Using duration of the tightening cycle or «
time» as the benchmark (i.e. splitting up the
various phases by 25 %
increments), the S&P 500 was up an average 3.6 % (median +2.4 %); using «duration» or basis - point change as the benchmark, the first 25 % of the cycle sees an average gain of 7.2 % (median of +5.6 %).
Decreasing Term Life Insurance — With this type of policy, the death benefits decrease over
various designated
time increments throughout the life of the policy, but the premiums you pay remain the same.