Not exact matches
Yes they do, as long as they have an active Auto & General
policy and have one or more comprehensively
insured vehicle / s on the
policy.
AutoSOS forms part of the assist benefits and therefore is included in all comprehensively
insured A&G
vehicle policies
This
policy is comprehensive and thus
insures your costly
vehicle against a multitude of possible risks.
If the
policy has three comprehensively
insured vehicles, with three regular drivers, then each regular driver can have the application running on their respective phones.
Since most carriers cover the
vehicles under their motorcycle insurance
policies, shoppers can begin the process online as if they were
insuring a motorcycle.
The additional
insured endorsement has its place, but that place is primarily in the world of commercial lines insurance and personal lines automobile
policies, though only for leased
vehicles.
Your
vehicle is not
insured by your homeowners insurance
policy, even if it's parked in your garage.
Insure your freedom for adventure with a recreational
vehicle policy that covers everything from your boat and RV to your ATV or motorcycle.
An optional coverage available with an auto insurance
policy that pays a set amount per day for a specific period of time, to rent a
vehicle while the
insured vehicle is in the process of being repaired or replaced as a result of a covered loss.
Then why would you
insure your off - road
vehicle (ORV) with a
policy meant for your home?
Most personal auto insurance
policies extend liability coverage to a trailer that you are towing if you own the trailer and it is being pulled by an
insured vehicle at the time of an accident.
Instead of
insuring the driver for any car in which they are driving, Autonational instead covers a named
vehicle, meaning whomever is driving the car, legally, when assistance is required, is instead covered under that
policy.
Obviously car insurance will cover you to drive your own
vehicle (you have
insured) but some comprehensive
policies insure you (not the named drivers)-- if you're driving the cars of your friends and family — with their permission of course.
The property side of a
policy insures physical items, such as homes, commercial buildings, motor
vehicles, and personal possessions or business inventory.
Car insurance will also not cover damage that occurred when a person who lives with you but is not
insured under your
policy drives your
vehicle.
In states where stacking is not specifically prohibited, liability limits under the uninsured motorist coverage may be multiplied by the number of cars
insured under a single
policy or may be added together where multiple
vehicles are
insured under different
policies.
When you're comparing Citrus Heights insurance quotes for your
vehicle, check to see if the
policies the companies are offering provide the basic liability coverage required by California law or standard coverage, which includes higher liability limits plus comprehensive, collision,
insured and uninsured motorist coverages.
Even within a state that requires car insurance, an out - of - service
vehicle could have had its
policy terminated months or even years ago (why
insure it if it isn't going anywhere?).
Typically, auto insurance coverage — liability and collision — will cover the
insured person's damage to his or her
vehicle in an accident, the damage to the other person's auto or property if the
insured was at fault, as well as medical bills, all up to the maximum stated in the
policy and subject to the deductible.
Make sure that the title to any owned
vehicle insured on a business
policy is in the name of the business as it pertains to insurance.
The one noteworthy exception to this right of subrogation is in relation to a person
insured under a motor
vehicle liability
policy where the person's injuries arise from the use or operation of a
vehicle (section 267.8 (18) of the Insurance Act).
ii) if motorcycle and motorized snow
vehicles are the only types of
vehicles insured under the
policy.
(3) A second party insurer under a
policy insuring a heavy commercial
vehicle is obligated under section 275 of the Act to indemnify a first party insurer unless the person receiving statutory accident benefits first party insurer is claiming them under a
policy insuring a heavy commercial
vehicle.
The insurance company that
insured the driver or the
vehicle is going to stand behind their
insured and pay any claim up to the
policy limit of the
policy.
At the time of the deadly crash, the
vehicle Jared was riding as a passenger in was uninsured and Jared's parents owned five
vehicles that were
insured by State Farm through four separate
policies.
The Ontario Insurance Act defines «automobile» as either (a) a motor
vehicle required under any Act to be
insured under a motor
vehicle liability
policy, or (b) a
vehicle prescribed by regulation to be an automobile.
As such, it was excluded from the usual requirement that it be
insured under a motor
vehicle liability
policy.
(b) hold himself, herself or itself out as an adjuster, investigator, consultant or otherwise as an adviser, on behalf of any person having a claim against an
insured or an insurer for which indemnity is provided by a motor
vehicle liability
policy, including a claim for Statutory Accident Benefits.
The claimant's insurance
policy provided that Progressive would pay «reasonable expenses incurred for necessary medical services» received by the plaintiffs as
insureds «within three years of the date of a motor
vehicle accident.»
