Sentences with phrase «want life insurance policies for»

You might want life insurance policies for your adult children in order to provide them with the financial security they would otherwise not be able to afford on their own.

You want a life insurance policy for the long - term.

Viatication, also called a viatical settlement or life settlement, can also be used when the policyholder no longer wants the life insurance policy for any reason, even if he or she is not terminally ill.

Not exact matches

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

The riders available for a particular policy change by insurer, so if you'd like to customize your coverage using them, you'll want to check what exactly is available before you purchase the life insurance.

If, for example, you received a significant promotion and raise 5 years after purchasing term coverage, you might want to convert to a permanent life insurance policy to take advantage of the tax benefits and receive dividends.

For example, parents may want to gift to a child via a large life insurance policy, but they hold back out of fear that the death benefit might reduce the child's motivation to pursue a degree or build a career.

If the author wants to provide for his kin after is death, he can take up a life insurance policy like any other working stiff.

Therefore, if you are on the younger end of the age spectrum, you might want to consider purchasing something that will be in place for longer, such as a 30 year term policy or permanent life insurance policy.

For example, if you are 40 years old and want to cover your income until retirement at age 65, you can purchase a 25 - year term life insurance policy.

Term life insurance is often considered the most popular form of insurance for people who want to put a prepared financial plan into place to shelter their family members in case something unexpected happens to the policy holder.

If you are looking for a life insurance policy as an investment vehicle, you may want to consider a permanent life insurance policy, such as whole life insurance or universal life insurance.

That said, if you do want this sort of coverage for your children, you might do better by buying a child rider on your own life insurance policy.

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

A return of premium life insurance policy can work for someone who can afford paying a little extra each month and wants a relatively low cost forced savings vehicle, but may not be right for someone who just needs a basic term life insurance policy to protect their family and is more budget - sensitive.

If you have a mortgage and are the primary earner for your family, you would need a much larger life insurance policy than if you just wanted to cover your end - of - life costs.

Often, grandma or grandpa will see the benefits of whole life insurance and want to get a policy for the grandchildren.

You would want to choose a larger life insurance policy if you have dependents and you are the primary income earner for your household.

If you are older or have a serious health condition and want to help your loved ones pay for funeral or final expenses, a no medical exam life insurance policy may help give you peace of mind.

A great benefit for both single premium whole life insurance policies is that, if you decide later on that you want to surrender the policy and cancel your coverage, you'll get a full return of your premium.

Finding the best term life insurance company is also crucial if you want to find the right policy for you.

You also want to consider the possibility that you could develop a health condition that prevents you from re-qualifying for life insurance when you are ready to buy a new policy.

If you are looking for a new life insurance policy and want a reliable, knowledgeable professional to help you make the right choice, contact an independent agent in the Trusted Choice ® network who specializes in life insurance.

For example, if you have a pre-existing condition and want a $ 350,000 death benefit to cover your mortgage, you will only be able to get this amount of coverage through a term life insurance policy.

If you're planning on paying for a policy for the next 20 or 30 years, don't you want to know how strong the ratings are for the life insurance company you're handing your money to?

Not all insurers offer permanent policies, such as whole life insurance, so this is something you'll want to check before applying for your policy.

In addition, Banner's life insurance policies have built - in flexibility so you can choose what features you want to pay for.

For a child's life insurance, the reason you want coverage typically determines whether they should have their own policy or be added - on to yours.

The program has certain requirements, including the requirement that a qualifying LTC insurance policy include a mandatory 5 % compound interest rider for certain states, while other states simply want any compound interest cost of living adjustment.

Term life is the the right kind of life insurance for most people, and it's kind of policy you'll want to buy to cover a debt like student loans.

You might want a small term life insurance policy that could cover your final expenses, or you might be looking for a term life or whole life policy that could provide for your spouse's needs if he or she lives on after your passing.

Customized to fit your changing needs When you want to accumulate cash inside the policy and plan for your wealth transfer, universal life insurance can provide options to suit your changing financial situation with:

As previously mentioned, Sagicor life insurance policy is an excellent choice for those individuals wanting to get their life insurance in place quickly so they can continue on with their busy life.

If you have a temporary need for additional life insurance above the current face value of your existing policy and want an affordable way to have coverage, considering a term rider might be a solution for you.

If you want a policy that lasts your entire lifetime, then permanent life insurance might be best for you.

When life insurance policy owners no longer want, need, or can afford to continue to pay policy premiums, they traditionally have surrendered their policies to the issuer for their cash surrender value.

If you're looking for term life insurance but don't want to fill out a detailed medical questionnaire, you might be interested in a Guaranteed Issue life insurance policy.

Whether you need term life insurance, permanent life insurance or just want to compare policies, connect with a licensed agent for help with the following services:

Until recently, you could get quoted for life insurance online but, if you want to purchase a policy, you had to complete forms and speak to an agent offline.

Some people want a policy to cover their family's anticipated cost of living, including mortgage payments and college tuition, while others might have less of a need for life insurance down the road.

If you are looking for a life insurance policy that will just cover you for a specific amount of time, such as when your children are young or while you are paying a mortgage, you may want to consider a term life policy over a permanent life policy.

Primerica offers a variety of options when it comes to their term policies but doesn't have alternatives for those that want whole life insurance or other permanent life insurance products.

If you've determined by now that you want term insurance, continue to the next section («Choosing a term life insurance policy»), where I will break down the options for term policies.

However, if you want over $ 250,000 of dwelling coverage, coverage for landscaping or decks that could be damaged in a hurricane, or additional living expenses coverage, you'll need to get a policy from a private flood insurance company.

You might still want to look over your inheritance with a financial planner to determine whether there will be any tax burdens on your heirs, because a life insurance policy is a good way to pay for those.

We want you to enjoy the peace of mind that an affordable life insurance policy provides for you and the protection offered to those you love the most.

But if you are single, or you believe that you may outlive your spouse, you may want to have a life insurance policy specifically for the purpose of covering estate taxes.

Dietz - Graham said you may also want to budget for additional expenses such as making a will if you don't have one, or a life insurance policy to take care of your child if something should happen to you.

If you want continued protection, though, a term conversion rider lets you convert a term life insurance policy into a permanent policy without taking another paramedical exam — a welcome adjustment, because taking an exam when you're old enough for your term policy to have expired would likely make the premiums prohibitively expensive.

When shopping for the right life insurance policy, it is also imperative that you review the company that you are considering purchasing through, as you will want to know that it is stable and safe financially and that it has a good reputation for paying out its policyholder claims.