Makes sense to me, but in real life that's not
the way life insurance underwriters look at it.
Not exact matches
One of the best
ways to determine if a
life insurance company is right for you is to look at how their
underwriters view applicants.
Not all
life insurance underwriters assess risk the same
way.
If you put yourself in harm's
way on a daily basis for work, the
life insurance underwriters are going to be a little hesitant about approving you for a standard policy.
This is a byproduct of the
way insurance companies have to make decisions —
underwriters, the people who calculate just how risky you are for the
life insurance company to take on as a customer, have to use established data from years of research in order to change policies.
During a typical
life insurance application,
insurance underwriters will first utilize two different services that will go a long
way in helping them make a decision on who they do and don't want to
insurance (and at what price).
Break our article up this
way so that not only can you get a general idea about what it will be like to apply for
life insurance after having been diagnosed with breast cancer but also so that you can gain a better understanding of how
life insurance underwriters will view applications from breast cancer survivors over time.
It is the challenges of working with
underwriters to find a
way to approve
life insurance clients who just didn't -LSB-...]
Posted in application process, compliance, diabetes, impaired risk
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The various skins cancers and the
way in which they are viewed by
life insurance underwriters continues to evolve.
This
way, the
life insurance underwriters will be able to get a much clearer picture of your overall health, as well as how you are controlling or managing your condition.