Sentences with phrase «weight than credit»

Although it does take up little percentage of the pie, in reality it has a lot more weight than credit inquiries.

The most critical scoring distinction between cards and loans tends to be within the amounts - owed category, where loan debt carries far less scoring weight than credit card debt, which includes credit utilization and some other debt - measuring calculations.

According to a 2012 VantageScore report on how credit behaviors affect your credit score, one late credit payment can plunge your score 60 to 120 points, depending on how high your starting score was and whether you missed an auto loan payment, mortgage payment or student loan payment, all of which carry more weight than credit card payments.

Not exact matches

The National Foundation for Credit Counseling said that people are more embarrassed to admit their credit score than their wCredit Counseling said that people are more embarrassed to admit their credit score than their wcredit score than their weight.

Digital market problems have more weight than many studies give credit.

MCA providers typically give more weight to the underlying performance of a business than the owner's personal credit scores.

Similar to D&B, Experian captures information about your business» background, company financial information, credit score and risk factors, banking, trade, and collection history, liens judgments, bankruptcies, and your industry to create a 100 - point ranking for your business (but the data is weighted and scored differently than the PAYDEX score).

Faced with two possible data sets, one assuming further credit strains and one assuming that the problems had been solved, I noted «even giving the two possibilities equal weight is harsh, because as I've repeatedly noted, post-crash markets have included advances as large, and larger, than we've observed since March, but with devastating follow - through.»

Nevertheless, traditional lenders are likely to weight the value of your personal score more heavily than many online lenders do, so if you have an otherwise healthy business and can demonstrate that your business has the cash flow to make timely loan payments, it is possible to qualify for a loan with a less - than - perfect personal credit score.

Although it's true that some lenders tend to weight the value of your personal score higher than others (banks and other traditional lenders fall into this category) when they evaluate your business loan application, most lenders include a review of your personal credit score when they evaluate your business» creditworthiness.

Some parts of your credit history are more important than others and will carry more weight on your overall score.

A credit card application, for example, is weighted «worse» than a mortgage loan application because debts on credit cards can increase over time, until they become unmanageable.

Credit pulls related to consumer loans and store credit cards are also weighted worse than mortgage credit Credit pulls related to consumer loans and store credit cards are also weighted worse than mortgage credit credit cards are also weighted worse than mortgage credit credit pulls.

(Image credit: Kimberley Hasselbrink) For me, especially when I'm focusing on my health or losing weight, there is nothing more comforting than having many containers of this nourishing, delicious, filling lentil soup with chicken stashed away in the freezer.

Among the courses he took there was a two - credit class, Beginning General Conditioning, which he says involved nothing more than checking into a weight room and working out.

Many ethics courses are one or two credit hours, less weight than science - based courses.

Playing a character as memorable and iconic as Amazing Amy holds more weight than most are giving it credit for.

The 4,358 - pound SUV is about 400 pounds lighter than the model it replaces, credited to a 150 - pound structure diet by using lighter - weight, higher - strength materials, and another 250 pounds via other weight - reduction techniques.

Phil Floraday mentions that he sees no penalty for the A6 having Quattro all - wheel drive rather than simply rear - wheel drive, and part of the credit for that probably goes to the fact that the A6's weight distribution is now 55/45 % front / rear, which is 3 % more at the rear than before.

Credit a new engine and curb weight that's 275 pounds lighter than the outgoing MDX for that achievement.

* 3) Each appearance on a list gets an unweighted score based on the ranking 4) Ranking scores are logarithmically determined (i.e. top scores are much more valuable than lower scores) 5) Each retailer weighted by approximate market share as determined by the editors of Digital Book World and Iobyte Solutions 6) Additional appearance credit is awarded for appearing on multiple lists 7) Combined scores for the week determine final score for each title 8) Titles are ranked by final scores and also grouped into sub-lists by price (four separate price - band lists: $ 0 — $ 2.99; $ 3.00 — $ 7.99; $ 8.00 — $ 9.99; and $ 10.00 and above) 9) Minimum price that appeared at any point during the week on any retailer is used for determine price band (assumption that low price is an important driver of ranking)

An unsecured credit card is weighted better in the credit scoring formula than a secured credit card.

