Sentences with phrase «vehicles insured under»

Many companies offer discounts for multiple vehicles insured under one policy.

ii) if motorcycle and motorized snow vehicles are the only types of vehicles insured under the policy.

Because there's no vehicle insured under a non-owner policy, it typically doesn't include the standard coverages in most car insurance policies, like:

The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.

(4) The named insured's underinsured motorist bodily injury coverage limits, if applicable, shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy unless the insured elects to purchase greater or lesser limits for underinsured motorist bodily injury coverage.

Any motor vehicle liability policy that insures both commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) and noncommercial motor vehicles shall provide underinsured motorist coverage in accordance with the provisions of this subsection in an amount equal to the highest limits of bodily injury liability coverage for any one noncommercial motor vehicle insured under the policy, subject to the right of the insured to purchase greater or lesser underinsured motorist bodily injury liability coverage limits as set forth in this subsection.

The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.

All drivers must have 10 years minimum driving history, and you may need to have a daily vehicle insured under a separate policy.

Not exact matches

HLDI analysts looked at how each feature affected claim frequency under property damage liability (PDL) insurance, which covers damage to another vehicle caused by the insured vehicle, and collision insurance, which covers damage to the insured vehicle.

For XC60s, overall losses under property damage liability were 16 percent lower than losses for all other midsize luxury SUVs combined, at $ 78 per insured vehicle year compared with $ 92 per insured vehicle year for the control group.

Claims under medical payment coverage, for injuries to people in the insured vehicle, are 22 percent lower.

HLDI found that claim frequency under collision insurance, which covers damage to the insured vehicle, was 5 percent lower for vehicles with the park assist feature than for those without, while claims under property damage liability, which covers damage to other vehicles, were 17 percent lower.

Since most carriers cover the vehicles under their motorcycle insurance policies, shoppers can begin the process online as if they were insuring a motorcycle.

Acuity has an optional «Replacement Cost Coverage» feature that supplies a new or similar car when an insured vehicle is completely totaled under a covered loss.

Instead of insuring the driver for any car in which they are driving, Autonational instead covers a named vehicle, meaning whomever is driving the car, legally, when assistance is required, is instead covered under that policy.

Car insurance will also not cover damage that occurred when a person who lives with you but is not insured under your policy drives your vehicle.

While the cash in the model portfolios under the Program is allocated to an FDIC insured bank account provided by Capital One, NA, COA may change, in its sole discretion, the vehicle used for the cash at any time.

In states where stacking is not specifically prohibited, liability limits under the uninsured motorist coverage may be multiplied by the number of cars insured under a single policy or may be added together where multiple vehicles are insured under different policies.

The one noteworthy exception to this right of subrogation is in relation to a person insured under a motor vehicle liability policy where the person's injuries arise from the use or operation of a vehicle (section 267.8 (18) of the Insurance Act).

(3) A second party insurer under a policy insuring a heavy commercial vehicle is obligated under section 275 of the Act to indemnify a first party insurer unless the person receiving statutory accident benefits first party insurer is claiming them under a policy insuring a heavy commercial vehicle.

(3) Despite subsections (1) and (2), sections 412 to 417 of the Act do not apply to contracts of automobile insurance that insure groups of at least five vehicles that are under common ownership or management and that are used for business, commercial or public purposes or to any endorsements of those contracts.

Under no - fault insurance, the maximum amount that can be paid is $ 50,000 per injured person in the insured's vehicle, or a pedestrian hit by that vehicle.

The Ontario Insurance Act defines «automobile» as either (a) a motor vehicle required under any Act to be insured under a motor vehicle liability policy, or (b) a vehicle prescribed by regulation to be an automobile.

As such, it was excluded from the usual requirement that it be insured under a motor vehicle liability policy.

(5) Despite subsection (4), if a person is a named insured under a contract evidenced by a motor vehicle liability policy or the person is the spouse or a dependant, as defined in the Statutory Accident Benefits Schedule, of a named insured, the person shall claim statutory accident benefits against the insurer under that policy.

The Layfield Law Firm, LLC will help build a thorough case for compensation in the event of an auto accident with an uninsured or under - insured motorist, and may be able to recover significant compensation for damages to your vehicle or personal injuries you may have suffered.

(2) Clause (1)(c) does not prevent an excluded driver or any other occupant of an automobile driven by the excluded driver from recovering accident benefits under a motor vehicle liability policy in respect of which the excluded driver or other occupant is a named insured.

Coverage is available under your policy for everyone in your household who is driving or riding in a vehicle insured in British Columbia, or if they are injured as a pedestrian or cyclist.

In any action in Ontario against the licensed insurer or its insured arising out of an automobile accident in Ontario, the insurer shall appear and shall not set up any defence to a claim under a contract made outside Ontario, including any defence as to the limit or limits of liability under the contract, that might not be set up if the contract were evidenced by a motor vehicle liability policy issued in Ontario and such contract made outside Ontario shall be deemed to include the statutory accident benefits referred to in subsection 268 (1).

If an under - insured or uninsured driver seriously injured you, a member of your family, other dependents, or occupants of your vehicle, the amount of insurance and the insurance endorsements that you carry, has a sobering impact on your rights.

If the plaintiff is not a named insured, state the reason why this person is considered an insured under the policy (for example, a «dependent relative» under the OPCF 44R or a person who had consent to drive the vehicle involved in the motor vehicle accident)-- it is important to note that an insurance contract is between two parties.

You may also have claims against the driver of your vehicle, and your own insurance provider for uninsured or under - insured motorists.

They can do this in one of 2 ways, either pursuant to the Insurance (Vehicle) Regulation which allows ICBC to set up an Independent Medical Exam for any «insured» seeking no - fault benefits, or under the Supreme Court Rules where the Defendant has the right to «balance the playing field» by obtaining an independent medical exam in many circumstances.

