and fund the policy's cash value with a single payment.

To save on premiums, it is recommended that a company purchase term insurance versus whole or variable life policies which carry higher premiums and pay out greater commissions for insurance agents.

Flexible Premium Variable Life Insurance: A type of permanent life insurance policy in which the policy owner may vary the amount or timing of premium paymeLife Insurance: A type of permanent life insurance policy in which the policy owner may vary the amount or timing of premium Insurance: A type of permanent life insurance policy in which the policy owner may vary the amount or timing of premium paymelife insurance policy in which the policy owner may vary the amount or timing of premium insurance policy in which the policy owner may vary the amount or timing of premium payments.

IncentiveLife Legacy ® III is a flexible premium variable universal life insurance policy designed to provide cash to your beneficiaries upon your death so that they may use it to help preserve their quality of life.

Incentive Life Optimizer ® II a flexible premium variable universal life insurance policy, is issued by AXA Equitable Life Insurance Company, New York, 10104, and is co-distributed by AXA Advisors, LLC (member SIPC) and AXA Distributors, Life Optimizer ® II a flexible premium variable universal life insurance policy, is issued by AXA Equitable Life Insurance Company, New York, 10104, and is co-distributed by AXA Advisors, LLC (member SIPC) and AXA Distributors, life insurance policy, is issued by AXA Equitable Life Insurance Company, New York, 10104, and is co-distributed by AXA Advisors, LLC (member SIPC) and AXA Distributinsurance policy, is issued by AXA Equitable Life Insurance Company, New York, 10104, and is co-distributed by AXA Advisors, LLC (member SIPC) and AXA Distributors, Life Insurance Company, New York, 10104, and is co-distributed by AXA Advisors, LLC (member SIPC) and AXA DistributInsurance Company, New York, 10104, and is co-distributed by AXA Advisors, LLC (member SIPC) and AXA Distributors, LLC.

Note: Variable life insurance policy values are not guaranteed, will fluctuate based on performance of the underlying investments, and may be worth more or less than the premiums paid.

New York Life Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optiLife Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment optilife insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment options.

IncentiveLife Legacy ® III, a flexible premium variable universal life insurance policy, is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY 10104, and in all other jurisdictions by affiliate MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey City,life insurance policy, is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY 10104, and in all other jurisdictions by affiliate MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey insurance policy, is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY 10104, and in all other jurisdictions by affiliate MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey City,Life Insurance Company (AXA Equitable), New York, NY 10104, and in all other jurisdictions by affiliate MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey Insurance Company (AXA Equitable), New York, NY 10104, and in all other jurisdictions by affiliate MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey City,Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey City, NJ.

For example, universal life and variable universal life insurance policies allow policy owners to adjust premiums and death benefits to suit their financial needs.

A variable life insurance policy is a contractual agreement in which premiums are made to an insurance company.

A variable universal life insurance policy takes the best (or worst, depending on how you look at it) of the other two policies: you can adjust the premium and death benefit amount while investing the cash value in the policy's sub-accounts.

The cash value of variable insurance isn't guaranteed if your investments underperform, and the cash value of a universal life policy is protected from risk but can be depleted if it's accessed to pay the policy premiums (explained below); neither offers dividends.

These investment options are intended to be sold to certain asset allocation portfolios and to separate accounts of Transamerica Life Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual flexible premium variable insurance Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual flexible premium variable insurance Insurance Company to fund the benefits under certain individual flexible premium variable insurance insurance policies.

Variable Universal Life insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewLife insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewlife insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.

Minimum variable premium for Reliance Bluechip Savings Insurance Plan is Depends on age at entry and policy term chosen and minimum variable premium for SBI Life Smart Swadhan Plus is not available.

Minimum variable premium for Aviva Corporate Life Plus is Not Mentioned and minimum variable premium for IDBI Federal Loansurance Group Insurance Plan is Depends on age of the insured, policy term, gender and sum assured..

A variable universal policy brings many of the benefits of other universal life types, including flexible premiums, and includes an annually renewable term life element to provide permanent life insurance.

