Sentences with phrase «vehicle by an uninsured driver»

This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured driver.

With uninsured motorist coverage, you'll be reimbursed through your insurance company for any damage caused to your vehicle by an uninsured driver.

Not exact matches

A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.

If you drive a vehicle valued at $ 50,000, for example, and you are hit by a driver whose insurance provides coverage up to $ 25,000 in damages, your uninsured or underinsured motorist coverage would cover the difference, up to the limits of liability in your policy.

Nevada does not require uninsured motorist coverage, but your agent may suggest this policy option as a way to protect you if your vehicle is damaged by an uninsured driver.

Your agent may suggest this policy option to protect your vehicle from damage caused by an uninsured or hit - and - run driver.

Bruinsma v. Cresswell et al. 2013 ONCA 111 Insurance — Automobile insurance — Compulsory government schemes — Uninsured or underinsured motorist coverage — Exceptions and exclusions A disqualified driver (plaintiff) was in an accident while driving his girlfriend's vehicle (insured by CAA).

It should be also noted that if an injured pedestrian is hit by an uninsured or underinsured driver, they may seek compensation from their own uninsured motorist policy as long as the can prove that they were actually hit by a motor vehicle whether it is a car, bus, truck or other vehicle.

In case the uninsured driver's vehicle was covered by another driver's policy, your insurance company may be able to help you figure out whether there is coverage.

The responding officer determined the uninsured driver caused the collision by operating her vehicle in an erratic, reckless, careless, negligent or aggressive condition.

Massachusetts drivers are required by law to carry Uninsured Motorist coverage on their motor vehicle insurance policy.

Section 265 coverage compensates victims of motor vehicle accidents for their injuries by uninsured or unidentified drivers and is different and apart from underinsured claims for inadequately insured drivers.

The uninsured driver will not be because he or she broke the law by driving a vehicle without coverage.

The California Insurance Code defines an uninsured motor vehicle as one not covered by a liability insurance policy, including a vehicle where coverage is denied, such as for an excluded driver or if the vehicle is stolen.

If you are struck by a vehicle as a pedestrian, your Uninsured Motorist Coverage will apply if the other driver hits and runs or if they had no coverage.

Vijay Ganapathy, partner at Leigh Day, which acted for RoadPeace, said: «Many who have been injured by uninsured drivers of other types of vehicles such as farm tractors have been denied compensation by the MIB.

Uninsured Motorists Property Damage coverage pays for the damage to your vehicle if you are in an accident caused by a driver who has no insurance.

If you are hit by an underinsured or uninsured driver, this coverage will pay to fix your vehicle and handle your medical bills.

Uninsured motorist protection can cover property damage to your vehicle or medical bills that result from being struck by a driver who doesn't have auto insurance.

If your car is struck by a hit - and - run driver or someone who doesn't have auto insurance, uninsured motorist coverage will pay for your vehicle repairs.

This is the maximum dollar amount that pays for a single person injured in your vehicle by an uninsured / underinsured driver.

Uninsured motorist property damage coverage, or UMPD, is what pays for repairs to your vehicle if you are struck by an uninsureUninsured motorist property damage coverage, or UMPD, is what pays for repairs to your vehicle if you are struck by an uninsureduninsured driver.

Uninsured and underinsured motorist coverage for property damage: Coverage only for property damaged in a vehicle accident caused by an uninsureUninsured and underinsured motorist coverage for property damage: Coverage only for property damaged in a vehicle accident caused by an uninsureduninsured driver.

Another wrinkle: The states that expressly forbid stacking of your UM / UIM benefits when you're the driver of a vehicle hit by an uninsured motorist might allow you to stack coverage if you are injured as a passenger in a vehicle or as a pedestrian that has been struck by an uninsured driver.

When you're hit by an uninsured or underinsured driver, you collect the limits of your UM / UIM coverage under as many vehicles as necessary to receive full payment for your damages.

Insured motorist rear ends uninsured motorist If an insured motorist rear ends a vehicle that is not insured is the damage done to the uninsured vehicle covered by the at fault driver?

While standard UM coverage pays for medical expenses that result from an accident caused by an uninsured driver, there is a separate kind of coverage for damage to your vehicle.

The immediate impounding of an apparently uninsured vehicle replaces the former method of dealing with insurance spot - checks where drivers were issued with an HORT / 1 (so - called because the order was form number 1 issued by the Home Office Road Traffic dept).

It pays for your vehicle repairs and medical bills if you are hit by an uninsured driver.

