Sentences with phrase «very high default rates»

It sounds as if the private teacher preparation system in Texas comes very close to the scandalous and very expensive (to students, parents, and the federal government - through very high default rates on guaranteed student loans) «private college» system which is currently being forced to clean up its act.

It was nothing against CA, but the data showed a very high default rate in the state.

Not exact matches

A default could result in Valeant having to pay back its loans immediately — something that would be very hard for it to do — or face much higher borrowing rates.

It has a very very high default rate (as mentioned in the con section) and the customer service is really poor.

This is because these loan types are associated with layaway plans and «loans of last resort», which tend to default at very high rates.

But because they're a small biotech company, with high risk of default (i.e., a high risk of not paying off their debts), they would have to pay a very high interest rate in order to make the bond attractive enough for investors to purchase it.

For younger students, who do not have sufficient credit history, monthly payments on private student loans could be hardly bearable, as the interest rate set by lenders is typically very high to offset potential risk of default.

This is because these loan types are associated with layaway plans and «loans of last resort», which tend to default at very high rates.

Ratings range from «AAA» to «Aaa» for «high grade» issues very likely to be repaid to»D» for issues that are in currently in default.

An option could be to invest in an ETF with short term bonds (e.g. 1 year) with AAA credit rating (high quality, so very low default rate).

High interest rates, short repayment times and disastrous consequences for defaulting are common threads in the very large family of loans to avoid.

Higher - investment grade corporate bonds, such as those with «AAA» credit ratings, tend to have very low default risk.

While delinquencies incur late payment fees, cardholders who go into default may find that they're unable to get credit cards, and if they can, the interest rate on them is usually very high, since card issuers will deem them a risk.

Lenders pull a copy of a consumer report and use the risk rating to project the probability of future default — which is very high.

Looking for college and school loans outside of the traditional methods can be very risky, as the rates are usually much higher, the terms are not as forgiving, and the penalties for default can be severe.

While all lenders depend on some form of risk - based pricing — tying interest rates to credit history — predatory lenders abuse the practice by charging very high interest rates to high - risk borrowers who are most likely to default.

It is not surprising that many of the schools with the highest default rates are non-degree and for - profit as these schools generally have very low or nonexistent eligibility criteria.

Sorry I mean't to add one other thought, if the card holder is carrying a high balance and their interest rates increase like the banks have been raising in recent months, this could backfire on the banks themselves, I mean since the banks give a 45 notification of the increase and the consumer is already maxed out and can barely make the payments as it is, the increased interest rates because of how the congress requires at least all the monthly interest and some of the principle to be paid on the cards, done so that consumers could reduce the amount of time to illiminate their debts, this may spawn many card holders whoms payments will increase much like those adjustable rate mortgages that people walked away from to go wild with their remaining balances on the card and then default, the whole irony is that the consumer may very well use the card thats damaging them to pay for bankruptcy proceedings lol!

Helen presented a very nice calculation stating why even after paying with higher interest rate — a borrower can still achieve a reasonable rate by not paying the default insurance premium.

The decision stemmed at least in part from concerns about increased PLUS loan borrowing, very high PLUS loan acceptance rates and increased default rates.

Navient ignored the fact that many of these loans would default at very high rates, and instead used subprime loans to increase its number of profitable loans.

-- Very low default rates on corporate and high yield bonds (indicates the ease with which even poorly run companies can refinance and creates false sense of security)