Not exact matches
Tons of other perks are available
as well, including
bonus -
category cash back of 3 % on gas and 2 % at grocery stores and wholesale clubs (on the first $ 2,500 quarterly in combined
bonus category purchases), a 0 % intro APR offer, and your FICO ® Score for free.
If you spend a large amount in these areas, and not
as much in the 3x
bonus categories of the Chase reward program card, then perhaps the SimplyCash is a
better card for you!
Additionally, Credible has selected (and reviewed) the
best credit cards in each
category based on a number of relevant factors, including clarity in Terms and Conditions, fees, promotions and offers such
as sign - up
bonuses, rewards rates, and ease of redeeming rewards
as well as APR..
The cashback
bonus categories are home furnishing and home and garden purchases,
as well as those made at Home Depot.
Past
categories have included such common merchants
as gas stations, restaurants, home improvement stores and Amazon.com, so there's a
good chance of earning
bonus cash back on spending you were going to do anyway.
In the table below, we show what the average
bonus for credit cards are by the
category of credit card,
as well as the high and low to give consumers a sense of the wide range available.
The savings is even
better on
bonus categories,
as you can earn up to 10 % back on the first $ 1,500 in purchases each quarter.
However, if you manage to spend at least 38 % of all your purchases within the 5 % -
bonus categories, we recommend the Chase Freedom ®
as the
better deal — assuming all those purchases don't exceed the $ 1,500
category limit.
Tons of other perks are available
as well, including
bonus -
category cash back of 3 % on gas and 2 % at grocery stores and wholesale clubs (on the first $ 2,500 quarterly in combined
bonus category purchases), 1 % on all other purchases, and access to your FICO ® Score for free.
It gives 5 % cash back on rotating quarterly
categories and 1 % on everything else,
as well as a $ 150 cashback sign - up
bonus after a $ 500 spend within 3 months.
As to how to use it
best, I'd say you'd have to take a look at the 15 Chase Freedom
bonus categories and see which three would get you the
best benefit.
Earn 5 % Cashback
Bonus on up to $ 1,500 in purchases at Department Stores and on ALL online shopping through December,
as well as in
categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum.
All of our charges went to the proper
bonus categories,
as well.
Indeed, while not
as sought - after an applicant
as someone with a
well - established credit history, the rewards options for students are still quite competitive, with cards offering both unlimited flat - rate rewards,
as well as some options for
bonus category rewards,
as well.
As with cash back rewards, most rewards points credit cards will provide an unlimited flat rate on all purchases, typically 1X point per $ 1, as well as offering bonus points on purchases made in specific categorie
As with cash back rewards, most rewards points credit cards will provide an unlimited flat rate on all purchases, typically 1X point per $ 1,
as well as offering bonus points on purchases made in specific categorie
as well as offering bonus points on purchases made in specific categorie
as offering
bonus points on purchases made in specific
categories.
If you value the other benefits such
as lounge access and higher
bonus category multipliers more than that, then the Sapphire Reserve is
better as a long - term hold.
The Discover it cash rewards card is a
good no - fee cash back card with a generous 5 percent
bonus rate for quarterly rotating
categories —
as long
as you log in to your account to activate your
category each quarter, you can earn 5 percent cash back on up to $ 1,500 in purchases per quarter for the following
categories:
Tons of other perks are available
as well, including
bonus -
category cash back of 3 % on gas and 2 % at grocery stores and wholesale clubs (on the first $ 2,500 quarterly in combined
bonus category purchases) and your FICO ® Score for free.
When looking at our model families, we estimate the number of reward points based off their
bonus categories,
as well as everything else they spend in a given year.
As a stand - alone card, the Chase Freedom delivers a
good rewards rate, but the 5 percent rotating
bonus categories are what really set it apart and make it a great companion to other rewards cards.
While this is pretty average for an airline card, many general travel rewards cards offer higher overall rewards rates,
as well as greater opportunities for earning extra points by providing more comprehensive
bonus categories, such
as double points on entertainment, dining and gas purchases.
Each one comes with
bonus categories as well as a number of perks and benefits.
It also works
well as a companion to a card with
category bonuses.
