Sentences with phrase «were in default at»

Get answers to your concerns before you fall behind, and join the 4.2 million borrowers who were in default at the end of 2016.

Three - quarters of those tickets, worth about $ 11,500, were in default at the time of the Roll Call survey, having gone more than 60 days, and in some cases years, without payment.

For an FHA short sale, there's a three year wait if the borrower is in default at the time of the sale and there are no extenuating circumstances.

The Guest shall be in default at the latest upon failure to pay within 7 days after the due date and receipt of an invoice.

Just as if the landlord is in default at closing (by let's saynot completing a repair in a timely manner), the new owner is now in default as well

If the tenant is in default at closing, they are still in default after closing.

Not exact matches

Some researchers also think it may be possible to compare the carbon, nitrogen, oxygen, and other chemicals in a plume to «default» levels seen in asteroids, which were formed at the dawn of the solar system — and ask if life is manipulating the chemistry there, or at least did so in the past.

Ian Sexsmith, portfolio manager at Parnassus Investments, says banks» prices don't reflect the potential impact of more consumer lending and lower default rates in a strong economy — a mismatch that's creating some enticing bargains.

Greece's bailout expires at the end of the month, at which a $ 1.6 billion payment to the IMF will come due, and European leaders are scrambling to avoid a Greek default amid accelerating bank withdrawals in the troubled country.

«It is impossible to live without failing at something, unless you live so cautiously that you might has well not have lived at all, in which case you have failed by default.»

But be forewarned: Unless you've been in business at least two years, McKinley says, issuers will typically want to hang the account on your personal credit, which means you may be liable in the event the account defaults.

Still, ETF buyers are willing to take a shot at the market, believing that in addition to the Fed staying dovish with rates the default level will remain low.

Not only isn't there anywhere near enough bank capital in the US to supplant securitization, it is difficult to conceive that the universe of «rates» buyers will become mortgage credit buyers or move over to covered bonds (which default to the issuing bank's credit ratings), at least not at the same price levels and in the same size.

«This could prompt a significant reaction in the markets, particularly the default scenario, and see them gap at the open on Monday which can be very concerning from a traders perspective.»

«How wonderful would it be if solidarity, this beautiful and, at times, inconvenient word, were not simply reduced to social work, and became, instead, the default attitude in political, economic and scientific choices, as well as in the relationships among individuals, peoples and countries.

At 570bp ex-energy spreads, the market is well ahead of what would normally be considered sufficient compensation for defaults that are still tracking sub-2 % in this segment of our markets.»

Defaults are rising, and some older Americans are even having their wages and Social Security checks garnished by the government at a time in life when their budgets are already constrained by retirement and health care expenses, according to a Wall Street Journal analysis published Monday.

Policymakers are fixated on the debt ratio in part because it was at above 160 per cent that households in the United States and Britain ran into trouble about five years ago, contributing to defaults and the financial crisis that triggered the 2008 - 09 recession.

Safari isn't a big player: Since only ads in Safari are blocked by default, UBS says, it's worth looking at the browser's market share, which is relatively small — just 22 % of web traffic globally comes via Apple's browser.

While the island has defaulted on small debt payments in the past, a default at GDB would be the most serious yet.

He also said defaults are rising at J.P. Morgan JPM, -0.62 % «a little bit,» adding, «home equity is subject to deterioration» from a recession, but that the bank is well positioned to sustain a downturn in the economy.

«If you were to look at the possibility of increased defaults, you'd have to see something to precipitate that, something that we're not seeing on the horizon: For example a sharp rise in the unemployment rate,» said Jo Horton, a senior economist at St George Bank.

Signs of the changes percolating in the retirement market were everywhere on Wednesday at Dimensional Fund Advisors» first - ever conference focused on the defined contribution space, from the jokes DFA's David Booth told at the expense of the existing king of the retirement market, Fidelity, to the news of the investment product DFA is rolling out to serve as a combination default option and lesson in responsibility for employees who are the least engaged in their retirement planning.

The researchers at myFICO say that consumers who open several credit accounts in a short period of time are a greater risk to default on their loans or miss credit card payments.

In the 1990s he fought efforts to regulate derivatives — that once - opaque corner of the financial market where mortgage - backed securities and credit default swaps, at the centre of the financial meltdown of 2008, were flourishing.

Combining this with poor sales growth results in a dismal outlook for earnings 3) the pressure on earnings will continue to hurt capital spending, which is usually just a magnified image of earnings, 4) the same factors will continue to raise default rates, causing earnings problems and debt downgrades among banks and financial companies, 5) earnings shortfalls will also lead to continued job cutbacks, with the unemployment rate rising to at least 5.5 % (indeed, once the unemployment rate has advanced by 0.5 % from its lows, it has never reversed until rising by least 1.5 % off those lows).

