For pre-approval and full loan approval, your lender looks at
various factors of your finances, including your existing debt, to determine mortgage affordability.
One limitation of the present study is the unfavourable internal consistency of the 20 - item MHKQ scale (Cronbach's α = 0.61), which is in keeping with previous studies showing weak to acceptable internal consistency.10, 11, 29 However, this may be due to the fact that for knowledge scales measuring
various factors of a construct, knowing the correct answer of one item does not necessarily lead to the right recognition of another item, thus a very high internal consistency may not be expected.
Considering
the various factors of investment that are difficult to be quantified, predicted and projected, investors, especially young ones should priorities more on the risk avenues that are less risk averse, such as ulip plan, unit linked insurance plan, guaranteed income plan, etc..
Our Glendale construction accident lawyers are highly experienced with thorough knowledge about
various factors of construction injuries as they have dealt with many types of these cases successfully.
This program will also serve as an educational outlet for their veterinary technician students to learn and put into practice the appropriate way to advocate for older animals, as well as approach
various factors of geriatric medicine and animal care.
The global market assignment is a sort of writing which may include
various factors of global marketing.
Anyway, the low - carb group also delivered results that said that having that type of diet made you less susceptible to
various factors of heart disease.
«If the mindset is not there, you are unable to actually act on the multiple different factors required to move the country up on
the various factors of innovation,» Dutta says.
Not exact matches
A brief look at
various facets
of business shows that at least three uncontrollable
factors can have a profound effect on your operations:
But whatever the exact weight
of various factors turns out to be, it's already clear that attitude has a bigger impact on performance than the scientists expected.
Such
factors include, among others, general business, economic, competitive, political and social uncertainties; the actual results of current and future exploration activities; the actual results of reclamation activities; conclusions of economic evaluations; meeting various expected cost estimates; changes in project parameters and / or economic assessments as plans continue to be refined; future prices of metals; possible variations of mineral grade or recovery rates; the risk that actual costs may exceed estimated costs; failure of plant, equipment or processes to operate as anticipated; accidents, labour disputes and other risks of the mining industry; political instability; delays in obtaining governmental approvals or financing or in the completion of development or construction activities, as well as those factors discussed in the section entitled «Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15
factors include, among others, general business, economic, competitive, political and social uncertainties; the actual results
of current and future exploration activities; the actual results
of reclamation activities; conclusions
of economic evaluations; meeting
various expected cost estimates; changes in project parameters and / or economic assessments as plans continue to be refined; future prices
of metals; possible variations
of mineral grade or recovery rates; the risk that actual costs may exceed estimated costs; failure
of plant, equipment or processes to operate as anticipated; accidents, labour disputes and other risks
of the mining industry; political instability; delays in obtaining governmental approvals or financing or in the completion
of development or construction activities, as well as those
factors discussed in the section entitled «Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15
factors discussed in the section entitled «Risk
Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15
Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2018.
In fact, there are a variety
of factors at play within the RBC indicators and it would appear nothing definitive can be said
of the net bias until an empirical study (comparing
various analytical indexes) is performed and published.
Often, your choice
of a distribution plan will be dictated — or at least strongly influenced — by
various factors relating to your product, your customers and the way they'll use it.
And while
various troubling social
factors, including unequal access to health care and the impact
of the opioid crisis, have stalled the growth
of the average U.S. life expectancy in recent years, odds are that America's higher earners will live longer — maybe much longer — than they expect.
Such risks, uncertainties and other
factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and
factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to
various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The reason these reactions happened so often was due to
various factors native to the sort
of communications technology that Facebook represents.
The net result
of these
various psychological
factors is that you too could screw up the way Martin Winterkorn and Stewart Parnell did.
Combining images from the
various telescopes, an international team found that the asteroid varies in brightness by a
factor of about 10 every 7.3 hours, matching its spin about its axis.
Various factors may cause differences between Bellicum's expectations and actual results, including risks and uncertainties associated with market conditions and the satisfaction
of customary closing conditions related to the public offering, as well as those discussed in greater detail in Bellicum's filings with the SEC, including without limitation in its Form 10 - K for the year ended December 31, 2017.
Actual results may differ materially from those indicated by these forward - looking statements as a result
of various important
factors including, but not limited to, the effects
of any unexpected difficulty in closing our financial books for the quarter and other
factors that are discussed in the Company's Annual Report on Form 10 - K, quarterly reports on Form 10 - Q, and other documents periodically filed with the SEC.
The protection
factor that
various buildings, and locations within them, offer from the radioactive fallout
of a nuclear blast.
Important
factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance
of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness
of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance
of the Cologuard test; the amount and nature
of competition from other cancer screening and diagnostic products and services; the effects
of the adoption, modification or repeal
of any healthcare reform law, rule, order, interpretation or policy; the effects
of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result
of the Protecting Access to Medicare Act
of 2014; recommendations, guidelines and quality metrics issued by
various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk
Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
Factors and in Management's Discussion and Analysis
of Financial Condition and Results
of Operations sections
of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
The dance between stress, exercise, insulin,
various kinds
of food — and what impact all those
factors and more have on blood sugar — is notoriously hard to master, and trying to keep Jacoby in a healthy range was both exhausting and frightening.
