Sentences with phrase «vehicle liability policy»

You can protect yourself with a for - hire or non-owned vehicle liability policy, which business insurance packages often include.

It is a good decision to purchase a vehicle liability policy, even if there is no obligation of doing so.

Many business owners choose to buy a commercial umbrella policy to cover the costs of large liability claims that exceed the limits of the vehicle liability policy.

(h) Any motor vehicle liability policy may provide that the insured shall reimburse the insurance carrier for any payment the insurance carrier would not have been obligated to make under the terms of the policy except for the provisions of this Article.

Any motor vehicle liability policy that insures both commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) and noncommercial motor vehicles shall provide underinsured motorist coverage in accordance with the provisions of this subsection in an amount equal to the highest limits of bodily injury liability coverage for any one noncommercial motor vehicle insured under the policy, subject to the right of the insured to purchase greater or lesser underinsured motorist bodily injury liability coverage limits as set forth in this subsection.

(e) Uninsured or underinsured motorist coverage that is provided as part of a motor vehicle liability policy shall insure that portion of a loss uncompensated by any workers» compensation law and the amount of an employer's lien determined pursuant to G.S. 97 - 10.2 (h) or (j).

(h) Any motor vehicle liability policy may provide that the insured shall reimburse the insurance carrier for any payment the insurance carrier would not have been obligated to make under the terms of the policy except for this chapter.

(d) Such motor vehicle liability policy shall state the name and address of the named insured, the coverage afforded by the policy, the premium charged therefor, the policy period and the limits of liability, and shall contain an agreement or be endorsed that insurance is provided thereunder in accordance with the coverage defined in this Article as respects bodily injury and death or property damage, or both, and is subject to all the provisions of this Article.

(a) Any insurance company may cancel any motor vehicle liability policy or bond, except such risks as may be assigned to it as provided in § 2905 of this title, for any reason it may deem proper.

All truck - tractors, buses and other commercially registered motor vehicles operated in Pennsylvania must be covered by financial responsibility in the form of a standard motor vehicle liability policy from an insurance company licensed to do business in the Commonwealth (unless the vehicles are self - insured in accordance with regulations of the PA Department of Insurance and the PA Department of Transportation).

Many of these unusual — search for other pockets — claims in US motor vehicle accident injury litigation exist because the limits of any applicable vehicle liability policy are low, assuming there is liability insurance at all.

The Insurance Act states that every motor vehicle liability policy issued in Ontario shall provide that the insured appoints the insurer as its attorney to defend any action against the insured arising out of the ownership, use or operation of the automobile: Insurance Act, R.S.O. 1990, c. I. 8, s. 252 (1)(c).

The applications judge allowed an appeal on the grounds Chubb was an «insurer» under the statutory regime because its policy was a «motor vehicle liability policy» and there was sufficient nexus between Chubb and Ms. Singh to require the payment of Statutory Accident Benefits.

Eventually, she received benefits from Zurich Insurance Company, which insured Wheels 4 Rent's rental vehicles pursuant to a «motor vehicle liability policy».

However, ARS § 20 - 259.01 requires that every insurer writing an automobile liability or motor vehicle liability policy offer, in writing, uninsured and underinsured coverage to their insureds in an amount equal to the insured's liability coverage.

Further, an injured party can not claim against his or her own insurer if the person is entitled to recover money under the third - party liability of any other motor vehicle liability policy.

(1) Except as otherwise provided, the benefits set out in this Regulation shall be provided under every contract evidenced by a motor vehicle liability policy in respect of accidents occurring on or after September 1, 2010.

«insured automobile» means, in respect of a particular motor vehicle liability policy, an automobile covered by the policy; («automobile assurée»)

(3) Clause (2)(b) does not prevent an excluded driver or any other occupant of an automobile driven by the excluded driver from recovering accident benefits under a motor vehicle liability policy in respect of which the excluded driver or other occupant is a named insured.

(3) The sum of the medical, rehabilitation and attendant care benefits paid under the motor vehicle liability policy for any one accident in respect of an insured person who does not sustain a catastrophic impairment as a result of the accident shall not exceed $ 1,000,000, and the limits set out in clauses 19 (1)(a) and (2)(a) do not apply.

(1) Despite anything else in this Regulation, if a motor vehicle liability policy is in effect on the day this Regulation comes into force, subsections (2) and (3) apply until the earlier of the following:

(1.1) Subject to subsection (1.3), the benefits set out in this Regulation shall be provided under every contract evidenced by a motor vehicle liability policy in respect of accidents that occur on or after November 1, 1996 and before September 1, 2010.

In any action in Ontario against the licensed insurer or its insured arising out of an automobile accident in Ontario, the insurer shall appear and shall not set up any defence to a claim under a contract made outside Ontario, including any defence as to the limit or limits of liability under the contract, that might not be set up if the contract were evidenced by a motor vehicle liability policy issued in Ontario and such contract made outside Ontario shall be deemed to include the statutory accident benefits referred to in subsection 268 (1).