If it is mainly the highest - risk borrowers who take advantage of higher limits, or if the higher limits encourage more reckless borrowing in general, then default rates will climb, eating away at profit margins.

Mozilla has announced it's suspending its advertising on Facebook in the wake of the Cambridge Analytica privacy controversy — saying it has concerns the current default privacy settings remain risky, and having decided to take a fresh look at Facebook's app permissions following the latest user data handling scandal.

While I don't expect a significant deterioration in credit markets next year, conditions are turning less favorable: corporate leverage is higher, default rates are rising and with oil hovering near $ 40, energy issuers are at risk.

Convertible debt is a form of debt financing that has a feature to convert debt into equity usually at the option of the investor in the event of a default on the repayment of a...

Participants in the 401 (k) plan were automatically enrolled into the plan at a 6 % default deferral percentage which automatically increases 2 % per year up to a maximum of 16 %.

And then there is the matter of allowing the public to assess counterparty risks building up at our insured banks after AIG sold credit protection derivatives (credit default swaps) across Wall Street that it could not pay in the crisis, forcing another massive government bailout.

To qualify for a Direct Consolidation that may be serviced by FedLoan Servicing, the borrower must be out of school and have at least one Direct Loan or FFELP loan that is in grace, repayment, deferment, forbearance, or default status.

Investors are «very happy to hold Canadian debt» because of limited default risk, said Matthew Strauss, senior currency strategist at RBC in Toronto.

Under the Connecticut bill, employees who are at least 19, make at least $ 5,000 a year and work for companies that employ five or more workers and don't offer a retirement plan would automatically be enrolled in the state - run plan (a Roth IRA) at a default contribution rate of 3 %, according to the National Association of Plan Advisors, which cites the Connecticut Post.

If you include at least one other eligible loan in the consolidation, you're eligible to reconsolidate a defaulted FFEL Consolidation Loan if you meet either of the two requirements described above.

It is wishful thinking to imagine that the most extreme economic, debt and investment bubble in history was corrected by a mild economic downturn, a market decline that leaves stocks at 21 times peak earnings (higher than at the 1929 and 1987 peaks), and just a few large - scale defaults from a corporate debt position which continues to claim a record share of operating earnings to finance.

Attempts to export its excess savings can only lead to one of three outcomes: A) global growth rises because Europe's savings are all directed at developing countries with significant infrastructure investment needs and insufficient capital, B) global growth drops sharply, global unemployment rises, and China's adjustment becomes all but impossible, C) international trade and capital flows collapse in a repeat of the 1930s, so that Europe is forced to resolve its savings imbalance either by a massive increase in unemployment or a wave of sovereign defaults.

You will not receive cash back if your Card account is cancelled or in default at the time of fulfillment.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

A steady drop in the quality of the oil Venezuela exports, as well as default on payments to various refineries, have whittled away at whatever confidence was left in the Venezuelan government.

The Financial Services Authority (OJK) said it was considering setting a cap on interest rates and the size of loans offered by fintech firms, in a move aimed at minimizing the risk of defaults.

The House that Brian Moynihan kinda, sorta owns, by default, closed at below $ 23 yesterday and our guess is that the best performing large bank of the past six months will give up more in coming weeks.

«What we try to do in the book is really break it down, and look at the market from all different angles, and see how investors are best served in playing the market, «says Comes, who adds that headlines about defaults and municipal bankrupcties actually can be a positive for investors.

The surreal scene, playing out in a squat concrete building at the park on the outskirts of Buenos Aires, is the latest twist in the long - running battle between Fernandez's administration and investors that refused to settle after the country's 2001 bond default.

Although data are spotty at this point, indications are that default recovery values are falling in emerging markets as the universe becomes more diverse.

Paul - Martin Foss, our good friend at the Carl Menger Center, wrote a very nice post a few days ago concerning how the Fed may be getting itself tangled - up in an impending Greek default, through its swap lines with the ECB.

Although he says he is not sure whether the market will suffer $ 10 billion or $ 30 billion in defaults, he is certain that there will be a panic at the margin, and Muni bonds from the highest - rated on down will fall, in part because other investors tend not to step to invest.

To approve your loan, lenders want to make sure that you will make your monthly loan payments on time and are not likely to default on your loan at any point in the future.

Second mortgages are so - called because, in the event of default, the holder of a home's first mortgage has first claim against monies recovered at auction.