Fitch also will require additional credit enhancement for deal structures that deduct expenses from available trust funds rather than from a mortgage pool's net weighted average coupon rate.»

However, at the same time, being a co-signer gives you more opportunity to increase your own credit score as it carries more weight on your credit report than being an authorized user.

Some parts of your credit history are more important than others and will carry more weight on your overall score.

The lender puts more weight on the price of the real estate than on your credit score.

Although the weight of each loan varies between individuals, FICO indicates that defaulting on a larger installment loan like a mortgage will damage a credit score more severely than defaulting on a smaller revolving loan.

Like 2005 - 2007, the credit ratings for the junk being issued are more weighted to single - B and CCC debt, rather than BB debt.

«RAFI corporate bond strategies will tend to have higher credit ratings than their market - weighted counterparts,» the website confirms.

And as someone completely new to credit, you should be be aware that these mistakes will carry greater weight now than if you made the same errors after, say, 20 years with an excellent credit history.

Although it's true that some lenders tend to weight the value of your personal score higher than others (banks and other traditional lenders fall into this category) when they evaluate your business loan application, most lenders include a review of your personal credit score when they evaluate your business» creditworthiness.

Even if more than two fixed - weight indices are used to form the benchmark, the same problem arises — the manager will get credit (or blame) for the part of his performance that is improperly measured in the other half of the year.

Recent payment history, for example, carries much more weight than an application for credit at a store.

Online lenders, like OnDeck, look at your business differently than more traditional small business lenders that heavily weight the value of your personal credit score when they evaluate your business» credit worthiness.

It's also important to know that lenders often see a different credit score than consumers, one that's more weighted for mortgage - related factors.

Funds with a low credit quality are those whose weighted - average credit quality is determined to be less than «BBB -»; medium are those less than «AA -», but greater or equal to «BBB -»; and high are those with a weighted - average credit quality of «AA -» or higher.

New interest rates are calculated based on the borrower's credit history and overall financial health, as well as current financial market conditions, rather than the weighted average of the included loans.

Adopting the discipline of rebalancing bond exposures toward fundamental weights, which are linked to the economic size of the underlying issuing companies rather than to the amount of debt they have issued, achieves the dual objective of: 1) tilting holdings toward companies with better debt servicing and higher credit ratings; and 2) taking advantage of mean reversion in securities prices over time.

However, the potential buyer's credit history and earning potential should carry more weight than what they can put down.

Additionally, the credit report you may pull will likely be weighed differently than if a mortgage company pulls your credit, because your credit scores will be slightly weighted for mortgage related factors.

This is because credit scoring models give more weight to new information than they do old information.

«Revolving balances (e.g., credit and retail cards) tend to carry more weight than installment debt (e.g., mortgage, auto and student loans) when amounts owed are considered,» Paperno said.

In FICO (Fair Isaac Corporation) scoring, payment history is weighted at a hefty 35 % of a credit score, which is more significant than any other factor.

In the VantageScore calculation used by the top three credit bureaus (TransUnion, Equifax, and Experian), the exact formula is a black box, but we know payment history is weighted in the 30 % range and is again more important than other factors.

As a result, it has a longer weighted - average maturity than our benchmark, as well as most other intermediate - term credit funds.

Funds with a low credit quality are those whose weighted - average credit quality is determined to be less than «BBB -», medium are those less than «AA - ``, but greater or equal to «BBB - ``, and high are those with a weighted — average credit quality of «AA - «or higher.

The second factor why a revolving loan carries more weight in your credit score than an installment loan, is because a revolving loan changes the amount due month after month.

In addition to larger yields, EM corporates possess a shorter duration profile than most developed market government and corporate debt instruments... EM corporates possess better credit quality, with a weighted average quality of BBB -.

Merchant cash advance providers evaluate risk and weight credit criteria differently than a traditional banker might.

In contrast, your payment history makes up a whopping 35 % of your credit score, and your amounts owed is another 30 %, each of which is greater than the cumulative weight of your length of credit history and your «new credit.»