Uninsured / Underinsured Motorist coverage will protect you in case you are injured in an accident caused by uninsured or underinsured vehicle, or by a hit - and - ruUninsured / Underinsured Motorist coverage will protect you in case you are injured in an accident caused by uninsured or underinsured vehicle, or by a hit - and - ruuninsured or underinsured vehicle, or by a hit - and - run driver.

Uninsured motorist coverage protects you against damages caused by another driver who has no insurance, or not enough insurance, to pay for your bodily injury or repairs to your vehicle.

Uninsured / Underinsured Motorist Coverage — If you are hit by a driver without adequate insurance coverage, this type of coverage will cover damage done to your vehicle.

Helps pay for damage to your vehicle if your vehicle is struck by an uninsured driver, a hit - and - run driver, or an insured driver whose property damage liability limit is too low to cover the losses, this coverage helps pay for the damage.

If a driver is hit by someone without insurance, he may be able to collect for damages to his vehicle under the uninsured motorist property damage provision of his insurance policy.

This also comes in a second form - UMPD - to cover damage to your vehicle if hit by an uninsured or underinsured driver.

Uninsured Motorist Property Damage coverage protects you if you're in an accident caused by a driver who doesn't have insurance; we pay to repair damage to your vehicle (after you pay the deductible).

If you are hit by an uninsured driver, this insurance coverage will pay to fix your vehicle and handle your medical bills.

In Florida, uninsured motorist coverage, which covers the policy holder against any damages to his own vehicle caused by an uninsured or under - insured drivers, is not required in the state.

If you don't have your own policy and are not covered by a family member's policy in your household and if you are injured as a pedestrian by an uninsured vehicle or hit - and - run driver or as an occupant of an uninsured vehicle in New York State, you may still be eligible for uninsured motorists protection and No - Fault coverage.

Motor vehicle owners in Maine are required to carry uninsured motorist (UM) coverage to protect them from having to pay their own crash - related hospital bills that are caused by drivers who have not purchased the required amount of...

A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.

Uninsured or underinsured motorist coverage Uninsured or underinsured motorist coverage helps pay for damages to your vehicle if it is damaged in an accident by an underinsured, uninsured or unidentifieUninsured or underinsured motorist coverage Uninsured or underinsured motorist coverage helps pay for damages to your vehicle if it is damaged in an accident by an underinsured, uninsured or unidentifieUninsured or underinsured motorist coverage helps pay for damages to your vehicle if it is damaged in an accident by an underinsured, uninsured or unidentifieuninsured or unidentified driver.

Uninsured Motorist Property Damage (UMPD): Tennessee is one of the few states that makes UMPD available, and drivers here have a choice to include UMPD to claim their vehicle repair costs from their own insurer when they are hit by an uninsured Uninsured Motorist Property Damage (UMPD): Tennessee is one of the few states that makes UMPD available, and drivers here have a choice to include UMPD to claim their vehicle repair costs from their own insurer when they are hit by an uninsured uninsured motorist.

Feb 07, 2011 - The Palmetto State is one of few that offer drivers the chance to opt out of driving with automobile coverage by paying an uninsured motorist fee of $ 550 when they register their vehicle.

«You can protect yourself from being hurt financially by buying uninsured / underinsured motorist protection,» points out Kummer, director of auto insurance for the Property Casualty Insurers Association of America in Des Plaines, Ill. «Without uninsured / underinsured motorist coverage, you have little likelihood of gaining payment for damages you or your vehicle sustain if you're involved in an accident with a driver who is either underinsured or driving without any coverage,» says Kummer.

If you're hit by an uninsured or underinsured driver, this insurance coverage will step in and pay for vehicle repairs and medical bills.

If you're hit by a driver who doesn't have insurance, uninsured motorist coverage may help pay for your medical bills or, in some states, repairs to your vehicle.

Based on a study conducted by the Insurance Research Council, about 20.1 percent of drivers in Tennessee are operating uninsured vehicles.

Based on a study conducted by the Insurance Research Council, about 13.5 percent of drivers in the state of Missouri are operating uninsured vehicles.

Some of the considerations include bodily injury liability (for the medical and other expenses of the other people's injuries), property damage liability (for the costs and repairs of other people's property if you are at fault for the accident), uninsured / underinsured motorist coverage (if the other driver has little or no car coverage), collision coverage (for the costs to repair your vehicle if you are responsible for the accident), comprehensive coverage (for the costs to replace or fix your car in case of an accident caused by third party or «act of God») and personal injury protection (for the medical and other expenses in the event of a serious accident).