Variable Life Insurance In a variable life insurance policy, the bulk of your premium is invested in one or more separate investment aVariable Life Insurance In a variable life insurance policy, the bulk of your premium is invested in one or more separate investment accouLife Insurance In a variable life insurance policy, the bulk of your premium is invested in one or more separate investment Insurance In a variable life insurance policy, the bulk of your premium is invested in one or more separate investment avariable life insurance policy, the bulk of your premium is invested in one or more separate investment accoulife insurance policy, the bulk of your premium is invested in one or more separate investment insurance policy, the bulk of your premium is invested in one or more separate investment accounts.

Variable Universal Life insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewLife insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewlife insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.

But since the costs of insurance and rate of interest the cash value may earn are both variable, universal life is usually purchased and premiums are determined by «illustrating» these variables to see how the policy will perform.

Flexible Premium Variable Life Insurance: A type of permanent life insurance policy in which the policy owner may vary the amount or timing of premium paymeLife Insurance: A type of permanent life insurance policy in which the policy owner may vary the amount or timing of premium Insurance: A type of permanent life insurance policy in which the policy owner may vary the amount or timing of premium paymelife insurance policy in which the policy owner may vary the amount or timing of premium insurance policy in which the policy owner may vary the amount or timing of premium payments.

For instance, for an American, there may be term insurance, permanent insurance, whole life, universal life, long term care insurance, accidental death, critical illness insurance, disability insurance, variable products, graded and modified, guaranteed premiums, living benefits, return of premium, policies for 5,10,20,30, or for life coverage — all very confusing to a potential customer.

Generally, whole life, universal life and variable life insurance policies are considered permanent life insurance policies because they remain in force until you stop paying the premiums or pass away.

Term life insurance can be contrasted to permanent life insurance such as whole life, universal life, and variable universal life, which guarantee coverage at fixed premiums for the lifetime of the covered individual unless the policy is allowed to lapse.

Variable Life Insurance (VL) is a permanent Life Insurance plan that provides flexible premiums and death benefits dependent on the value of the separate accounts from the company's investment portfolio underlying the policy.

When it comes to premium payments, there is another convenient option sometimes offered under Variable Life contracts - a policy with a fixed premium, which justifies the feature of flexibility attributed to Variable Life Insurance.

Variable Universal Life Insurance (VUL) is a permanent type of Life Insurance combining the essential features of Variable Life Insurance and Universal Life Insurance, thus allowing the policyholder to allocate premiums to different investment options, to build up cash value and to determine when and how much you invest in your policy.

Moreover, with a Variable Life Insurance policy you can redirect the earned interest toward the premiums thus decreasing your expenses needed to cover the cost of the policy.

For those who want the protection of a life insurance policy and don't mind paying extra for the added benefit of potentially being able to earn cash - value growth on their premium dollars, the dual nature of a variable universal life (VUL) insurance policy may be a good choice.

The cash value of variable insurance isn't guaranteed if your investments underperform, and the cash value of a universal life policy is protected from risk but can be depleted if it's accessed to pay the policy premiums (explained below); neither offers dividends.

When you pay your premiums for a variable life insurance policy, not only are you paying for life insurance, but you're paying to put money into the cash value as well.

In particular, variable universal life insurance is a popular choice for growing families, as premiums and coverage can be adjusted throughout the life of policy.

As long as you keep paying the premiums, your variable life insurance policy will stay in force and provide a death benefit to your survivors.

You can learn more about the differences between variable and universal life insurance (it's essentially the manner in which the cash value grows), but know that universal policies tend to be a little more flexible, as they allow you to adjust your premium and death benefit, within limits.

A permanent life insurance policy — which goes by several names, such as universal life, variable universal life and whole life — stays in force as long as the premium is paid.

For the same premium, it can improve policy performance on universal life or variable life insurance policies.

When you buy a variable universal life insurance policy, you allocate your premium payments to a separate account, which is made up of variable sub-accounts.