Sentences with phrase «what financial changes»

From the economy and pensions to fuel duty and a sugar tax, what financial changes is Osborne ready to unleash?

Not exact matches

«On the other hand, financial conditions do change, and it's our collective responsibility both to monitor those changes and to communicate truthfully to the public what we see.»

When working with boomers, financial professionals need to change their language from «planning for retirement» to «what are your retirement plans.»

Michael Kay, president of Financial Focus in Livingston, N.J., says everyone has a money biography that influences their financial decisions, and it's important to understand what motivates financial behaviors in order to change them, iFinancial Focus in Livingston, N.J., says everyone has a money biography that influences their financial decisions, and it's important to understand what motivates financial behaviors in order to change them, ifinancial decisions, and it's important to understand what motivates financial behaviors in order to change them, ifinancial behaviors in order to change them, if needed.

If you have someone who can't keep a dollar in their pocket, what are the chances that any financial plan will work unless they change their behavior?»

«You can't change inherent values, but if you know what they are, you'll be better equipped to negotiate future financial decisions and understand where you can and can't compromise,» Beck notes.

The company's chief financial officer David Wells says the amount isn't significantly more than what it is otherwise paying third parties, to the point where, «We're not going to be interested in doing something that's going to meaningfully change the economics for us on that.»

Several of those groups, including the National Restaurant Association, the Retail Industry Leaders Association and the Food Marketing Institute, had been fighting hard for what they referred to as «transition relief,» extra time for companies that must provide health insurance to their workers under the new law to implement the changes without having to fear financial penalties for not doing so properly.

Investors who know their financial history understand that this type of what we might call «regime change» is to be expected.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

Delaney said he sees two events unfolding: «The existing players... will adopt this rule, make changes to their business models as needed, and they'll work hard to keep every one of their customers because one of biggest costs that financial services companies have are what's called customer acquisition — meaning the money they spend for customers,» he said.

This set of monetary policies affects financial asset prices in a different way compared to changes in short - term interest rates, and we should be humble about what we claim about understanding the importance of this distinction.

From our perspective, the financial sector side, in what sense does climate change pose new or different risks to the financial system, all the way from the obvious, such as the concept of stranded assets, which you've got lending all against those things?

As long as financial and energy giants are more concerned about stranded assets than they are about climate change, what chance really do we have?

AARP: Retirement Planning CFA Institute: Retirement Security Choose to Save: Ballpark E$ timate ® Edelman Financial Services LLC: Retirement & Estate Planning Financial Mentor ®: Retirement Calculators How to Save Money for Retirement (retirement savings guide) IRS: Adding Automatic Enrollment to Section 401 (k) Plans — Sample Amendments IRS: Changes in Your Life May Affect Retirement Planning IRS: Help with Choosing a Retirement Plan NEFE Financial Workshop Kits Retirement Series Preparing for Retirement from DOL Save it Like You Mean It: The (Non-Scary) Guide to Retirement Planning Saving Matters from DOL U.S. Department of Labor: Taking the Mystery Out of Retirement Planning WISER: What Women Need to Know About Retirement

This feature article draws on recent work by the Committee on the Global Financial System (CGFS) to investigate trends in market - making and what they mean for the financial system (CGFS (2014)-RRB-.2 We use a simple conceptual framework to assess how supply and demand for liquidity have changed in fixed income markets, particularly in markets for sovereign and corporaFinancial System (CGFS) to investigate trends in market - making and what they mean for the financial system (CGFS (2014)-RRB-.2 We use a simple conceptual framework to assess how supply and demand for liquidity have changed in fixed income markets, particularly in markets for sovereign and corporafinancial system (CGFS (2014)-RRB-.2 We use a simple conceptual framework to assess how supply and demand for liquidity have changed in fixed income markets, particularly in markets for sovereign and corporate bonds.

Owners were then asked what effect, if any, each change would have on their business and their personal financial situation if it were implemented.

