Sentences with phrase «what amount of premium»

Once you have made a decision to buy permanent insurance, you then need to determine what kind of policy to purchase and what amount of premium to pay.

Next important thing to check is what amount of premium you will have to pay and for how long in order to receive the sum assured you want.

Not exact matches

That's a significant amount of growth for what's predominantly a premium service, but the company wants more.

The property settlement agreement should specify the policy death benefit amount, the type of life insurance policy, what the policy is intended to secure, and who make the premium payments.

The up front premium is either.5 % or 2.5 % of the maximum claim amount depending on what percentage of the loan is being utilized.

Furthermore, if upon further analysis one could find that this company in fact generates an extraordinary amount of cash flow that inflows through the business, one could attempt a proxy fight and offer all the current shareholders a premium to what the company is proposing.

At time of issue you need to pay the insurance carrier an amount equal to the difference in price between the term policy and what the premium payments would have been had you bought a whole life policy in the first place.

Insurers determine to what degree each factor impacts the frequency and amount of payouts and come up with a formula for calculating a premium based on your characteristics.

It's not just insurance companies who can lower your premiums; if you want to lower what you pay each month or each year, you can request a higher deductible or even, in some cases, a lesser amount of coverage.

Then the amount of coverage (and what you pay in policy premiums) will decrease as your insurance needs decrease.

However, because you do not have to qualify, premiums are typically higher than what a healthy person would pay for the same amount of coverage under a policy that went through medical underwriting.

Sold Komag [KOMG] because of the merger, and the arb premium (amount of incremental gains from holding on until deal consummation) was less than what I could earn in cash.

Notably, these limits only apply if the amount of advanced tax credits was too high, such that the taxpayer was overcredited and needs to pay back the excess amounts received; if the credits were too low, there is no limit on what the taxpayer can receive in additional credits when the tax return is ultimately filed (beyond the limits of the premium assistance tax credit itself) in the event that income dropped significantly and a higher credit was due.

Now what that means is it not only increases the cost of the product as part of that amount that you've got to pay at the start, but it means that you're paying interest on your premium as well, because it's part of the loan.

What is different between whole life and universal life is that with whole life, premiums and the amount of the death benefit are fixed.

I read it's 30 % of premiums excluding first year and any additional term rider / accident rider premium.In that case the amount would be very low to what I have paid for these years.

That's because of exactly what you describe: the employer will often cover a higher amount of the employee's premium than other family members.

This is similar to the other deals, where the premium paid is roughly half the amount of what BRK could have ot pay out at maximum.

What this really amounts to, by all accounts, is the introduction of «premium» mods and a two - tier system — paid - for mods either produced, or vetted by, Bethesda, and a second tier consisting of all other content which is free (not necessarily of a lower quality, we might add; just not curated by Bethesda).

What of incurred costs which on budgeting amounted to # 108,000 of a # 197,000 total excluding success fee and premium?

During 2007 through 2014 the average annual cost of these claims was $ 5,935 per civil litigation practitioner, an amount far in excess of what was collected in premiums (including civil litigation transaction levies).

Part of what determines the appropriate premium amount to charge a customer is based on the insurer's assumed rate of return on its long - term investments.

Most guaranteed issue plans have what's referred to as a two - year «graded» benefit which states that during the first two years, if you die, you only get back your premiums plus a small amount of interest.

Whole Life Insurance: This is permanent life insurance that often comes with a building interest rate that will actually increase the amount of benefits above and beyond what your premiums will cover.

If it happens that your health deteriorated during the period of the initial insurance, what will be the changes in the premium amount of the renewed policy?

The amount of the premium often determines how much coverage you receive and what your potential out - of - pocket cost is going to be.

What this means is that if you've recently paid off your house and are still paying the same amount of money for your home insurance premiums, you might be paying far too much.

Flat extra costs are what are attached on top on the base premium, calculated as a dollar amount per thousand of coverage.

For people to find out what insurance policy is best and most affordable, there are a number of online insurance calculators that can show people what their premiums would be and the amount of money that an insurance policy can pay out.

Then the amount of coverage (and what you pay in policy premiums) will decrease as your insurance needs decrease.

But, what makes universal life flexible is the fact that the policyholder can adjust the frequency and the amount of premium payments — within certain guidelines — to better fit their needs.

You want to evaluate all of these items instead of simply making a decision based on premium amounts because these things combined are what comprise the true value of a policy.

If your ability to pay life insurance premiums is such that you can afford the desired amount of life insurance under either type of policy, it is then appropriate to consider the second question — what type of policy to buy.

Because auto insurance has become commoditized, the focus often shifts to the premium amount as the primary point of comparison, which is fine as long as you don't lose sight of what it is you are trying to protect.

A lot of times, Edina tenants don't really know what this deductible can do to their premiums and they just select a random amount.

Therefore, the amount of life insurance coverage and at what premium one life insurance company underwrites for you will probably not be the same at another life insurance company.

For instance, what would the premiums look like for comprehensive coverage of X amount on Car A and Car B?

Then calculate what annual rate of return you'd need on that money to beat the amount you'd get back from a return - of - premium policy.

This means that even after the insured has passed away, the total amount of premium that he or she paid into the policy over time — combined with such funds» invested return — will be more than what the insurer will pay out in the form of a death benefit on the policy, resulting in a profit to the insurance company.

It's not just insurance companies who can lower your premiums; if you want to lower what you pay each month or each year, you can request a higher deductible or even, in some cases, a lesser amount of coverage.

The 7 - pay test determines whether the total amount of premiums paid into a life insurance policy, within the first seven years, is more than what was required to have the policy considered paid up in seven years.

What this means is if death is to occur within the first two years after policy issue, your death benefit will be limited to your amount of premiums plus 12 % per year, unless in the first 2 years death is accidental, in which case if pays out the full death benefit.

It is the responsibility of the monthly renter to determine how much coverage is appropriate and the premium charged for monthly renters insurance will be based partly on what that amount is.

One of the down sides of obtaining life insurance with no medical exam is that the amount of coverage you can secure is far less than what you can get with a traditional underwritten term policy, such as a million dollar term life insurance policy at at affordable premium rate.

Both things considered, cutting your policy's coverage amount in half probably won't result in a premium that's fifty percent of what you're paying now.

What we mean by flexibility is that you have the opportunity to change your premiums or coverage amount at any time of the policy because as you grow your needs will grow.

There is no better way to get a high amount of protection with a low monthly premium to protect what's important.

You can choose to get a small amount of coverage or a large one, but what you do select will affect your premiums.

This information can help you determine what the average insurance premium should be for a home in your area based on the coverage amount you need and the age of the property.

Knowing what discounts you are eligible for will help reduce the amount of money for premiums and will help compare insurance quotes later on.