I always thought a chapter 13 Bankrupcy was for 7 years, however in 2001 I had a Chapter 13 and it was dismissed 5 months later as I left out an electric bill I think is
what they said so I had to pay off all the debts that were listed in this chapter 13 and not only did we pay
everything off but then to find out that because they dismissed the bankrupcy that I had to keep the bankrupcy
on my
credit report for 10 years even though if it had been discharged it would only be 7.