Because there are many
different types of debt relief organizations with similar names and
very different services, you should make sure you're speaking to a credit counselor instead
of a
different type of business, he says.
It also gives more information with regard to
different types of debt that, for example, in the insurance or in the mortgage context in granting credit, something may be
very informative, but in an employment context, that may have no bearing whatsoever.