It is designed to advise you of your rights and responsibilities in connection with obtaining a motor
vehicle title loan in Virginia under Chapter 22 (§ 6.2 - 2200 et seq.) of Title 6.2 of the Code of Virginia.
Repossession and Sale of your Motor Vehicle: If you do not repay your motor
vehicle title loan in accordance with your loan agreement, the motor vehicle title lender may repossess and sell your motor vehicle in order to recover any outstanding amounts that you owe.
If you've heard horror stories about
vehicle title loans in Bunnell, Florida and the surrounding areas, let us put your fears to rest.
Not exact matches
In addition, a
title loan is secured by your
vehicle.
Car
title loans in Bunnell, Florida are
loans that hold the
title to a
vehicle you own
in exchange for a
loan amount based on the
vehicle's market worth.
When a lender like us at Easy Choice Lending takes your
title, they place a short - term lien on it to enable them to seize your
vehicle and sell it
in the event you default on your
loan.
In fact, 20 percent of borrowers who take out an auto
title loan end up losing their
vehicles to their lender, reported the CFPB.
In the case of
vehicle title loans, the collateral is your car.
We do all of the advertising, have trained sales reps to handle all of the incoming calls, we're open 6 days a week for customers to come look at your
vehicle and take it for a test drive, we offer financing... for both good and bad credit, we accept trade -
ins, offer warranties on your
vehicle, take care of the payoff on your current
loan, and we handle all of the
title work!
Drop your
vehicle off and our professional staff is here 6 days a week to handle all of the advertising, incoming phone calls, test drives, financing... for both good and bad credit, deal with trade -
ins, offer warranties on your
vehicle, take care of the payoff on your current
loan, and we process all
title documents.
0 Event (s) Reported: 6
Vehicle uses checked: No fleet, rental and / or lease use recordNo taxi use recordNo police use recordNo government use recordNo livery use recordNo driver education record0 Event (s) Reported: 9 Vehicle events checked: No accident record reported through accident data sourcesNo corrected title recordNo duplicate title recordNo emission / safety inspection recordNo loan / lien recordNo fire damage incident recordNo repossessed recordNo theft recordNo storm area registration / title recordDetailed Vehicle HistoryCalculated Owners: 1Below are the historical events for this vehicle listed in chronological
Vehicle uses checked: No fleet, rental and / or lease use recordNo taxi use recordNo police use recordNo government use recordNo livery use recordNo driver education record0 Event (s) Reported: 9
Vehicle events checked: No accident record reported through accident data sourcesNo corrected title recordNo duplicate title recordNo emission / safety inspection recordNo loan / lien recordNo fire damage incident recordNo repossessed recordNo theft recordNo storm area registration / title recordDetailed Vehicle HistoryCalculated Owners: 1Below are the historical events for this vehicle listed in chronological
Vehicle events checked: No accident record reported through accident data sourcesNo corrected
title recordNo duplicate
title recordNo emission / safety inspection recordNo
loan / lien recordNo fire damage incident recordNo repossessed recordNo theft recordNo storm area registration /
title recordDetailed
Vehicle HistoryCalculated Owners: 1Below are the historical events for this vehicle listed in chronological
Vehicle HistoryCalculated Owners: 1Below are the historical events for this
vehicle listed in chronological
vehicle listed
in chronological order.
All taxes and fees must be paid
in full
in order for
vehicle to be
titled and registered.A documentation and preparation fee of $ 98.00 will be added to the final auction value or Buy - It - Now price.
Vehicle titles may be held by banks or lenders as collateral for
loans.
If you own a
vehicle, like a car, truck, or motorcycle, and the
title shows that you own it, you may be able to easily borrow against the equity
in the
vehicle and get a same - day car
title cash
loan.
An auto
title loan is a
loan made against the equity
in a
vehicle that you own.
The value of the
vehicle you have a
title in hand for is going to be the main determining factor for whether or not you are able to receive a
title loan for the amount that you are looking for.
If you own the
title to your
vehicle, you can easily apply for an instant
title loan, which is a
loan provided to you against the equity
in the
vehicle you own.
An auto
loan company should also handle all of the paperwork involved
in getting a
loan and manage the
title transfer on your
vehicle.
LoanMart is here to tell you that as long as the
vehicle in question is up to specs and is drivable you should be able to start the auto
title loan process
in no time!
If you choose to accept a
loan amount offer to you
in this process, then LoanMart is added to the
title of your
vehicle.
In using
title loans, the maximum amount that you can borrow is usually based on the value of your
vehicle.
With auto
title loans at LoanMart, the borrower can access more money depending on the state you live
in, the equity of the
vehicle and your ability to repay your
loan.
If you own a
vehicle, meaning a motorcycle, automobile (car), truck, or RV (motorhome) and it has a valid
title that shows you own it, you may be able to borrow against the equity
in the
vehicle and get a same - day cash
loan in as little as 30 minutes.
As long as you are
in possession of the
vehicle's valid
title, you are able to obtain a
loan and keep your
vehicle at the same time.
If you own a
vehicle, meaning a car or motorcycle and it has a valid
title that shows you own it, you may be able to borrow against the equity
in the
vehicle and get a same - day cash
loan.
If you're
in need of fast cash but you don't want to sell your
vehicle, then car
title loans are another option.
They have a variety of online
title loans available, and will approve
loans on older
vehicles as well as new ones, as long as you own the
vehicle and it has enough trade -
in value.
To qualify for a
loan, you will need to bring state - issued ID, proof of steady income, proof of residence (such as a bill) dated within the last 30 days, a DMV issued
title with no liens, and your
vehicle itself, for an
in - person inspection.
