Sentences with phrase «vehicle liability insurers»

Chapter 685 of the Laws of 1979 adds a new Section 176 (7) to the Insurance Law, which requires motor vehicle liability insurers to «provide for an appropriate reduction in premium charges for any insured for a three year period after successfully completing a motor vehicle accident prevention course, known as the Defensive Driving Course, administered by the National Safety Council.»

Not exact matches

In other words, one year of premium from our most expensive insurer was enough to pay two years» worth of most basic vehicle liability protection from other companies.
The quotes you'll get from insurers will be different based on your individual driving record, preferred liability limits, vehicle type, and other factors.
Liability insurance for the Tumbleweed is typically carried by the tow vehicle (and please verify with your tow vehicle insurer).
While the second subparagraph of Art 13 permits an insurer to exclude liability to indemnify those «who voluntarily entered the vehicle which caused the damage or injury, when the insurer can prove that they knew the vehicle was stolen» that is not the same as taking without consent under cl 6.1 (e)(i) or proscribing any insurance indemnity for such persons.
We represent individuals and professionals, municipalities and their agencies, business entities, trucking companies, insurers and their insureds from claims and lawsuits for catastrophic losses and personal injuries, civil rights, construction losses and contracts, employment related practices, property damage and wrongful death arising from the transportation function and commercial motor vehicle activity; the ownership, use and control of land (including environmentally related or toxic exposure claims); the design, manufacture, sale or use of industrial and consumer products; and liability claims against licensed professionals, including lawyers, engineers, accountants and architects, in the States of Pennsylvania and New Jersey.
She exclusively serves people who have suffered physical and psychological harm through motor vehicle accidents, medical malpractice, occupiers» liability, and other forms of negligence, as well as people whose insurers have failed to provide them the coverage to which they are entitled.
(b) hold himself, herself or itself out as an adjuster, investigator, consultant or otherwise as an adviser, on behalf of any person having a claim against an insured or an insurer for which indemnity is provided by a motor vehicle liability policy, including a claim for Statutory Accident Benefits.
(5) Despite subsection (4), if a person is a named insured under a contract evidenced by a motor vehicle liability policy or the person is the spouse or a dependant, as defined in the Statutory Accident Benefits Schedule, of a named insured, the person shall claim statutory accident benefits against the insurer under that policy.
250 (1) The insurer may provide under a contract evidenced by a motor vehicle liability policy, in one or more of the following cases, that, except as provided in the Statutory Accident Benefits Schedule, it shall not be liable while,
(1) Despite any other provision of this Regulation and unless otherwise agreed in writing by the named insured and the insurer, subsection (2) applies to every motor vehicle liability policy that is in effect on September 1, 2010 until the earlier of,
In any action in Ontario against the licensed insurer or its insured arising out of an automobile accident in Ontario, the insurer shall appear and shall not set up any defence to a claim under a contract made outside Ontario, including any defence as to the limit or limits of liability under the contract, that might not be set up if the contract were evidenced by a motor vehicle liability policy issued in Ontario and such contract made outside Ontario shall be deemed to include the statutory accident benefits referred to in subsection 268 (1).
226.1 An insurer that issues motor vehicle liability policies in another province or territory of Canada, the United States of America or a jurisdiction designated in the Statutory Accident Benefits Schedule may file an undertaking with the Superintendent, in the form provided by the Superintendent, providing that the insurer's motor vehicle liability policies will provide at least the coverage described in sections 251, 265 and 268 when the insured automobiles are operated in Ontario.
Prior to the Directives the Green Card System provided for «insurers of vehicles in participating states to issue Green Cards guaranteeing compensation to victims of motor accidents caused by the driving of such vehicles abroad... in conformity with legal and regulatory provisions applicable in the country of accident relating to liability, compensation of injured parties and compulsory insurance».
Further, an injured party can not claim against his or her own insurer if the person is entitled to recover money under the third - party liability of any other motor vehicle liability policy.
However, ARS § 20 - 259.01 requires that every insurer writing an automobile liability or motor vehicle liability policy offer, in writing, uninsured and underinsured coverage to their insureds in an amount equal to the insured's liability coverage.
