Sentences with phrase «vehicle accident with an uninsured driver»

Understanding your situation and options if you find yourself in a motor vehicle accident with an uninsured driver, is something we can help you with.

Not exact matches

In its simplest form, when a policy holder is injured in an accident with an uninsured driver, the policy holder can use the uninsured motorist (UM) coverage available on each vehicle they have insured and «stack» it together.

Because it is illegal to operate a motor vehicle in Illinois without auto insurance, uninsured drivers can be hit with significant fines and license suspension regardless of whether they caused the accident.

Background: The plaintiff was injured in a motor vehicle accident with the defendant, an uninsured driver.

Consider a limit for your uninsured motorist property damage coverage that will be sufficient to cover your vehicle in the event that you are in an accident with a hit - and - run driver, a driver with no auto insurance coverage, or a driver who has some insurance coverage, but not enough to cover the damage to your vehicle.

However, the growing number of vehicles and traffic statistics has resulted in several states include extra coverage in the event of an accident with an uninsured or underinsured driver into their basic Auto Insurance requirements.

Uninsured and underinsured motorist coverage protect the covered policy holder from the potential expense of having to deal with the aftermath of an accident with an uninsured driver, or one whose liability coverage is insufficient to cover all the costs of repairing your vehicle and dealing with your mediUninsured and underinsured motorist coverage protect the covered policy holder from the potential expense of having to deal with the aftermath of an accident with an uninsured driver, or one whose liability coverage is insufficient to cover all the costs of repairing your vehicle and dealing with your mediuninsured driver, or one whose liability coverage is insufficient to cover all the costs of repairing your vehicle and dealing with your medical care.

Uninsured motorist protection safeguards the policy holder from financial liability in the event the covered vehicle is involved in a car accident with an uninsureUninsured motorist protection safeguards the policy holder from financial liability in the event the covered vehicle is involved in a car accident with an uninsureduninsured driver.

If you're in an accident with an uninsured driver, who can't pay for the damage to your vehicle, you may be stuck with the bill.

«You can protect yourself from being hurt financially by buying uninsured / underinsured motorist protection,» points out Kummer, director of auto insurance for the Property Casualty Insurers Association of America in Des Plaines, Ill. «Without uninsured / underinsured motorist coverage, you have little likelihood of gaining payment for damages you or your vehicle sustain if you're involved in an accident with a driver who is either underinsured or driving without any coverage,» says Kummer.

You may also opt for an endorsement like medical payments coverage on your Boulder City vehicle insurance policy, or uninsured / underinsured motorist protection, a secondary coverage which steps in when you get into a collision with another driver who does not carry sufficient car insurance coverage to handle all the costs of the accident.

Uninsured or underinsured coverage is very essential as it deals with expenses related to damage to the vehicle as well as medical expenses incurred following the accident caused with a vehicle whose driver is not insured (uninsured) or is less insured (underUninsured or underinsured coverage is very essential as it deals with expenses related to damage to the vehicle as well as medical expenses incurred following the accident caused with a vehicle whose driver is not insured (uninsured) or is less insured (underuninsured) or is less insured (underinsured).

Uninsured / underinsured motorist coverage is not mandatory in Indiana but it is advisable to obtain this along with the minimum liability coverage of Indiana for protection when an uninsured / underinsured driver causes an auto accident with yourUninsured / underinsured motorist coverage is not mandatory in Indiana but it is advisable to obtain this along with the minimum liability coverage of Indiana for protection when an uninsured / underinsured driver causes an auto accident with youruninsured / underinsured driver causes an auto accident with your vehicle.

Some feel like it is unfair for the insured motorists to essentially pay for the liability insurance costs of the uninsured (which often increase vehicle insurance rates across the board), but the alternative is to have no recourse in the event of an accident involving an accident with an uninsured driver or a hit and run incident.

If you get into an accident with an uninsured driver, you will have to pay for damage to your vehicle and for medical bills.