Most people agree that leniency is
a very effective instrument to uncover cartels.
Not exact matches
The Learning Record, at one time used in dozens of U.S. schools, established
very high inter-rater agreement (reliability) using moderation because the
instrument is high quality and the training is
effective.
This means there is
very little long - term principal risk assuming you are actually holding the
instrument across its average
effective maturity.
With such low charges, NULIPs are arguably one of the most cost -
effective investment
instruments available in the market today that provide access to a wide range of asset classes along with the additional benefit of life cover at
very reasonable costs.
Such a strategy is not an alternative to market - based
instruments, it's
very hard to imagine it proving more
effective even in the long run, and in all likelihood it would leave us twiddling our thumbs for twenty years or so while the lawyers deliberate.
With reforms in the insurance sector, term insurance plans have become a
very cost -
effective instrument of getting large insurance coverage.
Secondly, it can be a
very effective tax saving
instrument as it comes under the EEE tax bracket which means it is exempted from tax at the time of deposit, interest accumulation and withdrawal.
On the other hand, a ULIP plan wipes out the disadvantages of the above mentioned financial
instruments and gives you a good return with life protection and a
very effective tax planning tool.