(5) Despite subsection (4), if a person is a named
insured under a contract evidenced by a motor
vehicle liability
policy or the person is the spouse or a dependant, as defined in the Statutory Accident Benefits Schedule, of a named
insured, the person shall claim statutory accident benefits against the insurer under that
policy.
Once the insurance company that
insures the
vehicle that caused your injuries pays their
policy, you file a claim against your own company.
(1) Despite any other provision of this Regulation and unless otherwise agreed in writing by the named
insured and the insurer, subsection (2) applies to every motor
vehicle liability
policy that is in effect on September 1, 2010 until the earlier of,
(2) Clause (1)(c) does not prevent an excluded driver or any other occupant of an automobile driven by the excluded driver from recovering accident benefits under a motor
vehicle liability
policy in respect of which the excluded driver or other occupant is a named
insured.
«
insured automobile» means, in respect of a particular motor
vehicle liability
policy, an automobile covered by the
policy;
(2) The following benefits are deemed to be included in the motor
vehicle liability
policy and are applicable to an
insured person in respect of the motor
vehicle liability
policy:
Coverage is available under your
policy for everyone in your household who is driving or riding in a
vehicle insured in British Columbia, or if they are injured as a pedestrian or cyclist.
In any action in Ontario against the licensed insurer or its
insured arising out of an automobile accident in Ontario, the insurer shall appear and shall not set up any defence to a claim under a contract made outside Ontario, including any defence as to the limit or limits of liability under the contract, that might not be set up if the contract were evidenced by a motor
vehicle liability
policy issued in Ontario and such contract made outside Ontario shall be deemed to include the statutory accident benefits referred to in subsection 268 (1).
226.1 An insurer that issues motor
vehicle liability
policies in another province or territory of Canada, the United States of America or a jurisdiction designated in the Statutory Accident Benefits Schedule may file an undertaking with the Superintendent, in the form provided by the Superintendent, providing that the insurer's motor
vehicle liability
policies will provide at least the coverage described in sections 251, 265 and 268 when the
insured automobiles are operated in Ontario.
If the plaintiff is not a named
insured, state the reason why this person is considered an
insured under the
policy (for example, a «dependent relative» under the OPCF 44R or a person who had consent to drive the
vehicle involved in the motor
vehicle accident)-- it is important to note that an insurance contract is between two parties.
In its simplest form, when a
policy holder is injured in an accident with an uninsured driver, the
policy holder can use the uninsured motorist (UM) coverage available on each
vehicle they have
insured and «stack» it together.
(3) The sum of the medical, rehabilitation and attendant care benefits paid under the motor
vehicle liability
policy for any one accident in respect of an
insured person who does not sustain a catastrophic impairment as a result of the accident shall not exceed $ 1,000,000, and the limits set out in clauses 19 (1)(a) and (2)(a) do not apply.
(3) Clause (2)(b) does not prevent an excluded driver or any other occupant of an automobile driven by the excluded driver from recovering accident benefits under a motor
vehicle liability
policy in respect of which the excluded driver or other occupant is a named
insured.
At issue was whether, in adjusting an at - fault total loss claim (a «write - off» of the
vehicle), insurers could continue the standard practice of subtracting the amount of the deductible under the
insured's
policy from the actual cash value paid to the
insured, when the insurer retained title to the salvage (the «totalled» car).
In general, it is an endorsement added to an insurance
policy stating that a specifically named individual with access to your
insured vehicle will NOT be covered by the insurance provider to drive the
insured vehicle.
(a) The party claiming has to have asked the party causing the accident for details required under section 154 of the Road Traffic Act 1988 i.e. whether or not the person was
insured or there was an insurance
policy covering the
vehicle and the registration number.
Stacking could also mean a person who owns multiple
vehicle or is an
insured on multiple
vehicles adding together all applicable UM and UIM
policies as the maximum recovery available.
In other words, if a negligent motor
vehicle operator with 50k
policy liability limit rear ends a pickup truck motorist and the pickup truck driver has 50k in medical bills as well as lost wages, traumatic brain injury and pain and suffering then the injured motorist can collect the $ 25,000
policy from the tortfeasor in addition to his own $ 100,000 under -
insured motorist
policy for a total of $ 125,000.
A collision
policy, not required by the state, covers the cost of physical damage done to the
insured vehicle as a result of the accident.
Virginia requires all insurance
policies sold in the state to provide uninsured motorist protection, to protect Virginia motorists from those operating uninsured or under -
insured vehicles.
If the injured person is not
insured under any
policy of motor
vehicle insurance then the application must be submitted to the City of Ottawa, Rick Management, 110 Laurier Avenue West, Ottawa K1P 1J1.