Sentences with phrase «vs effective rates»

$ 1 in a tIRA / 401k at (x interest, y years) taxed at an average of exactly 15 % === $ 0.85 (x interest, y years, initially taxed at 15 %, but marginal vs effective rates are important in determining which IRA to go with.

Not exact matches

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Yes, you are paying potentially high taxes on the roth contributions, but it's a higher effective savings rate that is fully tax sheltered, vs the traditional where the contribution is tax sheltered, but the tax savings go into a taxable account.

-- Marginal tax rate now vs effective tax rate in retirement — Cost of contributions (ie you pay taxes on the Roth contributions as you outlined so you can't just compare 5500 vs 5500)

If you have access to your funds with 14 days of needing them, and have a credit card to buffer the immediate cash problem, then the issue of easy access is moot, while managing a higher rate of interest in the «TFIA» (Investment Account vs Savings Account) will be much more effective than putting your extra money into a cash account that barely matches inflation.

Child abuse and neglect: Parents in the Early Start series reported a substantially lower rate of severe child assaults than did the control series (4 % vs 11 %), suggesting that the program was effective in reducing rates of physical child abuse.