Sentences with phrase «well as the death benefit»

As you do this, your policy's cash value will continue to grow exponentially, as well as your death benefit.
You can adjust the amount and frequency of payments as well as the death benefit amount should your needs change.
It offers low premiums for life, as well as a death benefit that is non-taxable (from income tax) to beneficiaries.
Provides coverage for long - term care expenses if necessary, as well as a death benefit or a return of your initial premium if you not Lincoln Financial's Funding Life Long - Term Care products are available online and are searchable by state.
With VUL, you can lose your cash value as well as your death benefit value during market declines.
Whole Life Insurance thus provides a long - term protection for your family and business as well as the death benefit.
Simple reversionary bonus and terminal bonuses (if any) are paid out along with maturity benefit as well as death benefit.
The term lengths that may be chosen here are ten years, 15 years, 20 years, 25 years, or 30 years — and the premium amount, as well as the death benefit coverage, will remain the same throughout the chosen time frame.
It offers low premiums for life, as well as a death benefit that is non-taxable (from income tax) to beneficiaries.
There are more choices within the whole life umbrella with some offering a faster rate of growth for maximum cash value growth and others providing access to living benefits as well as the death benefit.
A universal life insurance policy is flexible regarding the premium payments, as well as its death benefit protection.
Whole life insurance is structured so that the contract is guaranteed to provide a certain minimum amount of cash value as well as a death benefit.
So, if you're noticing that I'm analyzing the Roth IRA and whole life insurance together, you're correct and I'm doing so because a whole life insurance policy operates like a Roth IRA but with greater flexibility as well as a death benefit.
Simple reversionary bonus and terminal bonuses (if any) are paid out along with maturity benefit as well as death benefits.
As you progress you can convert your policies, if you choose, to something like a universal life policy which allows for flexibility in premium payment as well as death benefit amount.
As you do this, your policy's cash value will continue to grow exponentially, as well as your death benefit.
Employees control the frequency and amount they wish to contribute as well as the death benefit that best meets their needs, assuming the amount is qualified.
In the case of death resulting from an accident, your nominee would be paid out both the Accident Benefit Sum Assured as well as the Death Benefit.
For clients over 50 who seek tax - deferred capital accumulation as well as a death benefit, MassMutual's 11 variable universal life policies present many growth - oriented investment sub-accounts from mutual fund families, such as American Funds and T. Rowe Price Group Inc. (NASDAQ: TROW).
Regardless of which one you choose, the premiums will remain fixed from the first day to the last as well as the death benefit.
Your premiums will be determined by the length of your policy as well as the death benefit amount, although other factors like your age and health will be taken into consideration as well.
This means that the policy's cash value as well as the death benefit can fluctuate with the performance of the investments that the policy holder chose.

Not exact matches

While Old Age Security and the Guaranteed Income Supplement were designed to provide a basic minimum amount to Canadian seniors, the new Canada and Quebec Pension Plans were contributory social insurance programs established to provide basic death, survivor and disability benefits as well as retirement coverage.
This has the impact of providing you cash as well as reducing the life insurance policy's death benefit.
The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as a higher crediting guarantee than is currently available, as well as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;
Unless the value that you withdraw is paid back to the insurance carrier before your death, the balance of your loan will be deducted from the death benefit, and the carrier will need you to repay the interest on the loan as well.
The taxable amount would be the the death benefit minus the value of whatever was paid to you, as well as any amount paid in premiums since they acquired the policy.
For there is a mode of life that is neither so good as not to need such helps after death nor so bad as not to gain benefit from them after death.52
That's because breast milk — custom - made nourishment specially formulated by Mother Nature — offers so many benefits: It boosts your baby's immune system, promotes brain development, and may reduce your child's risk of Sudden Infant Death Syndrome (SIDS) as well as diabetes, some types of cancer, obesity, high cholesterol, and asthma later in life.
We do have a spiritual perspective, and believe that while we can do our best to do what is humanly possible, most of life, birth and death are ultimately not in our control; we do believe that everything that happens is meant to happen, because it did, and that it happened for our benefit, even if beyond our understanding, as we are souls temporarily residing in bodies, and know that G - d / Spirit of our own understanding is only good.
«In rescuing these vulnerable turtles, which literally are on the verge of death when plucked from the surf, we reinforce our commitment to protecting all the wildlife of the Commonwealth, including its coastal waters, for the benefit of people today as well as future generations.
The authors and editorialist express grave concerns that there will be many needless premature deaths as well as preventable heart attacks and strokes if patients who would clearly benefit from statins are not prescribed the drug, refuse to take the drug, or stop using the drug because of ill - advised adverse publicity about benefits and risks, which may include misplaced concerns about the possible but unproven small risk of diabetes.
I also found several places where climbing a wall as high as you can go (a common practice while hunting for secrets) resulted in an «out of bounds» death with no warning, This didn't feel intentional or well - designed, and might be a sign that edge cases of the game (likely to be found as Sonic maniacs explore every corner of it) could have benefited from a bit more playtesting.
Thomas Perry is the author of the Jane Whitefield series as well as the best - selling novels Nightlife, Death Benefits, and Pursuit, the first recipient of the Gumshoe Award for Best Nobest - selling novels Nightlife, Death Benefits, and Pursuit, the first recipient of the Gumshoe Award for Best NoBest Novel.
Life insurance quotes vary from one company to another, along with the term and death benefits you specify, as well as your age and your health status.
This has the impact of providing you cash as well as reducing the life insurance policy's death benefit.
However, if you're healthy or want a larger death benefit for income replacement once you pass, we recommend that you compare quotes from other insurers, as you'll get better prices and a wider set of options elsewhere.
Since the underwriting is limited, the death benefits are as well, though this is fine if you're interested in final expense coverage as the average funeral costs around $ 10,000.
These can pay a benefit based on a percentage of death benefit (as you said, 2 % or 4 % and other options as well), and the benefit deducts right off the top of the policy.
Include the death benefit and cash surrender value — if any — of each policy, as well as the names of the insurance companies and the beneficiaries.
A longer term or higher death benefit (as well as the age and health rating of the individual policy applicant) determines the cost of this insurance.
In addition, variable annuities can provide guaranteed income you can't outlive, as well as offer a death benefit to help you provide for your beneficiaries.
Premiums can be high and you could earn a better return in the stock market, but ROP policies offer a full death benefit as well as the possibility of a cash windfall if you outlive the term.
So, if there are more pressing costs when you pass away, such as funeral expenses or a child starting college, your family member can spend the death benefit as they best see fit.
While the primary purpose of life insurance is to provide a death benefit to those you leave behind, some life insurance policies have a cash - out value as well.
Whole life insurance (cash value life insurance) offers a permanent accruing death benefit as well as accruing cash value within the policy over the life of the policy holder based upon mortality tables.
Since they're better able to assess your risk through the health questions, this policy's death benefit can be as high as $ 50,000 in value, though this is still significantly lower than what is available through alternate insurers.
The taxable amount would be the the death benefit minus the value of whatever was paid to you, as well as any amount paid in premiums since they acquired the policy.
Mutual of Omaha also offers competitive rates for guaranteed issue whole life insurance, as well as a wider range of death benefits.
But then again you are getting a guaranteed death benefit as well.
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