Sentences with phrase «want good borrowers»

Not exact matches

«From a borrower's perspective, you want to be able to lean on a relationship to help in good times and bad times.

Borrowers who want the lowest possible APR and the highest possible loan amount will be better off with SoFi, as the lender's rates start at 5.49 % while its loan limit is capped at $ 100,000, assuming you sign up for AutoPay.

For borrowers who qualify for the lowest rates or who want to use a loan for reasons other than debt consolidation, Discover may be a better option than Payoff.

Though the graduated and extended plans typically aren't the best options compared with the income - driven plans, they can be right for some borrowers, especially those who don't want to deal with reapplying for an income - driven plan each year, says Diane Cheng, associate research director at the Institute for College Access and Success.

Today, banks don't typically want to deal with the smaller loan amounts (even for creditworthy borrowers), and in some circumstances many micro lenders are willing to work with startups the bank would shy away from, as well as small business owners who just don't meet the rigid lending criteria of a bank.

They can be a good option for borrowers who need to move quickly on a property but don't want to pay the high rates that come with a hard money or bridge loan.

Banks want to see borrowers with good personal credit, a strong business and a low debt service coverage ratio.

OnDeck is also better for borrowers who want term loans of more than $ 300,000.

LendingClub is a better fit for borrowers who want longer terms, larger lines of credit or a monthly payment schedule.

Both Wells Fargo and PNC can provide funds within several days, but they will typically want to see borrowers with good to excellent credit scores and financially healthy businesses.

Each refinancing lender determines the rate they'll offer a borrower on a case - by - case basis, so if you want to take advantage of the lowest interest rate available, it's best to apply to many different lenders.

Best for: Borrowers with good to excellent credit, borrowers who want extra perks and borrowers who want to do other borrowing in the saBorrowers with good to excellent credit, borrowers who want extra perks and borrowers who want to do other borrowing in the saborrowers who want extra perks and borrowers who want to do other borrowing in the saborrowers who want to do other borrowing in the same place.

Conventional loans are a good option for borrowers who can afford a larger down payment of 20 % or more and want to avoid the added cost of mortgage insurance.

But if you want the best interest rate, you'll need to show your lender that you aren't a risky borrower.

On the other hand, we think OnDeck is the better choice for standard term loans and for borrowers with lower credit scores (particularly if you want a line of credit).

In general, OnDeck is a better choice for businesses looking for a term loan or for borrowers that want to establish a long - term relationship with their lender.

Not surprisingly, these large banks own and originate most of the commercial loans in the U.S. Unfortunately, despite what they say in their marketing campaigns and in front of the TV cameras, the large national banks don't want to deal with lower - middle - market businesses and don't offer their best products to smaller borrowers.

The fact that HUD has increased the max FHA loan amount for California is good news for borrowers who want to use this program.

SoFi is a good option for qualified borrowers who want to borrow more than $ 40,000.

Oh, I've got a list of classics that I love (The Borrowers, Paddington the Bear, Ribsy, Harriet the Spy, Island of the Blue Dolphins) and new books that I adore (Cody and the Fountain of Happiness, Circus Mirandus, The Great Good Summer), but I am, mostly, a big fan of standing back and letting a kid pick the book they want to read.

If anything, there may well be more incentive, since a borrowed e-book vanishes from a patron's e-reader device when the loan period ends even if the borrower wants to retain the copy for a few more days to finish it.

On the other hand, we think OnDeck is the better choice for standard term loans and for borrowers with lower credit scores (particularly if you want a line of credit).

If you want to improve your chances of getting approved, we recommend borrowers have good to excellent credit, several years of employment and a demonstrated ability to save.

Earnest is also known as a good option for well - qualified borrowers with short credit histories, also known as a thin portfolio, who may want to use personal loans as vehicles for supplementing their credit.

Yes leave it to the government to want the impossible, but FHA is asking lenders to do just that with the FHA mortgage program — they want a mortgage for more low FICO borrowers, but they want lenders to deliver better default rates for the FHA mortgage program.

Make sure the sites where you supply crucial financial information are secure and you will want to check out potential lenders through the Better Business Bureau or online financial forums that exchange information among other borrowers.

Discover offers more payment terms than Earnest, making it a good option for borrowers who want longer to repay.

LendingClub is a better fit for borrowers who want longer terms, larger lines of credit or a monthly payment schedule.

LendingClub, on the other hand, is better for borrowers who want longer terms, larger lines of credit or monthly repayment schedules.

Best for: Borrowers with average or better credit, and borrowers who want to take a coding or programminBorrowers with average or better credit, and borrowers who want to take a coding or programminborrowers who want to take a coding or programming course.

Banks want to see borrowers with good personal credit, a strong business and a low debt service coverage ratio.

We recommend Upstart for average or better credit borrowers who want a larger loan amount.

They can be a good option for borrowers who need to move quickly on a property but don't want to pay the high rates that come with a hard money or bridge loan.

Lenders don't want to give risky borrowers good offers if they believe the borrower will end up defaulting on their debt at a later date.

LightStream doesn't publish a minimum credit score requirement, and this combined with their emphasis on well - qualified borrowers makes them unlikely to be a good choice for those seeking a debt consolidation loan on high - interest cards or wanting to raise their credit score.

Limited loan options: If you're hoping to take advantage of a low interest rate by opting for a variable rate loan, you might want to look elsewhere — RISLA only offers fixed rate loans to its borrowers, as well as a maximum loan term of 15 years

In short, these loans are not backed by anything, so borrowers need to have excellent credit if they want the best interest rates on an unsecured personal loan.

Each refinancing lender determines the rate they'll offer a borrower on a case - by - case basis, so if you want to take advantage of the lowest interest rate available, it's best to apply to many different lenders.

For borrowers who qualify for the lowest rates or who want to use a loan for reasons other than debt consolidation, Discover may be a better option than Payoff.

On one hand, the agency wants to pursue its goal of encourgaging home ownership (whether that's appropriate is better left for another discussion), and so it imposes fairly lax underwriting standard on the borrowers.

Best for: Borrowers who can qualify for an SBA loan, but want an online or faster application process.

Good for: Borrowers who want a full - service lender or borrowers with non-traditional credit hBorrowers who want a full - service lender or borrowers with non-traditional credit hborrowers with non-traditional credit histories.

Borrowers get a better interest rate while also securing extra cash to spend however they want.

In general, OnDeck is a better choice for businesses looking for a term loan or for borrowers that want to establish a long - term relationship with their lender.

While a 30 - or 15 - year mortgage may work well for many borrowers, if you want to speed up your mortgage repayment and can not afford the higher payments of a 15 - year mortgage loan, a 20 - year fixed - rate loan might do the trick.

Good for: Borrowers looking for standard mortgages who want full - service customer support and a complete online application process.

If investing through peer - to - peer sites makes good sense for investors, there are probably even more reasons why a borrower would want to get a loan from one.

Check your credit score: Speaking of credit score, the best personal loan companies want to lend to responsible borrowers with a track record of financial responsibility, good credit and stable income.

Personal loan companies want to lend to responsible borrowers with good to strong credit.

Personal loan companies want to lend to responsible borrowers with a good to strong credit profile who have stable, recurring income and low debt - to - income (such as less than 30 %).