Sentences with phrase «well as credit risk»

As well as credit risk there's also interest risk.
Sad to say, exporters need to protect themselves against currency risks as well as credit risks — even when their customers are in countries that seem safe.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
As a general rule, banks prefer to see borrowers with personal credit scores over 680, they like to see a good number of years in business, and generally don't like to lend to restaurants (they perceive them as higher riskAs a general rule, banks prefer to see borrowers with personal credit scores over 680, they like to see a good number of years in business, and generally don't like to lend to restaurants (they perceive them as higher riskas higher risk).
Investors should monitor current events, as well as the ratio of national debt to gross domestic product, Treasury yields, credit ratings, and the weaknesses of the dollar for signs that default risk may be rising.
As a central banker, I am most concerned that credit risks and liquidity risks associated with payments are well managed.
As do foreign investors in local currency debt that want exposure to domestic credit and interest rates, but not exchange rates, as well as other non-residents who are willing and able to take on exchange rate risAs do foreign investors in local currency debt that want exposure to domestic credit and interest rates, but not exchange rates, as well as other non-residents who are willing and able to take on exchange rate risas well as other non-residents who are willing and able to take on exchange rate risas other non-residents who are willing and able to take on exchange rate risk.
Mr. Toscano's primary responsibilities are the valuations of Cerberus» mortgage - backed securities and structured credit product as well as managing Cerberus» daily liquidity risk.
Investments in companies engaged in mergers, reorganizations or liquidations involve special risks as pending deals may not be completed on time or on favorable terms, as well as lower - rated bonds, which entail higher credit risk.
Its Wholesale Banking segment offers commercial loans and lines of credit, letters of credit, asset - based lending, equipment leasing, international trade facilities, trade financing, collection, foreign exchange, treasury management, merchant payment processing, institutional fixed - income sales, commodity and equity risk management, corporate trust fiduciary and agency, and investment banking services, as well as online / electronic products.
While I continue to believe that the dollar faces substantial risk of further erosion in its exchange value, as well as a near doubling of the CPI over the coming decade or so (both reflecting the massive increase in U.S. government liabilities in recent years), those prospects are not likely to emerge until risk - aversion about credit default materially abates.
Foreign investments are subject to greater investment risk such as political, economic, credit and information risks as well as risk of currency fluctuations.
Though the Near - Term Tax Free Fund seeks minimal fluctuations in share price, it is subject to the risk that the credit quality of a portfolio holding could decline, as well as risk related to changes in the economic conditions of a state, region or issuer.
As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weaknesAs usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weaknesas measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weaknesas measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.
«Among the G - SIBs [Global Systemically Important Banks], Deutsche Bank appears to be the most important net contributor to systemic risks, followed by HSBC and Credit Suisse... The relative importance of Deutsche Bank underscores the importance of risk management, intense supervision of G - SIBs and the close monitoring of their cross-border exposures, as well as rapidly completing capacity to implement the new resolution regime.»
These credit - reporting agencies also offer a wider array of business credit services [3], like public records of critical business information such as liens and judgments, as well as corporate profiles for high - risk credit decisions.
But the roots are global as well and at least one of the roots is financial repression which is the major central bank's policies over the last nine years of recovery to drop interest rates to zero to buy risk assets, to push investors into risk assets and generate a lot of liquidity and credit.
There are risks to all this, of course, as the global financial crisis made clear; but when done judiciously, in a well - regulated financial system, we believe such market - based credit solutions can help encourage growth and stability.
It's like your credit card company's lowering the interest rate on your credit card because they view you as a better credit risk
The codes are intended for internal promotions and by using those codes found on that site, you are not only putting your account at risk, but your credit card as well.
He deserves great credit for this risk - taking, as well as for his thorough, thoughtful and extremely artistic direction.
During the credits, you'll meet the real Desmond Doss as well as some of the men he saved while risking his life.
The Charter High School of Arts — Multimedia and Performing, better known as CHAMPS, is at risk of losing its charter after school administrators failed to act aggressively last year when learning that an employee used a school credit card for her personal use.
In most instances of higher volatility, gold provides a hedge against not only equity risk but credit as well.
PMI rates are based on the loan - to - value ratio as well as the creditworthiness of the borrowers, but even if you have good credit and have paid all your mortgage payments on time, low equity is still considered an increased risk on the loan.