Readers are cautioned that these forward - looking statements are only predictions and may differ materially from actual future events or results due a variety
of factors, including, among other things, that conditions to the closing
of the transaction may not be satisfied, the potential impact on the business
of Accompany due to the uncertainty about the acquisition, the retention
of employees
of Accompany and the ability
of Cisco to successfully integrate Accompany and to achieve expected benefits, business and economic conditions and growth trends in the networking industry, customer markets and
various geographic regions, global economic conditions and uncertainties in the geopolitical environment and other risk
factors set forth in Cisco's most recent reports on Form 10 - K and Form 10 - Q.
Actual results may differ materially from those expressed or implied in the forward - looking statements as a result
of various factors, including but not limited to: our substantial increased indebtedness as a result
of the 2015 Recapitalization and the 2017 Recapitalization and our ability to incur additional indebtedness or refinance that indebtedness in the future; our future financial performance and our ability to pay principal and interest on our indebtedness.
It could be because
of various socioeconomic
factors, but most say it would be at the point where the Fed raises interest rates too high and the yield curve inverts.
The closing process takes awhile (usually at least a month), and since mortgage rates fluctuate day to day depending on
various factors, a mortgage rate lock allows you to ensure that you'll get your quoted rate regardless
of how the market moves.
Dr. Jeremy Siegel, the «Wizard
of Wharton,» Professor
of Finance at the University
of Pennsylvania's Wharton School
of Business, analyzes historical market trends and how
various macroeconomic
factors affect stock prices in this acclaimed book.
In addition, the commodities markets are subject to temporary distortions or other disruptions due to
various factors, including lack
of liquidity, participation
of speculators and government intervention.
If you have federal student loan debt, The U.S. Department
of Education offers
various repayment plans, including Income - Driven Repayment (IDR) Plans that set your monthly loan payments at an amount that
factors in your income and family size.
Lending Club uses a somewhat complex formula that takes into account
various factors that appear on a borrower's credit report, such as FICO score, number
of recent credit inquiries, length
of credit history, the total number
of open credit accounts and revolving credit, to name a few.
Taking innovations from the design stage through manufacturing and supply, SMART Modular Technologies has developed a comprehensive product line comprised
of DRAM and Flash memory technologies across
various form
factors.
The concern that the network hashrate will become too low is based on several assumptions and variables, including the number
of daily transactions, the willingness
of the users to wait for confirmations, the willingness
of the users to pay small amounts, the behavior
of the miners, the fee policies set by
various wallets, the emergent consensus on acceptable fees by the mining community, and other
factors, including what actually is «too low»
of a network hashrate in the first place.
In the final analysis, the important question is not what «special
factors» might have pushed up particular CPI elements in this country or that, but whether the populations
of our
various countries have confidence in inflation declining again once the shocks have passed.
Although the Chief Justice acknowledged that this argument had some merit, the more determinative
factor — and the key difference between the statutory immunity provisions relied upon by the ERCB and Alberta Environment — was that the immunity clause with respect to the former explicitly contemplated the regulator as an entity («the Board or a member
of the Board...») whereas the immunity provisions under the Water Act and the EPEA did not (referring only to «persons» in
various capacities; see paras 62 — 71).
In addition, the trading price
of our common stock following this offering is likely to be highly volatile and could be subject to wide fluctuations in response to
various factors, some
of which are beyond our control.
The Company continuously monitors customer payments and maintains an allowance for doubtful accounts based on its assessment
of various factors including historical experience, age
of the receivable balances, and other current economic conditions or other
factors that may affect customers» ability to pay.
Important
factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss
of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts
of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment
of the carrying value
of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution
of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in
various other nations in which we operate; the volatility
of capital markets; increased pension, labor and people - related expenses; volatility in the market value
of all or a portion
of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation
of data or breaches
of security; the Company's ability to protect intellectual property rights; impacts
of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact
of future sales
of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements
of the Company's consolidated financial statements; and other
factors.
Actual results may differ materially as a result
of various important
factors.
To determine our peer group
of companies, we considered public cloud - based services providers and selected those most similar to us based on
various factors, including, but not limited to, financial risk, company size, geographic diversification, profitability, growth characteristics and stage
of life cycle.
Various measures
of core or underlying inflation, which are less affected by these temporary
factors, are also gradually increasing, and over the year to September were around 2 per cent.
The game developers will be rewarded in ZeroEdge tokens for their contribution to the network depending on
various factors, e.g. the popularity
of game, UI / UX levels, etc..
As usual, I don't place too much emphasis on this sort
of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion
of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period
of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by
various sentiment indicators; 3) there is a moderate but still not compelling risk
of an oncoming recession, which would become more
of a
factor if we observe a substantial widening
of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.
Increased awareness
of both types
of traffic and
various algorithm updates have
factored into the increased convergence
of organic and paid search traffic.
Aside from that, it is also very important to determine whether the design and current condition
of the house is secure and strong enough as a shelter against
various environmental
factors such as typhoons, floods, and earthquakes.
The one that you select will depend on
various factors, including your target asset allocation and the kinds
of returns you want to see.
Yet,
various factors contributed to the low levels
of volatility seen in 2017.
Even more convincing is the increasing body
of evidence suggesting that over the last generation,
various factors have increased the propensity
of populations in developed countries to save and reduced their propensity to invest.
Various studies have explored the impact
of these
factors and attempted to estimate the extent to which they have reduced neutral real interest rates.
In addition, users
of Glass Lewis» proxy voting platform, Viewpoint, will have the ability to incorporate ESG
factors into their custom voting policies, tailor workflow and reporting with
various ESG criteria and access the full Sustainalytics ESG data set for analysis, screening, voting and engagement purposes.