(3) The sum of the medical, rehabilitation and attendant care benefits paid under the motor vehicle liability policy for any one accident in respect of an insured person who does not sustain a catastrophic impairment as a result of the accident shall not exceed $ 1,000,000, and the limits set out in clauses 19 (1)(a) and (2)(a) do not apply.

(3) Clause (2)(b) does not prevent an excluded driver or any other occupant of an automobile driven by the excluded driver from recovering accident benefits under a motor vehicle liability policy in respect of which the excluded driver or other occupant is a named insured.

At issue was whether, in adjusting an at - fault total loss claim (a «write - off» of the vehicle), insurers could continue the standard practice of subtracting the amount of the deductible under the insured's policy from the actual cash value paid to the insured, when the insurer retained title to the salvage (the «totalled» car).

(a) The party claiming has to have asked the party causing the accident for details required under section 154 of the Road Traffic Act 1988 i.e. whether or not the person was insured or there was an insurance policy covering the vehicle and the registration number.

James J. Noonan is a partner at the firm practicing primarily in the areas of personal injury and insurance defense and particularly on construction litigation, insurance coverage disputes, motor vehicle, premises liability, and uninsured / under - insured motorist cases.

In an issue of first impression, the Indiana Court of Appeals ruled recently in an Indiana car accident lawsuit that a vehicle that is insured but denied coverage following a crash should be considered uninsured under state law.

Where an ICBC insured at the date of death resulting from a motor vehicle accident comes within an age group set out in column A of the following Table and the insured has the status set out in column B, C or D, the amount of death benefit payable under section 92 is the amount set out below that status and opposite that age group.

In other words, if a negligent motor vehicle operator with 50k policy liability limit rear ends a pickup truck motorist and the pickup truck driver has 50k in medical bills as well as lost wages, traumatic brain injury and pain and suffering then the injured motorist can collect the $ 25,000 policy from the tortfeasor in addition to his own $ 100,000 under - insured motorist policy for a total of $ 125,000.

As previously discussed, when a Defendant is insured with ICBC their ability to set up an «independent «medical exam can be compromised if ICBC exercised their rights to have the Plaintiff examined under section 99 of the Insurance (Vehicle) Regulation and if that exam went beyond what was required for a «part 7 ′ opinion.

Virginia requires all insurance policies sold in the state to provide uninsured motorist protection, to protect Virginia motorists from those operating uninsured or under - insured vehicles.

If the injured person is not insured under any policy of motor vehicle insurance then the application must be submitted to the City of Ottawa, Rick Management, 110 Laurier Avenue West, Ottawa K1P 1J1.

However, other parts of the Certificate identified him as being excluded from driving both of the described vehicles that were insured under the same policy.

At the time of the incident, the claimant was insured with Unifund under a standard Ontario Automobile Policy (OAP 1), which insured his personal vehicle.

The new product seeks to fill existing coverage gaps under Ontario's standard Ontario Automobile Policy (OAP 1) when insureds are using their vehicles for RideCo.

He's trying to recover on an under - insured motorist policy that unfortunately for him, is limited by the terms of the contract to «occupying a covered vehicle» as defined by the USF&G policy.

-- On August 14, 1993, Ms. Janousek, a pedestrian, was struck by an uninsured vehicle driven by Shawn Montreul — After hitting Ms. Janousek, the vehicle also struck a nearby parking lot fence — The debris from the fence damaged three unoccupied vehicles in the parking lot — These vehicles were insured by Halifax Insurance Company, Canadian Surety Company and Mutual Insurance Company — None of the three vehicles came into contact with Ms. Janousek or the uninsured vehicle — As Ms. Janousek had no automobile insurance of her own to access for payment of accident benefits she submitted a claim for benefits with the Motor Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, cvehicle driven by Shawn Montreul — After hitting Ms. Janousek, the vehicle also struck a nearby parking lot fence — The debris from the fence damaged three unoccupied vehicles in the parking lot — These vehicles were insured by Halifax Insurance Company, Canadian Surety Company and Mutual Insurance Company — None of the three vehicles came into contact with Ms. Janousek or the uninsured vehicle — As Ms. Janousek had no automobile insurance of her own to access for payment of accident benefits she submitted a claim for benefits with the Motor Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, cvehicle also struck a nearby parking lot fence — The debris from the fence damaged three unoccupied vehicles in the parking lot — These vehicles were insured by Halifax Insurance Company, Canadian Surety Company and Mutual Insurance Company — None of the three vehicles came into contact with Ms. Janousek or the uninsured vehicle — As Ms. Janousek had no automobile insurance of her own to access for payment of accident benefits she submitted a claim for benefits with the Motor Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, cvehicle — As Ms. Janousek had no automobile insurance of her own to access for payment of accident benefits she submitted a claim for benefits with the Motor Vehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, cVehicle Accident Claims Fund (MVACF)-- Originally the MVACF accepted the claim but on March 24, 1994 the payments ceased as the Fund believed that one of the three insurance companies should be responsible for the payments — All three companies received an application for accident benefits for Ms. Janousek but denied the claim — The insurance companies were not able to come to an agreement and resolve disputes through mediation — Ms. Janousek then applied for arbitration under the Insurance Act, R.S.O. 1990, c. I. 8.

In Evans v Secretary of State for Transport and the MIB [2003] ECR I - 14492 (ECJ Case C - 63 / 01) the Court of Justice of the European Union (CJEU) ruled that the UK's obligation under what is now Art 10 is to set up and maintain a system to provide compensation to victims of injury caused by untraced drivers «equivalent to, and as effective as, that available to persons injured by identified and insured vehicles».