(2) The following benefits are deemed to be included in the motor vehicle liability policy and are applicable to an insured person in respect of the motor vehicle liability policy:

(1) Except as otherwise provided in section 68, the benefits set out in this Regulation shall be provided under every contract evidenced by a motor vehicle liability policy in respect of accidents occurring on or after September 1, 2010.

«insured automobile» means, in respect of a particular motor vehicle liability policy, an automobile covered by the policy;

(2) Clause (1)(c) does not prevent an excluded driver or any other occupant of an automobile driven by the excluded driver from recovering accident benefits under a motor vehicle liability policy in respect of which the excluded driver or other occupant is a named insured.

(1) Despite any other provision of this Regulation and unless otherwise agreed in writing by the named insured and the insurer, subsection (2) applies to every motor vehicle liability policy that is in effect on September 1, 2010 until the earlier of,

268 (1) Every contract evidenced by a motor vehicle liability policy, including every such contract in force when the Statutory Accident Benefits Schedule is made or amended, shall be deemed to provide for the statutory accident benefits set out in the Schedule and any amendments to the Schedule, subject to the terms, conditions, provisions, exclusions and limits set out in that Schedule.

250 (1) The insurer may provide under a contract evidenced by a motor vehicle liability policy, in one or more of the following cases, that, except as provided in the Statutory Accident Benefits Schedule, it shall not be liable while,

(5) Despite subsection (4), if a person is a named insured under a contract evidenced by a motor vehicle liability policy or the person is the spouse or a dependant, as defined in the Statutory Accident Benefits Schedule, of a named insured, the person shall claim statutory accident benefits against the insurer under that policy.

(b) hold himself, herself or itself out as an adjuster, investigator, consultant or otherwise as an adviser, on behalf of any person having a claim against an insured or an insurer for which indemnity is provided by a motor vehicle liability policy, including a claim for Statutory Accident Benefits.

As such, it was excluded from the usual requirement that it be insured under a motor vehicle liability policy.

The Ontario Insurance Act defines «automobile» as either (a) a motor vehicle required under any Act to be insured under a motor vehicle liability policy, or (b) a vehicle prescribed by regulation to be an automobile.

The one noteworthy exception to this right of subrogation is in relation to a person insured under a motor vehicle liability policy where the person's injuries arise from the use or operation of a vehicle (section 267.8 (18) of the Insurance Act).

226.1 An insurer that issues motor vehicle liability policies in another province or territory of Canada, the United States of America or a jurisdiction designated in the Statutory Accident Benefits Schedule may file an undertaking with the Superintendent, in the form provided by the Superintendent, providing that the insurer's motor vehicle liability policies will provide at least the coverage described in sections 251, 265 and 268 when the insured automobiles are operated in Ontario.

In McQueen v Echelon General Insurance Co., [5] the Ontario Court of Appeal stated that an object of motor vehicle liability policies is to secure a psychological benefit.

(m) Every insurer that sells motor vehicle liability policies subject to the requirements of subdivisions (b)(3) and (b)(4) of this section shall, when issuing and renewing a policy, give reasonable notice to the named insured of all of the following:

Car insurance policies in Ohio must be motor vehicle liability policies.

Not exact matches

Commercial vehicle policies, like personal auto policies, are primarily designed to cover your liability risks and provide compensation for damage to your vehicle.

Whether you own a large manufacturing company like International Paper Company, or a smaller company like Courtesy Limousine Service, if you have company - owned vehicles, you will need the extra liability protection that these policies can provide.

If you physically harm another person with your vehicle, it would fall under your auto insurance policy's bodily injury liability coverage.

Be sure to ask your member agent about ATV policies like comprehensive, bodily injury and property damage liability, and uninsured / underinsured motorists coverage to determine which of these options makes sense for your vehicle and use.

Most homeowners» policies exclude coverage for motor vehicle liability.

Your auto policy may exclude liability coverage for vehicles designed for off - road use.

A driver's personal auto policy generally provides liability coverage and may cover damage to the rented vehicle and the renterâ $ ™ s own comprehensive and collision coverage may cover damage to the rented vehicle.

An insurance policy that helps cover a person for liabilities that either may exceed the limits on the residential or vehicle insurance policy or may cover risks not covered by the underlying policy.

Umbrella insurance policies provide added protection for instances when your standard commercial motor vehicle liability insurance is not adequate, like in a serious accident.

These types of policies generally help cover the vehicle (for instance, if it's damaged or stolen) and provide liability protection just in case you cause damage to someone else's property or injure someone else while riding it.

The SR22 Non-Owners policy would be required if the driver wishes to maintain a driver's license but does not own a vehicle, and will typically cover basic liability coverage, uninsured motorist bodily injury protection, and uninsured motorist property damage coverage.