Student loan debt can be very,
very good debt for an undergraduate degree, or questionable for a doctorate, since future earnings decrease.
Ted explains one
very good debt solution for the Marys and Joes across Canada: a consumer proposal.
By and large, that's
some very good debt.
Not exact matches
When income is distributed
very unequally, the only way for less
well - off people to have the same material possessions as more
well - off people is to spend all of their income and even to go into
debt.
They usually pay
good dividends, usually trade for less than their cash or assets in the bank, and are fairly stable (it's
very hard for a municipality to not pay back its
debts for various reasons, some of them constitutional).
(See Making Student
Debt Less Sticky) While the
very uniqueness of each loan and each employee's situation makes it inefficient and uneconomical for any one business to take on the problem, in the aggregate this problem is a large source of growing concern for more than 40 million student and parent debtors (as
well as their employers).
«Part of our decision rests on our belief that it would not be in your
best interests to purchase a meaningful position in corporate
debt in this vehicle, which traditionally has been a
very important part of our investment mandate.
Debt to net worth of households looks
very good.
The assets come over unencumbered by outstanding liabilities, so the new
debt on these and the accompanying interest payments on this new loan could be a
very good fit with the overall financial picture of the post-deal enterprise.
I would say a
good above average measure would be 15k or less in total
debt (combined student and car loans), makes $ 60,000 a year starting out (mostly engineers; average BS starting salary in most feilds is 30 - 40,000, so 60k is
very good).
I have no
debts whatsoever, plenty of cash savings, a
very healthy retirement portfolio, a nice home all paid for, a
good pension plus above average social security payments, so I am able to travel widely and stay in high end hotels.
Household
debt is under
better control, and house and stock market values have recovered
very nicely.
[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the
best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that changed Ray's outlook on leadership [27:30] Creating new policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long - term
debt cycle [44:30] Long - term
debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is
very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?
Compared to many other companies in the mining space, royalty companies have tended to be
better allocators of capital, taking on
very little
debt and deploying cash reserves only at the most opportune times.
This is especially true on the downside because high yield investors typically are «privy» to bank credit information — trust me, this is true, as our high yield desk was next to the bank
debt trading desk and we were
very friendly with each other — and can see when corporate numbers are deteriorating
well in advance of equity analysts and investors.
It's unlikely that gold will ever reach $ 33,900 per ounce — or even $ 12,000, as investing expert James Turk calculates — but the fact that supply has not kept up with
debt levels suggests that prices might
very well rise.
What this means in practice is that we have kept maturities of our investments
very short, particularly for low - risk issuers such as governments and agencies, while we seek out opportunities to increase portfolio yield with what we think is
well - priced corporate
debt.
The US government is considered to have a
very low risk of not being able to re-pay
debt, and therefor has a
very good credit rating.
In December, PK repaid $ 55 million in maturing high - yield bonds, which carried a 7.5 % coupon, leaving the company with a forward
debt maturity schedule that is
well - balanced and
very manageable with no major maturities until 2021.
Thus making the above
very good estimates of what new Dole should be worth after selling its worldwide operations and ridding itself of the
debt.
New Dole looks to be massively undervalued, will still hold
very good high value assets, especially saleable land, has some future potential catalysts that could help unlock value, it should be able to compete
better with Fresh Del Monte and Chiquita, and new Dole will now be freed up to make acquisitions and improvements to its business and operations after the transaction with Itochu closes as it will not be burdened by the massive amount of
debt that it has carried for years.
Trended data will help lenders see if a borrower is reducing their overall
debt over time — a
very good indicator of future mortgage - borrowing success.
Jessica @ Making Sense of Cents writes How I eliminated my
debt in less than 1 year — And I'm not talking about you cracking under the pressure of being frugal and racking up a bunch of credit card
debt after a blackout shopping spree at Nordstrom (though that
very well could happen to you).
If you have credit card
debt or other types of high interest
debt it can be a
very good idea to pay that of before you invest any of your money.
In investing, a defensible position is a strong,
well - managed, highly profitable company with a pristine balance sheet and
very little
debt, and a stock price that trades at reasonable (or discount) valuations.
Obviously we don't need full scale wars to get the target... but if paying for a tank you can't afford is what you want then lets keep buying tanks... Bush was able to double our
debt in his 8 years primarily due to crazy military spending, and Obama isn't doing
very well either.
a
very thin skinned religious person who basically focuses all of his energy on worshiping on himself... What do you call it when the President disregards the definition of radical islamic muslims... wolf in sheep clothing... The bigger issue at hand is the economy, job creation, national
debt, and maintaining a
good middle class... all of which over the last 4 years has been failing..
