Sentences with phrase «vehicles their policy insures»

Not exact matches

Yes they do, as long as they have an active Auto & General policy and have one or more comprehensively insured vehicle / s on the policy.
AutoSOS forms part of the assist benefits and therefore is included in all comprehensively insured A&G vehicle policies
This policy is comprehensive and thus insures your costly vehicle against a multitude of possible risks.
If the policy has three comprehensively insured vehicles, with three regular drivers, then each regular driver can have the application running on their respective phones.
Since most carriers cover the vehicles under their motorcycle insurance policies, shoppers can begin the process online as if they were insuring a motorcycle.
The additional insured endorsement has its place, but that place is primarily in the world of commercial lines insurance and personal lines automobile policies, though only for leased vehicles.
Your vehicle is not insured by your homeowners insurance policy, even if it's parked in your garage.
Insure your freedom for adventure with a recreational vehicle policy that covers everything from your boat and RV to your ATV or motorcycle.
An optional coverage available with an auto insurance policy that pays a set amount per day for a specific period of time, to rent a vehicle while the insured vehicle is in the process of being repaired or replaced as a result of a covered loss.
Then why would you insure your off - road vehicle (ORV) with a policy meant for your home?
Most personal auto insurance policies extend liability coverage to a trailer that you are towing if you own the trailer and it is being pulled by an insured vehicle at the time of an accident.
Instead of insuring the driver for any car in which they are driving, Autonational instead covers a named vehicle, meaning whomever is driving the car, legally, when assistance is required, is instead covered under that policy.
Obviously car insurance will cover you to drive your own vehicle (you have insured) but some comprehensive policies insure you (not the named drivers)-- if you're driving the cars of your friends and family — with their permission of course.
The property side of a policy insures physical items, such as homes, commercial buildings, motor vehicles, and personal possessions or business inventory.
Car insurance will also not cover damage that occurred when a person who lives with you but is not insured under your policy drives your vehicle.
In states where stacking is not specifically prohibited, liability limits under the uninsured motorist coverage may be multiplied by the number of cars insured under a single policy or may be added together where multiple vehicles are insured under different policies.
When you're comparing Citrus Heights insurance quotes for your vehicle, check to see if the policies the companies are offering provide the basic liability coverage required by California law or standard coverage, which includes higher liability limits plus comprehensive, collision, insured and uninsured motorist coverages.
Even within a state that requires car insurance, an out - of - service vehicle could have had its policy terminated months or even years ago (why insure it if it isn't going anywhere?).
Typically, auto insurance coverage — liability and collision — will cover the insured person's damage to his or her vehicle in an accident, the damage to the other person's auto or property if the insured was at fault, as well as medical bills, all up to the maximum stated in the policy and subject to the deductible.
Make sure that the title to any owned vehicle insured on a business policy is in the name of the business as it pertains to insurance.
The one noteworthy exception to this right of subrogation is in relation to a person insured under a motor vehicle liability policy where the person's injuries arise from the use or operation of a vehicle (section 267.8 (18) of the Insurance Act).
ii) if motorcycle and motorized snow vehicles are the only types of vehicles insured under the policy.
(3) A second party insurer under a policy insuring a heavy commercial vehicle is obligated under section 275 of the Act to indemnify a first party insurer unless the person receiving statutory accident benefits first party insurer is claiming them under a policy insuring a heavy commercial vehicle.
The insurance company that insured the driver or the vehicle is going to stand behind their insured and pay any claim up to the policy limit of the policy.
At the time of the deadly crash, the vehicle Jared was riding as a passenger in was uninsured and Jared's parents owned five vehicles that were insured by State Farm through four separate policies.
The Ontario Insurance Act defines «automobile» as either (a) a motor vehicle required under any Act to be insured under a motor vehicle liability policy, or (b) a vehicle prescribed by regulation to be an automobile.
As such, it was excluded from the usual requirement that it be insured under a motor vehicle liability policy.
(b) hold himself, herself or itself out as an adjuster, investigator, consultant or otherwise as an adviser, on behalf of any person having a claim against an insured or an insurer for which indemnity is provided by a motor vehicle liability policy, including a claim for Statutory Accident Benefits.
The claimant's insurance policy provided that Progressive would pay «reasonable expenses incurred for necessary medical services» received by the plaintiffs as insureds «within three years of the date of a motor vehicle accident.»