Read our articles featured in the Financial Times that highlight the changing entrepreneurial mind - set and what now drives them to success.

What innovations or changes in the delivery of financial advice have occurred that can be at least partially attributable to the rule?

Everything related to money and what financial services do — we can expect there can be a lot of disruptive changes as a result of these technological advances.

«A lot of the expectations about what these financial stocks would be worth have changed,» Kinahan said.

In the remainder of my lecture I would like to cover both these topics, plus two other issues: what does the Reserve Bank need to do to fulfil its financial stability responsibilities; and whether the changes we have seen in the structure of financial systems over recent decades have made the system more or less stable.

Innovation & development: How cryptocurrencies can be viewed through conventional innovation frameworks, what this unique positioning tells us about their future as a technology, and what possibilities exist for cryptocurrencies in developing countries as crucibles of transparency, positive change and financial inclusion.

In the wake of America's 1907 financial panic, the Aldrich - Vreeland Act of 1908 created a «National Monetary Commission... to inquire into and report to Congress at the earliest date practicable, what changes are necessary or desirable in the monetary system of the United States or in the laws relating to banking and currency...» [1] The Commission's thirty - five monographs provided an exhaustive study of central banking structures and commercial banking policies, laying the groundwork for what in 1913 became the Federal Reserve Act.

With all of the innovations in the financial industry since the 1970s, the definition of exactly what cash is has changed as well.

To what extent, if any, does volatility change your financial goals?

With less up for interpretation by investors, what will the impact be on wealth managers in this changing financial services regulatory environment?

I learned this not from a class in feminist studies, but from Jesus — who was brought into the world by a woman whose obedience changed everything; who revealed his identity to a scorned woman at a well; who defended Mary of Bethany as his true disciple, even though women were prohibited from studying under rabbis at the time; who obeyed his mother; who refused to condemn the woman caught in adultery to death; who looked to women for financial and moral support, even after the male disciples abandoned him; who said of the woman who anointed his feet with perfume that «wherever this gospel is preached throughout the world, what she has done will also be told, in memory of her»; who bantered with a Syrophoenician woman, talked theology with a Samaritan woman, and healed a bleeding woman; who appeared first before women after his resurrection, despite the fact that their culture deemed them unreliable witnesses; who charged Mary Magdalene with the great responsibility of announcing the start of a new creation, of becoming the Apostle to the Apostles.

AA, religion, christ himself, science satanisim, math, medicine or whatever it is you choose to turn to try to get out of pain, remorse, guilt, anger, selfishness, legal problems, drug / alcohol abuse, financial ruin or any other negative result producing situation that you have brought upon yourself if it changes you for the betterand helps others feel better about you or themselves who cares what, who, or how someones higher power works!!!

After reading a life changing book, I chopped up my credit cards; it was time to set myself free from the worries of «what - ifs» in life and to make financial health a priority.

The Malaga manager Mr Pellegrini said at the time: «Economically, the club had to make a change based on what had been proposed [there was a lot of financial trouble — owner threatened to pull out over TV money] and we had to sell Santi Cazorla.

What is the solution to pre-empty this could be unfavourable changes of FFP to Arsenal weaker financial strength?

