You'll learn the difference between collision coverage and comprehensive coverage,
what bodily injury liability provides, when you need an SR - 22 insurance document, and more.
To ensure their financial security, drivers should know
what bodily injury liability covers and how it works.
Don't know
what bodily injury liability covers?
If you have recently been involved in an accident, you may have questions about
what bodily injury liability involves.
Not exact matches
But once you understand that your
liability coverage is designed to pay for
bodily injury or property damage that you do to someone else accidentally (i.e., through your negligence), you can then gain a better understanding of
what the policy language means to your lifestyle.
Liability coverage on your renters insurance is
what pays for
bodily injury or property damage that you cause to others.
Liability — This is
what pays for damages that you accidentally cause to someone else, in the form of
bodily injury or damage to their property.
Liability coverage on Georgia renters insurance is
what protects you when someone claims that your negligence led to them suffering
bodily injury or property damage.
What is Texas
bodily injury liability?
Depending on the state, you're required to purchase anywhere between one and three types of insurance:
Liability insurance: Split up into two parts, bodily injury (BI) and property damage (PD), liability insurance is what covers you if you hit another driver and, you guessed it, cause injury to their body or damage to their
Liability insurance: Split up into two parts,
bodily injury (BI) and property damage (PD),
liability insurance is what covers you if you hit another driver and, you guessed it, cause injury to their body or damage to their
liability insurance is
what covers you if you hit another driver and, you guessed it, cause
injury to their body or damage to their property.
What it does cover is your
liability for property damage and
bodily injury, as well as losses to your personal property from perils named in the policy.
Liability coverage on Georgia renters insurance is
what protects you when someone claims that your negligence led to them suffering
bodily injury or property damage.
Liability coverage is
what pays for
bodily injury or property damage caused by your negligence.
But
what's more compelling, perhaps, is the simple fact that having the option of personal
injury protection allows the claimant (the covered party) to receive compensation for the cost of their own
injuries from their own auto insurance coverage, a feature not found on
liability policies»
bodily injury provisions.
Colorado actually requires insurance companies to offer you this coverage in amounts equal to
what you select for
bodily injury liability, so it's worth asking your insurer about your options for adding it — it might not raise your premium by as much as you think.
Liability coverage is
what protects you if you're sued because someone thinks that your negligence caused them to suffer
bodily injury or property damage.
What's more, you need
bodily injury liability and property damage
liability coverage to help pay for
injury to others or damage to others» property if you are at fault for the accident.
That's why it's important to consider
bodily injury liability coverage limits that are higher than
what your state requires.
But once you understand that your
liability coverage is designed to pay for
bodily injury or property damage that you do to someone else accidentally (i.e., through your negligence), you can then gain a better understanding of
what the policy language means to your lifestyle.
Policies with only
what the state requires for
bodily injury and property damage
liability protection cost significantly less than those with much higher limits of coverage.
So between a driver's mandated coverage (personal
injury protection, property protection, and residual
bodily injury and property damage
liability coverage) and the Michigan Catastrophic Claims Association — which is a special fund set up to cover
what insurers won't — victims of a crash receive unlimited medical coverage for as long as they need it.
Liability coverage on your renters insurance is
what pays for
bodily injury or property damage that you cause to others.
Liability — This is
what pays for damages that you accidentally cause to someone else, in the form of
bodily injury or damage to their property.
General
liability coverage is usually
what most states expect, with
bodily injury liability and property damage
liability being the top two.