Not
as hot
as other deals in the past, but still a great way to hit minimum spending, and for those of you with
category bonuses of 2x - 5 % at grocery this could be a
good Mile and Moneymaker.
These cards each come with several
bonus categories as well, including U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
The Discover it cash rewards card is a
good no - fee cash back card with a generous 5 percent
bonus rate for quarterly rotating
categories —
as long
as you log in to your account to activate your
category each quarter, you can earn 5 percent cash back on up to $ 1,500 in purchases per quarter for the following
categories:
There are several cards on the market that can give you a
better cash back rate than 1.5 percent through the
bonuses they offer in
categories such
as grocery and gas station purchases.
But if you have a specific
bonus category that you can't live without, you could add that card to your wallet
as well.
As a stand - alone card, the Chase Freedom delivers a
good rewards rate, but the 5 percent rotating
bonus categories are what really set it apart and make it a great companion to other rewards cards.
Pair this program with a card that earns a
category bonus for spending at restaurants, and check out their shopping portal
as well to maximize rewards!
The Hilton Honors ™ Card from American Express earns 5X points per dollar in each of these
bonus categories as well.
When looking at our model families, we estimate the number of reward points based off their
bonus categories,
as well as everything else they spend in a given year.
This is a business card that's very hard to beat with a huge sign up
bonus,
as well as earnings of 3 points per $ 1 on the first $ 150,000 in so many various business
categories.
They aren't quite
as strong
as the Reserve's 3X on dining and travel, but they are still more
well - rounded than the Amex Platinum Card and it's nice to have the additional
bonus earning
category of entertainment.
They both offer great earning potential through
bonus category spending and pretty
good sign - up
bonuses as well.
However, there are
better cards out there that offer greater earning potential on
bonus categories, such
as 5X on office supplies, 3X on travel, 2X on dining and more.
It's always
good to see grocery stores included in the Chase Freedom
bonus categories as grocery stores sell all kinds of gift cards that can be used to make sure you don't fall short of the $ 1,500 spending limit.
It may be in your
best interest to have several of these cards so you can switch between them
as the
bonus categories change.
If you max out your 5 % or 2 %
bonus categories for the year, all remaining purchases will earn 1 % back
as well.
You won't have to pay an annual fee which makes this card an easy addition to your wallet
as well, even if you only use it for advertising and the two 5 %
bonus categories.
All spending that goes beyond that limit,
as well as spending that does not fall into the
bonus categories, earns at a rate of just 1 percent back.
Indeed, while not
as sought - after an applicant
as someone with a
well - established credit history, the rewards options for students are still quite competitive, with cards offering both unlimited flat - rate rewards,
as well as some options for
bonus category rewards,
as well.
As with cash back rewards, most rewards points credit cards will provide an unlimited flat rate on all purchases, typically 1X point per $ 1, as well as offering bonus points on purchases made in specific categorie
As with cash back rewards, most rewards points credit cards will provide an unlimited flat rate on all purchases, typically 1X point per $ 1,
as well as offering bonus points on purchases made in specific categorie
as well as offering bonus points on purchases made in specific categorie
as offering
bonus points on purchases made in specific
categories.
I can't think of any credit cards that have general retailers
as a
bonus category so, in most cases, the
best you can hope to earn is 1 point or mile per dollar spent at stores like Macy's, Nordstrom, Barnes & Noble etc... but, once again, gift cards can be the answer.
With your IHG credit card, you can earn points on every purchase each and every day,
as well as bonus points on popular
categories you probably use every month.
I haven't found any issue hitting that by putting all recurring payments, everyday spend,
as well as gas and groceries — when they're not
bonus categories on the Chase Freedom.
Current cardholders can still capitalize on end - of - year deals,
as well as activate the 2018
bonus categories.
However, the
bonus categories are not
as generous, which makes the American Express card a
better choice.
Use evreward.com to check which portals have the
best offers, check Topcashback to make sure you can't do any
better, make sure you know which
bonus categories your credit cards offer, check that you've loaded up any Amex offers that interest you and don't forget to consider gift cards
as a payment option that may earn you more points than if you used your credit cards.
These aren't the only credit cards that offer
good category bonuses but I'm just using them
as an example of what you should be looking out for when choosing which card to use when making a purchase.