There are a countless number of people whose
good books you and I have read and from which we benefited so
very heavily — to pay
debts back on that and to say,
well, this might be of some use to someone, somewhere.
CAP says it provides the «
best debt help service to those with the
very least».
Failure shouldn't necessarily be blamed on transfers.It's part of the reason but is not the only reasons.Other clubs which can't even buy like Arsenal have won
very good trophies.Even at those times we were in
debt we had a
good team capable of winning the EPL or winng some of the smaller trophies.But we just went on trophyless.Now we are almost
debt free and we are promised glory but honestly we don't even have the hope of glory.The only thing that can save us is renewal of the mind of the manager and board.That will bring a positive change.It's only insanity to keep doing the same thing and expect different results.We have a lot to prove out there to the world because the greatness of Arsenal has really gone down in the face of the world.They only see us as a team with
good football that's all.The world doubts us and we have a point to prove.The values of a club is as important as winning trophies.If not Arsenal wouldn't have been this top club that people talk about everyday were it fpr only values or trophies.They go hand in hand.However, to the world trophies are
very important and that fact can not be hidden.
I have example to Back my Statement... In 2003 Real Madrid bought Beckham from Man Utd for 25M which highest transfer amount that time and now if look at the transfer then average player also cost for 30 to 35M easily... So it
very difficult to know how much we have earned from every year making Champions League but yes certainly we must have earned lot because we were 500M
debt ridden club when we moved to Emirates Stadium and now we are
debt free entity so there is
good possibility that we have earn lot from Champions League qualifications and also from Highbury real estate projects as
well....
To kroenke they must look
very good, always making a profit,
debt reducing, cash reserves rising.
# 50 million may
very well be the rough amount of funds Wenger gets to spend but I do not know and try to keep an open mind, something to consider in my opinion when thinking of this is the
debt.
Peter Ridsdale's embarrassed admission that that cash would actually be directed towards servicing outstanding
debts understandably riled the fans and left the club with a first XI which is undoubtedly
very good indeed (when they're in the mood — just ask Bristol City) but perilously susceptible to decimation by injury and suspension.
We both make
good salaries, have
very little
debt and own a beautiful home.
«Whilst he may have faults - all politicians have faults - this is a guy who actually ran a state
very well, he got
debts and deficit down.
«Apart from that, we've been
very good at keeping the town out of
debt, and out of fiscal stress of any kind.
«That is why at the National Assembly, we are
very determined to produce a
good budget and not just a budget that will be for
debt - servicing and recurrent expenditure alone but a top - notch budget that will help Nigerians to get out of this recession.
Writing in The Sunday Times Mr Osborne did use a
very good turn of phrase to explain why taxes should be a last resort for dealing with the
debt crisis: «We should not be overtaxed because Labour has overspent.»
S&P cited the County's «strong budgetary flexibility that has remained consistent over time,» «
very strong liquidity, with strong access to external liquidity,» «strong management, with
good financial policies and practices in place,» and the County's «strong
debt and contingent liability profile, with limited exposure to fixed costs associated with pension and other postemployment benefit libation (OPEB) liabilities.»
Yet the continuing limits on discretionary spending, (which are intended, paradoxically, to serve the
very worthwhile purpose of protecting future generations against the burden of a growing national
debt) may
well have the unintended effect of weakening U.S. science and technology and thus diminishing the prospects for those generations.
That's a lot of
debt, but even financial planners — who usually despise consumer
debt — think student loans are a
very good thing.
With each day that passed, I realized my
good debt was actually keeping me in a
very bad place.
He's not
very good at it and is heavily in
debt.
Very well made and acted, The
Debt is a thriller with a definite European style and an intellectual point to make.
«Payback»: (Canada) Based on Margaret Atwood's
best - selling book, Payback explores how
debt is a central organizing principle in our lives — influencing relationships, societies, governing structures and the
very fate of this planet.
A comic book movie,
very much like a Bond movie, of which this owes more than a
debt of gratitude to, is only as
good as its villain, and here we have two in Serkis» Klaue and Michael B. Jordan's Erik Killmonger.
Public funding cuts also push students to for - profit colleges that sometimes serve them
well but
very often create outsize
debts.
«Students are
very aware of the student -
debt ratios and the cost of attending college, which as you
very well know is much more than tuition and books,» the executive director said.
So Hoover — «a fabulous self - promoter and a
very talented author,» Rennert said — earns back her
debt to the agency, and the agency gets 15 percent to cover «the hours and months we devote to editorial; figuring out how to position and package the book to reach the right market; the time spent on quality control; seeking out and dealing with high - caliber vendors providing the above services; and locating and vetting professional photographers and cover designers whose work is every bit as
good as those used in traditionally published books.»