These are referred to as «CoCo's,» which is short for contingent convertible capital instruments, and they are basically a creative
way for banks to meet mandated capital requirements.
It was set up as an alternative
way for banking institutions to pay one another.
NCIA and its members will continue to call on Congress to provide even further clarity for financial institutions serving the industry, but today's guidance clears
the way for banks to accept state - legal cannabis businesses as clients.
There is
no way for a bank to reduce that sum.
The process, known as «reverse factoring», seems a lucrative
way for banks to provide short - term credit.
Senior executives at China's Big Four state - owned banks say regulators are also exploring
ways for banks to exchange bad loans for equity in certain too - big - to - fail companies — a potentially controversial step that they say could saddle banks with near - worthless stock and squeeze their liquidity.
Credit Kudos, a challenger credit bureau, and Lending Works, a fast - growing peer - to - peer (P2P) lending platform, are partnering to enable customers to benefit from the UK's Open Banking initiative, a secure
way for banking customers to take control of their financial data.
One
way for banks to improve their standing with investors is to cut compensation, jobs and business lines.
Lately, as a director of the Citizens Union National Bank, he has been working on an urban renewal project that will clear
the way for the bank's new building, which will be the tallest in town.
Most of these are just
ways for the bank to punish you for not reaffirming the debt.
Doug Hoyes: So, is there
any way for the bank to collect from my elderly parents who co-signed this loan before I went bankrupt?
With the housing market expected to moderate further, the vulnerability posed by overly indebted households is easing, RBC says, clearing
the way for the Bank of Canada to move toward higher interest rates by mid-2015.
An unsecured credit card for bad credit is generally a small credit line (initially) that is usually less than a thousand dollars, and serves as
a way for the bank or lending institution to judge if you are a good steward of your credit availability.
And I've always said that the credit score is
a way for the banks to know if they should lend you more money.
Float downs are
a way for banks to avoid loosing business when rates are in a downward environment.
Overdraft programs are «really just
a way for banks to bilk their most vulnerable customers with costly fees,» says Pamela Banks, policy counsel for Consumers Union, the policy and advocacy arm of Consumer Reports.
Hybrid securities are
a way for banks and companies to borrow money from investors in return for interest payments.
It's
a way for the banks to loan you more money.
There are some who say the urban transformation law is just
a way for banks and developers to get rich building new buildings instead of letting homeowners and property owners fix their own.
The system is built on India's Unified Payments Interface (UPI), which is basically
a way for banks to transfer money to one another directly and instantly, based on a single identifier, thus bypassing the need for a billing processor.
According to VEB chief executive Sergei Gorkov, the research centre will pave
the way for the bank to invest in blockchain projects and eventually develop its own blockchain - based services and products.
Fintech acquisitions are one
way for banks to adapt to the demands of the digital economy.
AMCs have since proliferated as an efficient and low - cost
way for banks to find appraisers; however, this has also resulted in some unintended consequences.
The workaround: a lower down payment combined with private mortgage insurance, or PMI — basically
a way for banks to hedge their bets if you default on the loan.
«We have dropped our FICO minimum for FHA from 640 to 600,» says Wells Fargo Executive Vice President Franklin Codel, adding that the move is
a way for the bank to start «opening up our credit box more.»
Is
this a way for banks to force people to pay money for mortgage insurance and then get equity loans forthemselves to bolster their bottom line all the while excluding the homeowners a fair shake.
Not exact matches
According to The Future of Business survey conducted by Facebook in collaboration with the World
Bank and the Organization
for Economic Cooperation and Development, 42 percent of businesses polled said that learning from one other is one of the main
ways they figure out how to run a business in a mobile - first economy — second only to Googling it.
With money in the
bank, it's easy
for your marketing team to think they can be anywhere and everywhere: attending every conference, marketing to companies of all sizes from SMB all the
way up through enterprise accounts... but you can't do it all.
And as an online
bank, bringing in the technology piece and really making that kind of the third leg of the stool brings it full circle
for us — and brings it back to our brand in a really authentic
way.
Like karaoke night at your favorite bar, new
banking fees have a
way of making even longtime customers head
for the exits.
And while stocks
for banks and private prisons have fallen, retail stocks are on the
way up: Nordstrom is up 11.8 % since the Trump trade began to reverse (and since protesting Ivanka Trump's clothing line).
«
For a global
bank as we are and by the
way as many of the American
banks, this can represent a challenge.»
There's a reason
banks encourage account holders to sign up
for direct deposit and bill pay besides the fact that it's cheaper
for them to process transactions this
way instead of receiving and issuing payments via paper checks,
banking consultant Soifer says.
In their decision, the central
bank policymakers mostly followed the script, though they did indicate that one less hike is on the
way for 2019.
The easiest
way for the central
bank to ramp up the size of its balance sheet would be to buy longer - dated government bonds.
«Tangerine and the new visual identity exemplify everything ING Direct has represented since its start in Canada in 1997, specifically its continued focus on being an innovative and progressive alternative
for Canadians who embrace forward
banking and
banking in a direct
way,» president and CEO Peter Aceto said in a statement.
Critics say the companies that crank out lawsuits this
way hope
for default judgments that allow them to garnish people's wages and freeze their
bank accounts.
Such moves could further restrict
bank lending to entrepreneurs as community
banks look
for ways to exit TARP.
Also finding
ways to stop the traffickers was seen as important, using practical steps like not allowing people to hold
bank cards not in their own name and not seek employment
for other people.
«It's on the
way» to junk status, said Carlos Gribel, the head of fixed income at private investment
bank Andbanc Brokerage in Miami, adding the bonds still have room to fall before becoming attractive to investors with an appetite
for risk.
In addition to storing these documents in a secure
way, add password protection to your desktop and laptop computer (s), turn on the features that prevent guest users from installing or deleting software onto that computer or, better yet, prevent guests from using any computers where you have personal, financial or legal documents stored or from which you handle your personal finances or online
banking,
for example.
The
bank also announced plans in March to cut over 5 % of its fixed - income division mid-March, though the
bank is known to cut about 5 % of its lowest performing workforce during the period to make
way for new hires.
Only Goldman Sachs stands in the
way of a clean sweep: the US investment
bank sits atop the ranking
for M&A revenues.
«Many people automatically book round - trip fares
for vacations, but if you aren't sure about your itinerary and you're using points, you should absolutely consider booking a one -
way ticket,» said Sean McQuay, NerdWallet's credit card and
banking expert.
Upon initiating coverage this year, Fred Westra of Industrial Alliance Securities wrote, «alternative lenders will experience a golden age» as tighter lending standards
for banks push more customers their
way.
Here's how to make sure your
bank works
for you, versus the other
way around.
The site suggests
ways to save money on fees by selecting another credit card or brokerage account;
banks pay Mint.com
for the referrals.
Writing
for Quartz recently, a team of business school professors summed up the current state of the research on personality and career performance, highlighting the many fascinating
ways your personal traits are likely affecting your work and your
bank balance.
If you're looking
for little
ways to improve the health of your
bank account, here are five
ways you could get some more bang
for your buck, if only you had more time or energy.
Ackman got the appointment — and hired investment
bank Blackstone and AlixPartners, a firm best known
for advising distressed companies, to explore
ways to raise cash.