there is no doubting that Arsene has helped to provide us with some incredible footballing moments in the formative years of his managerial career at Arsenal, but that certainly doesn't and shouldn't mean that he has earned the right to decide when and how he should leave this club... there have been numerous managers at each of the biggest clubs in Europe throughout the last decade who have waged far more successful campaigns than ours yet somehow and someway each were given their walking papers because they failed to meet the standards laid out by the hierarchy of their respective clubs... of course that doesn't mean that clubs should simply follow the lead of others, especially if clubs of note have become too reactionary when it comes to issues of termination, for whatever reasons, but there should be some logical discourse when it comes to the setting of parameters for a changing of the guard... in the case of Arsenal, this sort of discourse was largely stifled when the higher - ups devised their sinister plan on the eve of our move to the Emirates... by giving Wenger a free pass due to supposed financial constraints he, unwittingly or not, set the bar too low... it reminds me of a landlord who says he will only rent to «professional people» to maintain a certain standard then does a complete about face when the market is lean and vacancies are up... for those who rented under the original mandate they of course feel cheated but there is little they can do, except move on, especially if the landlord clearly cares more about profitability than keeping their word... unfortunately for the lifelong fans of a football club it's not so easy to switch allegiances and frankly why should they, in most cases we have been around far longer than them... so how does one deal with such an untenable situation... do you simply shut - up and hope for the best, do you place the best interests of those with only self - serving agendas above the collective and pray that karma eventually catches up with them, do you run away with your tail between your legs and only return when things have ultimately changed, do you keep trying to find silver linings to justify your very existence, do you lower your expectations by convincing yourself it could be worse or do you stand up for what you believe in by holding people accountable for their actions, especially when every fiber of your being tells you that something is rotten in the state of Denmark

A continuing gradual decline is what awaits us unless there is a radical change in the Clubs financial policy in the transfer market.

Giroud — unless he was willing to be the super-sub without throwing himself on his sword in the press every ten minutes, as he simply represents all that has been wrong with this club since the sale of RVP... his presence on the pitch makes it impossible for us to make the necessary changes to our offensive scheme... just think about what teams were interested in him, besides the bullshit about Dortmund... it was West Ham, Everton and Marseille, none of which have the history, supposed aspirations or financial resources to create a one - touch forward - thinking offensive scheme

We also have the same money taking and making American with no love or interest other than financial in AFC, so tell me optimistic ones what has changed and what do you believe will be different this time around?

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Over the last four years, Wenger has had a fantastic opportunity to win the league what with the stadium paid off, financial restraints lifted, and all of our rivals weakened as they all went through their respective transitional periods, because all of them changed managers.

When I say I don't believe in marriage, what I mean to say is: I understand the financial and legal benefits, but I don't believe the government or a church or a department store registry can change the way I already feel and behave.

Certainly, he had inherited the former Prime Minister's eagerness for America to be involved in other nations» affairs (something which is anathema to the old left who see that country as a bullish, neo-colonial world policeman), saying to an American who queried what was wrong with U.S. disengagement that it was very concerning because only America has the financial resources and will power to cause large, lasting change in the world.

What's more, families are paying an emotional price too: three in five (60 %) parents have experienced increased levels of stress and anxiety as a result of changes in their financial circumstances and a third (33 %) suggest that they have resulted in relational problems with family and friends.

The Division of Budget, part of the Cuomo administration had initially declined to release its mid-year budget report citing market uncertainty (it's unclear what's changed between this week and last week that provides more certainty to the state financial markets).

He now has enough financial backing to travel all over the world gathering footage for his work - in - progress — title as yet unannounced — documenting the effects of climate change, from Africa to Iceland to the Amazon, and what people are doing about it at the grassroots level.

(it's unclear what's changed between this week and last week that provides more certainty to the state financial markets).

The financial crisis of 2007/8 was a staging post on the Greek journey to Syriza but whether it profoundly changed what British voters want from their political leaders — whether we really took a «post-liberal» or any kind of political turn — remains debateable.

Changes to financial industry regulation since the crises of 2008 have moved towards making individuals responsible for what their companies do or don't do, to protect clients and the market.

Not only are Americans deeply divided on what to do about health care, budget deficits, financial markets, climate change and more, but government is also failing to execute settled policies effectively.

By drawing on previous studies, Dietz estimated what proportion of the population could realistically be persuaded to change their behaviour using financial incentives, mass - media campaigns and so forth.

And if you watched, you might remember that I always asked my guests this question: if you could tell someone one thing to change about their lifestyle that would have a profound effect on their general wellbeing, without a huge financial investment, what would it be?

If your financial, family, personal situation won't allow you to make large immediate changes, what small thing can you change today or in the short term to change the course of your happiness?