The applications judge allowed an appeal on the grounds Chubb was an «insurer» under the statutory regime because its policy was a «motor vehicle liability policy» and there was sufficient nexus between Chubb and Ms. Singh to require the payment of Statutory Accident Benefits.
The Insurance Act states that every motor vehicle liability policy issued in Ontario shall provide that the insured appoints the insurer as its attorney to defend any action against the insured arising out of the ownership, use or operation of the automobile: Insurance Act, R.S.O. 1990, c. I. 8, s. 252 (1)(c).
Insurance litigation with emphasis on Motor Vehicle Accident Benefit Claims, Motor Vehicle Liability, Personal Injury, Catastrophic Injury Claims, Coverage Opinions, Occupiers Liability, Social Host, CGL losses, Product Liability, Defence of Insurers and Insureds; and Liability and Casualty insurance.
Most states require property damage liability so that your insurer will pay (up to your limits) if you damage other people's vehicles or property, but states do not require that you carry coverage to pay for damages to your own car.
Most states require property damage liability so that your insurer will pay (up to your limits) if you damage other people's vehicles or property, but states do not mandates that you carry coverage to pay for damages to your own car.
Other insurers, including UNIPOL (www.unipolonline.it) employ in - vehicle telematics units mainly for reasons of post-crash services (like airbag deployment call, or liability determination).
The insurer reserves its right to repair reinstate or replace the motor vehicle or any part thereof and / or its accessories or may pay in cash the amount of the loss or damage and the liability of the Company shall not exceed the actual value of the parts damaged plus the reasonable cost of fitting and shall in no case exceed the insured's estimate of the value of the motor vehicle.
In accordance with the existing structure of the tariff product, the insurers» legal liability is constrained to a maximum sum of Rs 7.5 lakhs i.e. any amount more than Rs 7.5 lakhs will be borne by the vehicle owner.
The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.
(m) Every insurer that sells motor vehicle liability policies subject to the requirements of subdivisions (b)(3) and (b)(4) of this section shall, when issuing and renewing a policy, give reasonable notice to the named insured of all of the following:
For the purpose of this section, an «uninsured motor vehicle» shall be a motor vehicle as to which there is no bodily injury liability insurance and property damage liability insurance in at least the amounts specified in subsection (c) of G.S. 20 - 279.5, or there is that insurance but the insurance company writing the insurance denies coverage thereunder, or has become bankrupt, or there is no bond or deposit of money or securities as provided in G.S. 20 - 279.24 or 20 - 279.25 in lieu of the bodily injury and property damage liability insurance, or the owner of the motor vehicle has not qualified as a self - insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not ivehicle» shall be a motor vehicle as to which there is no bodily injury liability insurance and property damage liability insurance in at least the amounts specified in subsection (c) of G.S. 20 - 279.5, or there is that insurance but the insurance company writing the insurance denies coverage thereunder, or has become bankrupt, or there is no bond or deposit of money or securities as provided in G.S. 20 - 279.24 or 20 - 279.25 in lieu of the bodily injury and property damage liability insurance, or the owner of the motor vehicle has not qualified as a self - insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not ivehicle as to which there is no bodily injury liability insurance and property damage liability insurance in at least the amounts specified in subsection (c) of G.S. 20 - 279.5, or there is that insurance but the insurance company writing the insurance denies coverage thereunder, or has become bankrupt, or there is no bond or deposit of money or securities as provided in G.S. 20 - 279.24 or 20 - 279.25 in lieu of the bodily injury and property damage liability insurance, or the owner of the motor vehicle has not qualified as a self - insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not ivehicle has not qualified as a self - insurer under the provisions of G.S. 20 - 279.33, or a vehicle that is not subject to the provisions of the Motor Vehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not ivehicle that is not subject to the provisions of the Motor Vehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not iVehicle Safety and Financial Responsibility Act; but the term «uninsured motor vehicle» shall not ivehicle» shall not include:
Some automobile insurers like to argue that drinking and driving is intentional conduct, since that argument (if accepted) will allow the company to disclaim coverage for damages resulting from a DUI — whether injuries and vehicle damage sustained by the driver and / or passengers in the vehicle you hit (under your liability coverage), or your own losses (under your personal injury protection or similar coverage).