Applicants can apply for 100 % online car
title loans and send
in recent photos of their
vehicle instead of bringing it
in for an appraisal.
They offer payday
loans and online
title loans on cars and other
vehicles,
in - branch only, though the application may be started over the phone or online.
Our
title loans allow people to borrow against the equity
in their
vehicles to pay utility bills, help pay the rent and keep cars running with full tanks of gas.
Vehicle title loans are illegal
in 34 states.
Another single - state
vehicle loan company, Alabama
Title Loans has its headquarters
in Mobile, and has 36 locations around the state.
A motor
vehicle title lender is also prohibited from threatening or beginning criminal proceedings against you if you fail to pay any amount owed
in accordance with your
loan agreement.
The notice will contain (i) the date and time after which your motor
vehicle may be sold; and (ii) a written accounting of the outstanding balance on your motor
vehicle title loan, the amount of interest accrued through the date the motor
vehicle title lender took possession of your motor
vehicle, and any reasonable costs incurred to date by the motor
vehicle title lender
in connection with repossessing, preparing for sale, and selling your motor
vehicle.
The motor
vehicle title lender is required to record its lien with the motor
vehicle department
in the state where your motor
vehicle is registered and hold the certi cate of
title until your
loan is repaid or satis ed
in full.
Within 30 days of a motor
vehicle title lender receiving funds from the sale of your motor
vehicle, you are entitled to receive any surplus from the sale
in excess of the sum of the following: (i) the outstanding balance on your motor
vehicle title loan; (ii) the amount of interest accrued on your motor
vehicle title loan through the date the motor
vehicle title lender repossessed your motor
vehicle; and (iii) any reasonable costs incurred by the motor
vehicle title lender
in repossessing, preparing for sale, and selling your motor
vehicle.
A
title loan company will
loan you money based on the market value of your
vehicle and will hold the
title in their possession until the
loan is paid
in full.
Right to Cancel: You have the right to cancel your motor
vehicle title loan at any time prior to the close of business on the next day the motor
vehicle title lender is open following the date your
loan is made by either returning the original
loan proceeds check or paying the motor
vehicle title lender the amount advanced to you
in cash or by certi ed check, cashier's check, money order or, if the motor
vehicle title lender is equipped to handle and willing to accept such payments, by using a credit card.
Loan Proceeds: You will receive your loan proceeds in the form of (i) cash; (ii) a check from the motor vehicle title lender; or (iii) a debit c
Loan Proceeds: You will receive your
loan proceeds in the form of (i) cash; (ii) a check from the motor vehicle title lender; or (iii) a debit c
loan proceeds
in the form of (i) cash; (ii) a check from the motor
vehicle title lender; or (iii) a debit card.
Notice from Lender: A motor
vehicle title lender is required to provide you with a clear and conspicuous printed notice advising you that a motor
vehicle title loan is not intended to meet your long - term nancial needs, that the interest rate on a motor
vehicle title loan is high, and that if you fail to repay your
loan in accordance with your
loan agreement, the motor
vehicle title lender may repossess and sell your motor
vehicle.
The motor
vehicle title lender can not take an interest
in more than one motor
vehicle as security for a motor
vehicle title loan.
To obtain a
title loan in Pineville, LA, borrowers needs to present proof of ownership of the
vehicle.
Your motor
vehicle title loan will be repayable
in substantially equal monthly installments of principal and interest.
To obtain a
title loan in Fenton, LA, borrowers needs to present proof of ownership of the
vehicle.
To obtain a
title loan in Patterson, LA, borrowers needs to present proof of ownership of the
vehicle.
A motor
vehicle title lender is also prohibited from making a motor
vehicle title loan to you if (i) you are married to a covered member of the armed forces; (ii) you are the child, as de ned
in 38 U.S.C. § 101 (4), of a covered member of the armed forces; or (iii) more than one - half of your support during the past 180 days was provided by a covered member of the armed forces.
Prohibition on Obtaining
Loan on Same Day Another Loan was Repaid: Virginia law prohibits a motor vehicle title lender from making a motor vehicle title loan to you on the same day that you repaid or satis ed in full a motor vehicle title loan from either the same motor vehicle title lender or any other motor vehicle title lender conducting a motor vehicle title lending business in Virgi
Loan on Same Day Another
Loan was Repaid: Virginia law prohibits a motor vehicle title lender from making a motor vehicle title loan to you on the same day that you repaid or satis ed in full a motor vehicle title loan from either the same motor vehicle title lender or any other motor vehicle title lender conducting a motor vehicle title lending business in Virgi
Loan was Repaid: Virginia law prohibits a motor
vehicle title lender from making a motor
vehicle title loan to you on the same day that you repaid or satis ed in full a motor vehicle title loan from either the same motor vehicle title lender or any other motor vehicle title lender conducting a motor vehicle title lending business in Virgi
loan to you on the same day that you repaid or satis ed
in full a motor
vehicle title loan from either the same motor vehicle title lender or any other motor vehicle title lender conducting a motor vehicle title lending business in Virgi
loan from either the same motor
vehicle title lender or any other motor
vehicle title lender conducting a motor
vehicle title lending business
in Virginia.
Apart from your motor
vehicle and any accessories that are attached to it, the motor
vehicle title lender can not take an interest
in any other property you own as security for a motor
vehicle title loan.
To obtain a
title loan in Slidell, LA, borrowers needs to present proof of ownership of the
vehicle.
In general, a motor vehicle title lender can not seek a personal money judgment against you if you fail to pay any amount owed in accordance with your loan agreemen
In general, a motor
vehicle title lender can not seek a personal money judgment against you if you fail to pay any amount owed
in accordance with your loan agreemen
in accordance with your
loan agreement.