The tone of calls and letters from debt collectors
vary from collection agency to collection agency and even among individual collectors at an agency.
Not exact matches
The amount that companies or
collection agencies pay for bad debt
from the original creditor
varies and depends on the type of account and on how old it is.
If you are not sure whether the statute of limitations applies in your case — the rules
vary from state - to - state — simply ask the
collection agency if your debt is «time - barred» meaning the statute of limitations has run out.