(l) A party injured by an uninsured motor vehicle covered under a policy in amounts less than those set forth in G.S. 20 - 279.5, may execute a contractual covenant not to enforce against the owner, operator, or maintainer of the uninsured vehicle any judgment that exceeds the liability policy limits, as consideration for payment of any applicable policy limits by the insurer where judgment exceeds the policy limits.
The provision shall further provide that a written statement by the liability insurer, whose name appears on the certification of financial responsibility made by the owner of any vehicle involved in an accident with the insured, that the other motor vehicle was not covered by insurance at the time of the accident with the insured shall operate as a prima facie presumption that the operator of the other motor vehicle was uninsured at the time of the accident with the insured for the purposes of recovery under this provision of the insured's liability insurance policy.
In this scenario the current average vehicle premium rises from $ 781 to $ 1,065, but the amount of coverage expands dramatically, every vehicle has the same coverage and is charged the same premium and while insurers are no longer responsible for physical damage claims, the insurance market now covers liability on 15 percent more vehicles.
Motor vehicle owners, of the affordable variety, are going to pay lower premiums on their third - party (TP) liability once the Insurance Regulatory and Development Authority of India's (Irdai's) latest proposal translates into revised rates from general insurers.
The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.
This liability is used for the driver and / or passengers in the second vehicle involved, not in the insurers» vehicle.
If a specific vehicle model has a higher chance of inflicting damage when in an accident, an insurer may charge more for liability insurance.
No liability on insurer where owner or operator of the other vehicle can not be identified.
If the principal operator of a motor vehicle has successfully completed an acceptable accident prevention course, then the insurer of such motor vehicle shall, for a period of three years following completion of the course, reduce the liability premium of the insured by no less than 10 percent of the insurer's liability base rate in the rating territory applicable to such motor vehicle.
The quotes you'll get from insurers will be different based on your individual driving record, preferred liability limits, vehicle type, and other factors.
The statute requires all insurers, which on or after January 1, 1980 file with this Department any revised motor vehicle liability insurance rates or rating plans for use in this state, to submit with such filing an accident prevention / premium reduction program.
Own - Damage Cover: Some insurers provide own - damage cover with a Third Party Liability insurance that covers your vehicle for own - damage, damage against theft, accidental damage, loss, damages arising out of man - made and natural calamities etc..
When setting premiums, insurers will also consider how often drivers with your vehicle's model and body style file liability insurance claims.
If you have liability insurance only and are involved in an accident, your insurer will not repair or replace your vehicle.
Reduction in premiums for motor vehicle liability, first - party medical, and collision coverages for certain named drivers (a) For each personal or family - type policy of private passenger motor vehicle insurance issued or issued for delivery in this state, there shall be offered by the insurer a reduction of not less than 10 percent in premiums for motor vehicle liability, first - party medical, and collision coverages to the policyholder if all named drivers, as listed or who should be listed on the policy application or provided in information subsequent to such application, of each motor vehicle covered by such policy satisfy the requirements of subsection (b) or subsection (c), as applicable, of this Code section.
While the third - party insurance (which covers your liability towards a third party) is mandatory for all vehicles, insurers typically offer a comprehensive car insurance policy that bundles what is called an «own damage» cover.
every admitted insurer shall provide for an appropriate percentage of reduction in premium rates for motor vehicle liability insurance for principal operators who are 55 years of age or older and who produce proof of successful completion of the Mature Driver Improvement course provided for and approved by the Department of Motor Vehicles pursuant to Section 1675 of the Vehiclvehicle liability insurance for principal operators who are 55 years of age or older and who produce proof of successful completion of the Mature Driver Improvement course provided for and approved by the Department of Motor Vehicles pursuant to Section 1675 of the VehicleVehicle Code.
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