(5) Despite subsection (4), if a person is a named insured under a contract evidenced by a motor vehicle liability policy or the person is the spouse or a dependant, as defined in the Statutory Accident Benefits Schedule, of a named insured, the person shall claim statutory accident benefits against the insurer under that policy.
Once the insurance company that insures the vehicle that caused your injuries pays their policy, you file a claim against your own company.
(1) Despite any other provision of this Regulation and unless otherwise agreed in writing by the named insured and the insurer, subsection (2) applies to every motor vehicle liability policy that is in effect on September 1, 2010 until the earlier of,
(2) Clause (1)(c) does not prevent an excluded driver or any other occupant of an automobile driven by the excluded driver from recovering accident benefits under a motor vehicle liability policy in respect of which the excluded driver or other occupant is a named insured.
«insured automobile» means, in respect of a particular motor vehicle liability policy, an automobile covered by the policy;
(2) The following benefits are deemed to be included in the motor vehicle liability policy and are applicable to an insured person in respect of the motor vehicle liability policy:
Coverage is available under your policy for everyone in your household who is driving or riding in a vehicle insured in British Columbia, or if they are injured as a pedestrian or cyclist.
In any action in Ontario against the licensed insurer or its insured arising out of an automobile accident in Ontario, the insurer shall appear and shall not set up any defence to a claim under a contract made outside Ontario, including any defence as to the limit or limits of liability under the contract, that might not be set up if the contract were evidenced by a motor vehicle liability policy issued in Ontario and such contract made outside Ontario shall be deemed to include the statutory accident benefits referred to in subsection 268 (1).
226.1 An insurer that issues motor vehicle liability policies in another province or territory of Canada, the United States of America or a jurisdiction designated in the Statutory Accident Benefits Schedule may file an undertaking with the Superintendent, in the form provided by the Superintendent, providing that the insurer's motor vehicle liability policies will provide at least the coverage described in sections 251, 265 and 268 when the insured automobiles are operated in Ontario.
If the plaintiff is not a named insured, state the reason why this person is considered an insured under the policy (for example, a «dependent relative» under the OPCF 44R or a person who had consent to drive the vehicle involved in the motor vehicle accident)-- it is important to note that an insurance contract is between two parties.
In its simplest form, when a policy holder is injured in an accident with an uninsured driver, the policy holder can use the uninsured motorist (UM) coverage available on each vehicle they have insured and «stack» it together.
(3) The sum of the medical, rehabilitation and attendant care benefits paid under the motor vehicle liability policy for any one accident in respect of an insured person who does not sustain a catastrophic impairment as a result of the accident shall not exceed $ 1,000,000, and the limits set out in clauses 19 (1)(a) and (2)(a) do not apply.
(3) Clause (2)(b) does not prevent an excluded driver or any other occupant of an automobile driven by the excluded driver from recovering accident benefits under a motor vehicle liability policy in respect of which the excluded driver or other occupant is a named insured.
At issue was whether, in adjusting an at - fault total loss claim (a «write - off» of the vehicle), insurers could continue the standard practice of subtracting the amount of the deductible under the insured's policy from the actual cash value paid to the insured, when the insurer retained title to the salvage (the «totalled» car).
In general, it is an endorsement added to an insurance policy stating that a specifically named individual with access to your insured vehicle will NOT be covered by the insurance provider to drive the insured vehicle.
(a) The party claiming has to have asked the party causing the accident for details required under section 154 of the Road Traffic Act 1988 i.e. whether or not the person was insured or there was an insurance policy covering the vehicle and the registration number.
Stacking could also mean a person who owns multiple vehicle or is an insured on multiple vehicles adding together all applicable UM and UIM policies as the maximum recovery available.
In other words, if a negligent motor vehicle operator with 50k policy liability limit rear ends a pickup truck motorist and the pickup truck driver has 50k in medical bills as well as lost wages, traumatic brain injury and pain and suffering then the injured motorist can collect the $ 25,000 policy from the tortfeasor in addition to his own $ 100,000 under - insured motorist policy for a total of $ 125,000.
A collision policy, not required by the state, covers the cost of physical damage done to the insured vehicle as a result of the accident.
Virginia requires all insurance policies sold in the state to provide uninsured motorist protection, to protect Virginia motorists from those operating uninsured or under - insured vehicles.
If the injured person is not insured under any policy of motor vehicle insurance then the application must be submitted to the City of Ottawa, Rick Management, 110 Laurier Avenue West, Ottawa K1P 1J1.
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