If you have dependents, you may
want additional life insurance coverage that will provide for their ongoing living expenses in the event that you pass away while they are still young and in school.
Not exact matches
If you have a temporary need for
additional life insurance above the current face value of your existing policy and
want an affordable way to have
coverage, considering a term rider might be a solution for you.
If you determine that you need
additional coverage, the first thing you'll
want to do is find out if your
life insurance benefit through work (assuming you have such a benefit) has increased along with your compensation.
If you
want lifetime
coverage and an
additional retirement tool, you may consider a permanent
life insurance policy.
However, if you
want over $ 250,000 of dwelling
coverage,
coverage for landscaping or decks that could be damaged in a hurricane, or
additional living expenses
coverage, you'll need to get a policy from a private flood
insurance company.
To find the
additional life insurance coverage you
want with the perfect rider to cover you, speak with an independent agent in the Trusted Choice ® network.
If you determine that you need
additional coverage, the first thing you'll
want to do is find out if your
life insurance benefit through work (assuming you have such a benefit) has increased along with your compensation.
That said, consumers who
want to buy cash value
life insurance through traditional insurers can lower the total commission by blending term and permanent policies to start with, and then buying
additional permanent
coverage over time to replace the term
life component.
Lincoln Heritage's services are all streamlined to promote the Funeral Advantage policy which is designed for those who may not have much in the budget to cover a larger
life insurance policy or are already protected financially and simply
want additional coverage for funeral expenses and burial costs.
The ADB rider is sometimes a standard feature of a
life insurance policy, however, some insurers may require an
additional premium if you
want to add the
coverage.
If you have a temporary need for
additional life insurance above the current face value of your existing policy and
want an affordable way to have
coverage, considering a term rider might be a solution for you.
For example, natural disasters aren't covered by basic renters
insurance, so if you
live in a place where there's a good risk of extreme weather, you may
want to buy special
additional coverage.
If you decide to buy
additional life insurance coverage, or you
want to shop around and see what your quotes would be for an entirely new
life insurance policy, you should take a look at our
life insurance quote comparison tool.
Getting
Life Insurance for Children Life insurance is very inexpensive for children, and parents should think about whether or not they want this additional coverage in place if the unthinkable
Insurance for Children
Life insurance is very inexpensive for children, and parents should think about whether or not they want this additional coverage in place if the unthinkable
insurance is very inexpensive for children, and parents should think about whether or not they
want this
additional coverage in place if the unthinkable happens.
For example, American General says a man who's 39 might
want: $ 250,000 of
coverage to pay off his mortgage, which has another 27 years to go; $ 500,000 in
life insurance for the 23 years until he turns 62, to protect his family's income needs; and an
additional $ 250,000 worth of
insurance for the 16 years until his youngest child turns 21.
If you don't
want to purchase
additional life insurance coverage for your children, there are several alternatives that you can choose from, but one of the simplest is to put the money into a separate savings account.
Renters
insurance is based on the value of the contents you
want to insure in your home and as an added perk, you get
additional coverages like liability
insurance and
additional living expenses.
If you have a temporary need for
additional life insurance above the current face value of your existing policy and
want an affordable way to have
coverage, considering a term
life insurance rider might be an excellent solution for you.
To find the
additional life insurance coverage you
want with the perfect rider to cover you, speak with an independent agent in the Trusted Choice ® network.
Their employer provides
life insurance, they
want to supplement it, but
additional coverage is not available through work
Although no parent
wants to go through losing and burying a child, this
additional life insurance coverage is very inexpensive.
If you fear that you may need
additional life insurance coverage in the future, but due to a family history of disease or other concern you also fear that you will not be insurable, you may
want to consider purchasing some whole
life insurance.
If you
want to increase your
coverage, you will need to buy
life insurance riders, which are
additional benefits that policyholders can buy and blend based on their present and future
insurance needs.
You may
want to consider adding the GI rider to your policy if you think you may have the need for
additional life insurance coverage in the future.
If you don't
want to buy a new or
additional life insurance policy, you can also use riders you have on your policy to increase your
coverage.
If you
want more
coverage, you'll have to buy an
additional plan from another carrier or go with a traditional term
life insurance policy.
Finally, for those who
want a decent amount of
coverage but can only qualify for guaranteed issue
life insurance, accidental death
insurance is a great choice to add some
additional coverage.
The fact is, if you have a need for
additional life insurance coverage, you may
want to purchase supplemental
life insurance to add to your current financial plan to provide your loved ones with an adequate amount of protection.
If you
want lifetime
coverage and an
additional retirement tool, you may consider a permanent
life insurance policy.