Sentences with phrase «well get a lower interest rate»

We suggest paying down debt as fast as possible, but you might as well get a lower interest rate.

Not exact matches

Well, if we were gonna normalize interest rates, that relationship had to get restored to normal somewhere, at some point, when people were confident that we didn't need the very low interest rates and so forth.

(unless of course, that interest rate is low enough that your money is best suited invested in the market where you can potentially get higher returns!)

Therefore, a good time to get a fixed - rate loan is when the interest rates are low.

With that in mind, a good time to get a fixed - rate loan would be when interest rates are low.

As long as your debt - to - income ratio is low, however, and you have a larger equity position — meaning you can afford a larger down payment — you stand a good chance of getting approved for a loan with a decent interest rate.

, so lowering your interest rate is key to getting a better APR..

An unsecured loan can also be a good option if you get an interest rate that's much lower than the rate on your current card.

For example, federal loans can often be a better option for borrowing — even if you could get a lower interest rate on a private student loan — because federal loans have advantages private loans don't have, such as the opportunity to choose income - driven repayment plans or qualify for the Public Service Loan Forgiveness Program.

The important thing to remember is, all other things being equal, a lower student loan interest rate is better than a higher one — but you need to consider all of the terms of the loan including whether the rate is fixed or variable and what your loan repayment options are to ensure you get the best overall deal.

If you can get a much lower interest rate on a five - year loan than a 10 - year loan, for example, but your payments would be too high for you to afford due to the short repayment period, this loan probably isn't the best option for you.

Instead, it makes more sense to wait until your credit score is optimal and / or interest rates are lower to get the best possible interest rate for your refinanced student loan.

Getting a cosigner for an auto loan can help borrowers receive significantly better interest rates and lower overall monthly payments.

Moody's Investors Service has lowered its bond rating for Michigan State University, meaning the university will no longer get the best interest...

That said, Chase doesn't give you the best shot at getting the lowest interest rate on your home loan, and its loan fees are fairly standard, as well.

Having your loan tied to a part of your home's value usually results in lower interest rates, Drake says, but someone with a good income and a high credit score may be able to get a low rate on a personal loan or peer - to - peer loan.

The VA Streamline loan requires the borrower to get a tangible benefit from the new loan such as lower monthly payments or a better interest rate.

Generally speaking, home buyers with higher scores have an easier time getting approved for financing, and tend to qualify for lower interest rates as well.

When refinancing you may want to apply with a creditworthy cosigner to get a better chance at a lower interest rate.

Higher numbers look better to lenders and many times, those with higher scores get lower interest rates.

When I bought my home a decade ago, my high credit and low debt levels meant that I still qualified for the best available interest rate at the time, even though I got an FHA loan with a small down payment.

We also recommend applicants check their rate at other lenders, as it's in your best interest to get the lowest possible rate on a personal loan.

This insurance fee is paid by the broker and will likely lower your interest rate, but it is much better to get insured and earn smaller interest rate, than go for bigger interest rated bonds at your own risk.

It's true that if your credit score is low, you might not get approved for a loan, let alone one with a good interest rate.

And of course, you'll be in a better position to get that lower interest rate you're after.

For instance, according to ValuePenguin's analysis of savings rates, some online banks offer interest rates that are 100 times better than ones at brick - and - mortar ones — although, given today's low - interest environment, you still won't get rich on even those higher rates.

To be able to get really low rates of interest, you will need to have good credit.

Getting a personal loan to consolidate debt is only a good idea if you either get an interest rate that's lower than your existing debt or if it helps you pay off your debts more quickly.

To improve your chances of getting approved with a low interest rate, considering getting a co-signer with a good credit history.

However, with this option, getting a large - enough loan with a reasonable interest rate will require good personal credit history and a low debt - to - income ratio.

Having a good credit history makes it possible for service providers to gauge how much of a risk you are, a good rating means more financial options and opportunities — this makes it possible to apply for a bigger bond with home loan providers at low interest rates, plus you can also get various other loans from other institutions at affordable rates.

It is difficult to get a good interest rate or a high loan amount if you have a low or non-existent credit score.

Steve is kind and honest and really wants you to get the best price with the lowest interest rate.

Today was the best day of my life I came a hour away hoping for help at this Chevy dealer I was recently in a car accident and my car was totaled today was the last day of my rental car and I didn't know what I was gonna do I have 3 kids and I'm a single mom... this dealership got me in a brand new Chevy Trax with a insanely low interest rate I'm walking out floating on air thank you to the Chevy exchange team!!!!!

I was given floor price for the vehicle, when I asked to have the internet price, eventually they caved and I got it for that... The finance manager fought with the lenders to even lower the price as well as interest rate for me.

I got a good trade in value and financing that lowered my APR interest rate by 11 % - woot woot!!!

At Butch Davis Chevrolet you will never waste time or get stressed out negotiating price or dealing with pushy commissioned sales people!FINANCING FOR FAIR, GOOD, AND EXCELLENT CREDIT - We have lenders that offer low interest rates.

However, it's important to do your research before you sign papers at the dealership so you can ensure that you get the best interest rates and lowest monthly payment available....

We'll cover a few of the best negotiation tactics to use when trying to get a lower interest rate for your credit card.

Of course, this is where your mortgage broker earns their money, with your application presented in the best manner possible so as to ensure getting the lowest interest rate and best repayment schedule possible.

Co-signers with good credit can help you get low interest rates and high limits.

If you are able to get a lower interest rate, then borrowing money to consolidate your debt may be the best thing you can do!

If you have a bad payment history, you still have many avenues to get approvals, qualify for the best interest rates, or obtain the lowest car insurance rates.

If you have good credit, refinance any high - interest debt that's tax deductible, such as a mortgage, to get the lowest rate possible.

For some homeowners, a 15 - year mortgage loan works well because of the low interest rate; but for others, getting locked into higher mortgage payments may be daunting.

However, if you have good credit and a large enough income to afford the loan payments, you may get a lower interest rate with a private parent loan.

Getting a cosigner for an auto loan can help borrowers receive significantly better interest rates and lower overall monthly payments.

While you don't get a better interest rate, you will likely have lower monthly payments at the expense of a longer loan term.

NerdWallet believes the best student loan is one you can repay at the lowest interest rate you can get.

However, for many prospective homebuyers looking to lock in low interest rates, build equity and home appreciation faster, an option to get into a home with the lower down payment may be better.