Sentences with phrase «very high credit rating»

This Bank Of America card does not ask for a very high credit rating, the bank does not have silly terms and credit limits, and the bank doesn't have big annual fees.

Many have very high credit rating (for instance JNJ is AAA) and bulletproof balance sheets.

Not exact matches

Very few institutions, barring high yield savings accounts at online banks and some local community banks or credit unions, are managing to offer competitive rates.

«Interest rates are very high on credit cards,» Buffett once said.

Moody's rates the debt of 19 retailers, or 13.5 % of the retailers it covers, as «speculative, of poor standing and subject to very high credit risk» or worse.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

The ratings agency Moody's maintained the US's top - notch «Aaa» credit rating Thursday, saying, «The diversity, dynamism, and competitiveness of the US economy, along with the US dollar's status as the preeminent international reserve currency and very large size and depth of the US Treasury market, offset rising fiscal pressures stemming from aging - related entitlement spending, higher debt - service payments, and recent policy actions that will likely reduce future revenues and increase expenditures.»

This may mean very little right now, but if you want credit cards with higher spending limits and lower rates, if you want to get great financing rates on your dream car, or if you want to qualify for a good loan to buy a nice house for yourself after college, investing in real estate is great way to jump closer to those goals.

Essentially, credit cards for bad credit usually come with very high annual percentage rates (APR).

Although our car didn't come loaded with all the cabin electronics, we give it credit for those available, as we've tested them in other BMWs, giving it a very high rating in this category.

If your credit score isn't very high — and your credit report has a few black marks — making some improvements can mean a big difference in loan approvals and credit card interest rates.

For younger students, who do not have sufficient credit history, monthly payments on private student loans could be hardly bearable, as the interest rate set by lenders is typically very high to offset potential risk of default.

But there will always be a deposit, and secured credit cards usually carry a very high interest rate.

«Many investors are interested in high credit quality bonds, but the supply of AAA - rated corporate debt in the U.S. is very limited,» said Michael L. Sapir, Chairman and CEO of ProShare Advisors LLC, ProShares» investment advisor.

According to the books, debt — particularly credit - card debt at high - interest rates — is very bad.

This is a very high rewards rate, compared to most other credit cards.

This credit card is good for people with established credit because it comes with very high interest rate.

Many banks, such as Citizens Bank and Wells Fargo, make unsecured and secured personal loans and lines of credit with competitive interest rates and very high loan amounts.

Those who are able to secure credit with a bad credit score can expect the very worst terms and highest interest rates.

The practice of high interest rates is due to the excess risk lenders take in lending to those with very bad credit histories.

People with good credit can use it to negotiate low - interest rates on the mortgage but very low scores translate to high rates on private lender loans.

An option could be to invest in an ETF with short term bonds (e.g. 1 year) with AAA credit rating (high quality, so very low default rate).

If you have a low credit score, you may have a hard time qualifying for a loan, or you may qualify with a very high interest rate.

Without savings, you're at the mercy of the credit card companies and others who are eager to lend you money at very high interest rates no one can afford.

Your interest rates will be higher and you may not be able to get a very large bad credit personal loan.

Lenders are very wary about bad credit mortgages which clearly explains why they charge high interest rates on loans.

Higher - investment grade corporate bonds, such as those with «AAA» credit ratings, tend to have very low default risk.

Because they specialize in helping those who have damaged credit borrow the money they need to purchase a vehicle, these online lenders tend to have very high approval rates for borrowers.

Credit card debt and interim loans, including overdraft protection arrangements and payday loans, typically charge very high interest rates, and can also have penalty fees that make these debts difficult to pay off.

Having a whole string of lates severely lowers your credit score, so that you can not get approved to buy a house unless you make a very large down payment and take a higher interest rate, to boot.

You'll want to make sure that you are very responsible with the credit card though, as rewards cards typically charge much high interest rates than traditional low interest credit cards.

This should not deter you from choosing the funds that invest after doing proper diligence and invest in only high or very high rated credit / bonds.

Getting personal loans with no credit check can sometimes mean accepting some high interest rates and sometimes some very short repayment schedules.

However, instead of making several payments at a very high rate of interest to several credit card issuers, you make one payment — often with a lower interest rate — to the P2P lender.

High interest rates and credit costs can make it very expensive to borrow money, even if you use your home as collateral.

If you carry balances from month to month, you can also rebuild your credit score by paying down the cards with the highest utilization rates first, but very important you still need to make on - time payments of at least the minimum due on on all your credit cards if you choose to do this.

While credit cards in general come with extremely high interest rates it's going to be very important for you to find as low of an interest rate as possible.

Secured cards typically come with very high interest rates, so your best bet is to consider secured cards from credit unions.

Though some may ask for a higher interest rate if they find you in a very bad credit rating; but there is only slim chance for this to happen.

There are some lenders who are willing to give unsecured personal loans to people with thin credit files or bad credit histories, but these lenders are sometimes hard to find and the loans could come with very high interest rates and unfavorable repayment terms.

You should also check your rate at other lenders, especially if your credit score is either very high or very low.

On a jumbo loan you get the very best rate with a 750 FICO or credit score with a correspondingly higher rate as your score drops.

With bad credit, getting a loan becomes very hard; and even when you get one, the rate are usually very high.

That explains why TJX has a very strong investment grade credit rating that allows it to borrow at an average interest rate of just 2.9 % (only 0.4 % higher than a 10 - year US Treasury).

If you don't have good credit, however, you could pay a very high rate.

While the terms and rates are very restrictive, there is a high demand for cash advances, encouraged by borrowers with bad credit.

However, those cards usually go to customers with very high credit scores, charge a 3 % -5 % balance transfer fee and have an introductory period lasting 12 - 18 months before regular interest rates apply.

While delinquencies incur late payment fees, cardholders who go into default may find that they're unable to get credit cards, and if they can, the interest rate on them is usually very high, since card issuers will deem them a risk.

Having a high credit score not only will secure you a mortgage quickly, but one with very competitive rates.

The interest rate charged by credit cards is very high.