Sentences with phrase «well established credit»

Reward cards are often the best way to go if you have well established credit and use your card frequently.

Today, individuals in college getting their first credit card can get rewards that are comparable to offers available to those with well established credit histories.

This benefited me as Art followed up the next day with a rate almost 1.25 points lower than what I had with my bank for the same loan length with a well established credit union.

Not exact matches

Start by selecting a good credit card and then focus on establishing smart credit card habits — and if you have debt already, be diligent in your payments.

For many small businesses, guaranteeing a line of credit — especially if you are lacking a well - established credit history — can be a struggle.

There are some 6,000 well - established, state - chartered credit unions throughout the United States and Canada that accept startup businesses as members — at no charge.

Understanding how his process works and what you need to do in order to establish good business credit could open up new doors to fuel the growth of your business.

The stealing of financial information is nothing new, with stolen credit or debit card data on the black market a well - established and lucrative business for cyber criminals.

Although both appellants and the government argue that the ACA, read in its totality, evinces clear congressional intent, they dispute what that intent actually is... We conclude that the appellants have the better of the argument: a federal Exchange is not an «Exchange established by the State,» and section 36B does not authorize the IRS to provide tax credits for insurance purchased on federal Exchanges.

It also offers specific policy recommendations including providing tax credits to promote venture capital investments in minority businesses, as well as tax credits for new low - income entrepreneurs, and encouraging the use by credit rating agencies of alternative data such as rent and utility payments in establishing credit histories.

Give yourself credit for establishing good habits and behaviors.

Pick started his interview at the Credit Suisse conference talking about markets more broadly, saying that this is «the finishing phase» of a climb down from well - established market highs.

A key ingredient to success is earning a good credit rating so your suppliers will allow you to establish charge accounts with them and send you a bill once a month for the items you purchased.

«Obviously when you're going into a new venture, and it's your first business deal, you're always scared, and at the same time excited,» he says, adding that he also wanted to be able to pay his loans back and establish good credit.

Federal student loans can help you establish a good credit record.

Because some students do not have established or good credit, a co-signer may be used to help qualify for a private student loan.

Hopefully, you've already prepared the way to access this source of funds before you decided to start a business by having established a relationship with your local bank manager and by ensuring that your credit rating is in good shape.

For those with well established business credit profiles, your payment may be higher than you could secure through a traditional installment loan.

Even that is an exaggeration: by further digging through the data, the researchers establish that the borrowers with the best credit records are only shifting their borrowing from card to card to take advantage of improved terms — not borrowing any more in aggregate.

Those with establish credit in good standing have a better chance of obtaining lower interest rates.

Best for: established businesses with excellent credit who have a good relationship with their bank.

Look for ways to establish business credit accounts: A business credit card is a relatively easy - to - qualify - for business credit account that may be a good replacement for using a personal credit card for business use.

Fundation business loans are good for established businesses with fair or better credit scores that need a quick funding solution, and if you have an excellent credit score, you may qualify for single digit APRs.

Dec 18, 2014 Establishing a good credit rating is one of the most important things you can do to get ahead financially.

Many business owners who've been operating for years are shocked to discover that their credit history is not well - established.

Because approval is often largely based upon the business owner's personal credit history, a business credit card may be a good option for startup and early - stage businesses that haven't been in business long enough to establish a strong business credit profile, yet occasionally need credit to pay for business expenses.

After borrowers have graduated and established a good work and credit history, they may find that private lenders are more interested in helping them to refinance their federal loans to a lower interest rate.

However, if used responsibly, these cards may be the best way to start establishing or rebuilding your credit.

A long and well - established record of experience with credit can help contribute to higher scores.

This can be good for young and small companies, which do not have a long and established credit history.

Like Marcus, SoFi looks for creditworthy borrowers, so you'll need established credit history and a good to excellent credit score to qualify.

He is credited with helping establish a ground game and turnout machine that in 2012 «reproduced — through brute force, dedication and will — a turnout in the swing states that in some cases bested the campaign's remarkable performance of four years ago.»

As a company plans to expand, establishing good business credit will be helpful in determining whether a company qualifies for business financing.

May 2, 2018 - Gerri Detweiler Savvy small business owners establish good personal and business credit.

However, many microlenders help businesses grow and establish better credit.

This is especially beneficial to small business owners who are still in the startup phase or who haven't established a good credit history yet.

For example, the credit default swap (CDS) market is a proven model for establishing a single trade record warehouse to collect and maintain data for all global CDS transactions and to hold a «golden source» record which serves the public good.

Meanwhile, more established businesses that have shown profitability and sound management stand a better chance of securing credit at a competitive interest rate.

Sameer Gandhi, partner at Accel, says he invested because he believes «Deserve's application of machine learning is a big opportunity to advance beyond the FICO system in a technologically sophisticated way and give future generations better ways to establish credit.

Who should get one: This is a good option for older people who have established financial lives and don't expect to open a credit card or other loan in the near future.

I have 5 different credit cards working towards rebuilding and establishing a good credit report card.

As time goes by, the good credit behaviors you establish will outweigh the negative impact of your bankruptcy.

The more you establish and practice good credit behaviors, the quicker your credit score will respond.

As you establish a better credit history and borrowing becomes less expensive, borrowing won't hurt you as much as it once did.

Even better, if you establish credit lines with your suppliers and stick to the terms, each transaction will add a positive to your credit profile.

One of the biggest hurdles for this or any other payment system is the need for scale: Using paper bills or coins or even credit cards works, because they are accepted virtually everywhere, and they are a known quantity and have well - established companies (and government regulations) behind them.

Lovers of the billiard table as well as of the chase, our Revolutionary forebears deserve the credit for establishing America's sporting heritage

He shares tips and advice on everything from the characteristics of embezzlers and how to establish protective systems to the best ways for tracking cash, checks and credit cards and making prudent decisions.

«The commercial production tax credit provides subsidies to an industry that has strong ties to the state and is already well - established,» said David J. Friedfel, director of state studies at the independent Citizens Budget Commission.

«The Working Families Party, to its credit and because of its hard work, is a really well - established, strong entity in New York.»