Revolving a credit card balances means you pay interest on the account, and may find that rolling over a balance lowers your risk score as well.
Because of the added risk that the lender takes out when granting credit to you regardless of your payment history, you can expect to pay a tad more interest than a traditional borrower with good credit who is not seen as a credit risk to the lender.
A corporate bond also comes with the risk that the company will not make good on its obligations, known as credit risk.
In order to re-build the financial status, you just have to make some efforts to improve your credit score, as you have a better score, there will be less risk viewed by potential lenders.
As such, it not only provides a more complete and predictive evaluation of a consumer's credit risk profile, but it can empower lenders to better mitigate risk and approve more loans for more consumers.»
It can be assumed that an ideal applicant has an established credit history with a good track record, helping indicate the applicant as a low - risk borrower.
Finally, if AIG had defaulted, Goldman Sachs would have been forced to bear the risk of further declines in the market value of the approximately $ 4.3 billion in CDOs that it transferred to the Maiden Lane III portfolio as well as approximately $ 5.5 billion for its credit default swaps that were not part of the Maiden Lane III portfolio; Maiden Lane III removed any risk for the $ 4.3 billion within that portfolio, and continued Government backing of AIG provided Goldman Sachs with ongoing protection against an AIG default on the remaining $ 5.5 billion.
Unlike those with good credit, bad credit borrowers are seen as a risk to the lender, due to their previous performance when they were granted credit with other banks or lending institutions.
While credit scores of borrowers are generally better than subprime, certain attributes are similar, such as the inclusion of stated income loans, reduced - documentation loans and second - lien mortgages, creating a layering of risks similar to subprime securities.
Life insurance company underwriters - experts who predict risks of injury, illness and death - look at your age, health, occupation, hobbies and habits, as well as your credit report, in setting your premiums.
As John Ulzheimer, a credit specialist and former manager at credit score provider Experian, said, «Just because the lien or judgment information has been removed and someone's score has improved doesn't mean they'll magically become a better credit risk
If you have a good record with your existing credit card issuer, they are likely to see you as a good credit risk and worthy of an upgrade.
Credit scores range from 300 to 850 (higher is better) and are used as a quick and easy way for lenders to objectively evaluate your creditCredit scores range from 300 to 850 (higher is better) and are used as a quick and easy way for lenders to objectively evaluate your creditcredit risk.
However, other members of the household may be able to act as co-signors for the loan with a good credit record that will guarantee approval from the lenders due to a significant reduction of the risk involved in the transaction.
Several factors are reflected in bond pricing including its coupon rate, maturity date, credit quality, tax status and risk features as well as market forces including supply and demand and interest rate trends.
Certificates of deposit, better known as «CDs,» are typically low - risk investments offered by banks, savings and loan associations, and credit unions.
When your new finance source pulls your credit report and sees that you've made every single payment on time, every time, for a good chunk of time, they are going to view you as less of a risk, and will be more willing to work with you on terms and rates.
Approaching your local bank means they already know your character, as well as your credit history, and are in a very strong position to assess your true level of risk if granted an approved loan for personal use with bad credit.
As a general rule, banks prefer to see borrowers with personal credit scores over 680, they like to see a good number of years in business, and generally don't like to lend to restaurants (they perceive them as higher riskAs a general rule, banks prefer to see borrowers with personal credit scores over 680, they like to see a good number of years in business, and generally don't like to lend to restaurants (they perceive them as higher riskas higher risk).
As such, to prepare for rising rates, you may want to seek a potentially better balance of risk and reward by focusing on credit exposure.
This is why making balance transfers between existing cards is usually a better option as you may still get the offer of a 0 % transfer so you will be better off, without actually taking on any more forms of credit and risking how your credit history appears to potential credit providers.
If you have good credit, you can get a mortgage loan from most lenders with only a 5 % down payment, because you're seen as a low risk.
But credit can represent a risk as well.
While government agency - backed RMBS were not immune to the negative credit risk implications, especially as the government agencies — Federal National Mortgage Association (FNMA or Fannie Me) and Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac)-- were placed under conservatorship by the U.S. government in 2008, «private label» RMBS without government backing were clearly the more volatile investments, and they suffered losses in the underlying assets, as well as severe swings in market value.
The fund may also invest in companies engaged in mergers, reorganizations or liquidations, which involve special risks as pending deals may not be completed on time or on favorable terms, as well as lower - rated bonds, which entail higher credit risk.
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