Sentences with phrase «variable universal life contracts»

Lincoln Benefit Life Company (LBL) is notifying variable life contract owners of an upcoming fund closure and liquidation on TotalAccumulator variable universal life contracts.

The prospectus, which contains this and other information about the variable annuity and variable universal life contract and the underlying investment options, can be obtained from your financial professional.

Under a variable universal life contract, policyholders have numerous investment subaccounts available to them like they do with variable life policies but also have the flexibility in premium payments and frequency offered by universal life policies.

The cash value is guaranteed to accrue at a certain rate in a whole life insurance policy as long as the illustrated premium payments are made, but not necessarily with a universal life or variable universal life contract.

Not exact matches

Thus, in the same way that life insurance companies offer alternatives such as guaranteed universal life insurance, indexed universal life insurance OR variable life insurance, annuity contracts offer similar options.

Those matters have arisen from almost every aspect of the development, pricing, marketing, underwriting, sale, administration and claims handling of whole, universal, variable and indexed life insurance, as well as variable, fixed and indexed annuity contracts and retirement products.

Modified Endowment contracts (MEC) Modified Endowment Contracts (MEC) are the result of paying too much funding premium into a equity indexed universal life, variable universal life, or other adjustable life policy in too short a period of time (usually in the first contracts (MEC) Modified Endowment Contracts (MEC) are the result of paying too much funding premium into a equity indexed universal life, variable universal life, or other adjustable life policy in too short a period of time (usually in the first Contracts (MEC) are the result of paying too much funding premium into a equity indexed universal life, variable universal life, or other adjustable life policy in too short a period of time (usually in the first 7 years).

Separate Accounts (also known as sub-accounts) are various investment funds (e.g. stocks, bonds, equity funds, money market funds and bond funds) within a company's portfolio you can make use of under Variable Life Insurance and Variable Universal life Insurance contraLife Insurance and Variable Universal life Insurance contralife Insurance contracts.

Variable Universal Life Insurance - A combination of the features of variable life insurance and universal life insurance under the same cVariable Universal Life Insurance - A combination of the features of variable life insurance and universal life insurance under the same Universal Life Insurance - A combination of the features of variable life insurance and universal life insurance under the same contrLife Insurance - A combination of the features of variable life insurance and universal life insurance under the same cvariable life insurance and universal life insurance under the same contrlife insurance and universal life insurance under the same universal life insurance under the same contrlife insurance under the same contract.

Tax Deferred Growth - Variable Universal Life is tax deferred which compounds the growth of your cash value (withdrawals or surrenders of contract or cash values may be subject to tax).

Waiver of monthly deduction - An optional life insurance policy rider that waives the monthly Cost of Insurance charges on a universal life or variable universal life policy for the length of a qualified disability as outlined in the policy contract.

In addition, there are three other variable products, called the ISP Choice Variable Life, ISP 10 Express, and the Single Premium Variable Life, all which offer variations of the Variable Universal Life line to accumulate value tied to a market, while remaining inside of a life insurance cvariable products, called the ISP Choice Variable Life, ISP 10 Express, and the Single Premium Variable Life, all which offer variations of the Variable Universal Life line to accumulate value tied to a market, while remaining inside of a life insurance cVariable Life, ISP 10 Express, and the Single Premium Variable Life, all which offer variations of the Variable Universal Life line to accumulate value tied to a market, while remaining inside of a life insurance contrLife, ISP 10 Express, and the Single Premium Variable Life, all which offer variations of the Variable Universal Life line to accumulate value tied to a market, while remaining inside of a life insurance cVariable Life, all which offer variations of the Variable Universal Life line to accumulate value tied to a market, while remaining inside of a life insurance contrLife, all which offer variations of the Variable Universal Life line to accumulate value tied to a market, while remaining inside of a life insurance cVariable Universal Life line to accumulate value tied to a market, while remaining inside of a life insurance contrLife line to accumulate value tied to a market, while remaining inside of a life insurance contrlife insurance contract.

Modified Endowment Contracts (MEC) are the result of paying too much funding premium into a equity indexed universal life, variable universal life, or other adjustable life policy in too short a period of time (usually in the first 7 years).

As with other permanent life contracts, the cash value within a variable universal life policy grows tax - deferred and is available through a policy loan while the policyholder is alive.

Due the their complex contract structures, universal and variable life policies can not guarantee both cash accumulation and a death benefit, although it is possible to have both, and for a beneficiary to receive both.

In fact when variable universal life policies first became available in 1986, contract owners were able to make very high investments into their policies and received extraordinary tax benefits.

Variable universal life insurance coverage is a hybrid of universal life and variable life coVariable universal life insurance coverage is a hybrid of universal life and variable life covariable life contracts.

Policyholders of variable life pay similar premiums as those who hold universal life contracts.

Variable Universal Life A variable universal life policy is a type of contract you would purchase through a brokerage firm or insurance company that manages retirement assets as well as insurance, such as Vanguard, John Hancock, or Bankers Retirement SoVariable Universal Life A variable universal life policy is a type of contract you would purchase through a brokerage firm or insurance company that manages retirement assets as well as insurance, such as Vanguard, John Hancock, or Bankers Retirement SUniversal Life A variable universal life policy is a type of contract you would purchase through a brokerage firm or insurance company that manages retirement assets as well as insurance, such as Vanguard, John Hancock, or Bankers Retirement SolutiLife A variable universal life policy is a type of contract you would purchase through a brokerage firm or insurance company that manages retirement assets as well as insurance, such as Vanguard, John Hancock, or Bankers Retirement Sovariable universal life policy is a type of contract you would purchase through a brokerage firm or insurance company that manages retirement assets as well as insurance, such as Vanguard, John Hancock, or Bankers Retirement Suniversal life policy is a type of contract you would purchase through a brokerage firm or insurance company that manages retirement assets as well as insurance, such as Vanguard, John Hancock, or Bankers Retirement Solutilife policy is a type of contract you would purchase through a brokerage firm or insurance company that manages retirement assets as well as insurance, such as Vanguard, John Hancock, or Bankers Retirement Solutions.

A variable universal life insurance contract may be attractive to those clients willing to bear a little extra risk in their life insurance contract for the opportunity to have a higher cash value, over time, with market rate returns.

Variable universal life insurance contracts contain surrender charge provisions.

The simple answer is that in most cases, a traditional whole life insurance policy is a better choice than a variable universal life insurance contract.

If you want to buy a variable universal life insurance contract, make sure that you understand how it works and how to fund it properly so that it provides the most benefit to you and your family.

The life insurance charges within a universal life insurance contract are similar to a variable universal life insurance contract, priced like a permanent form of non level term life insurance.

A variable universal life insurance contract will have a grace period just like any other life insurance policy if insufficient cash value remains to pay for the cost of insurance.

This means that whole life, universal life, and variable universal life insurance contracts all allow loans to be taken out.

The whole life insurance policy is slightly different than the universal (flexible contract) or the variable (multiple accounts) policy.