Sentences with phrase «what financial planners»

If you follow the old saying of not putting all your eggs in one basket (what financial planners call «diversifying your risk»), you may want to consider taking out some fixed rate and some variable rate loans over the course of your college career.

What financial planners like about the 15 - year mortgage is that it is effectively «forced saving,» in the form of equity in an asset that normally appreciates (although, like stocks, homes rise and fall in value.

What financial planners need to know about reverse mortgages is that it could potentially help preserve their clients» portfolios.

That's because you've entered what financial planners like to call the «mass - affluent» class of investor.

Here's what financial planners say you should do to make another door open quickly.

Now that you know what a financial planner does, you need to decide whether or not hiring one is right for your financial situation.

What a financial planner advised me to do was concentrate on 12 months of mortgage payments saved for the e-fund.

While my list of such advisors and fee - only India (an association of pure fee - only advisors) has slowly but surely gained popularity among the investor community, one sore point is that a few of their potential clients do not understand what a financial planner will and will not help.

With all of their different specialties and titles, it can be difficult to understand what a financial planner does.

Among all I am the one losing less amount and I am very Happy what my Financial Planner had recommended me last week to STOP paying any futher.

Not exact matches

I coach a financial planner and we did a little market research on what his clients value the most in him.

Bush should figure out what he wants his investment strategy to be and then set a plan, the financial planners agreed.

All young people can do is base their options on what the current health - care rules are today, said Carolyn McClanahan, both a certified financial planner and an M.D. «The number one thing young people need to do is continue to scream at the politicians to get some good health legislative policy in place,» said McClanahan, founder and director of financial planning at Life Planning Partners.

Here are 10 tongue - in - cheek suggestions for what to do after meeting with a financial planner.

Getting small - business owners, whose lives often revolve around work, to examine what gives their lives meaning is not always easy, say financial life planners who are trained to help clients explore what they really want to do with their money.

While the nature of every meeting is unique, as the needs of every client will vary, here's a typical outline of what your conversation with a financial planner may look like:

Says Doug Mollin, a financial planner with ProPlan, in Elmhurst, N.Y., «You could wind up in a situation where the school expects your child to sell off your company's stock in order to pay the tuition bill — not exactly what you had in mind.»

«A lot of it comes down to time and convenience, and what's best for you as a consumer or business,» says Jeffrey Hausinger, a Certified Financial Planner and senior financial adviser with Merrill Lynch in TamFinancial Planner and senior financial adviser with Merrill Lynch in Tamfinancial adviser with Merrill Lynch in Tampa, Fla..

Traditionally, different types of insurance — life, disability and long - term care, for example — have been bought separately on what Thomas Henske, certified financial planner and partner at Lenox Advisors, calls an «a la carte» basis.

It's important to focus on what you can do today as well as down the road, said Douglas Boneparth, a certified financial planner at Life and Wealth Planning in New York City.

«Identifying what you value can help you shape your financial goals... and navigate what type of financial strategy is appropriate for you,» says Certified Financial Planner Ariel financial goals... and navigate what type of financial strategy is appropriate for you,» says Certified Financial Planner Ariel financial strategy is appropriate for you,» says Certified Financial Planner Ariel Financial Planner Ariel Anderson.

Financial planners call this tax diversification, and it's generally a smart strategy when you're unsure what your tax picture will look like in retirement.

In consultation with a divorce financial planner, who can assist you in gaining financial control from possible economic uncertainty, account for budgetary projections and calculate what realistic financial resources you will have to pay for your retirement.

«The media is inundated with suggestions on what to do with your portfolio, making investing seem more complex than it actually is,» says Oklahoma - based Certified Financial Planner

«The media is inundated with suggestions on what to do with your portfolio, making investing seem more complex than it actually is,» says Oklahoma - based Certified Financial Planner Shanda Sullivan.

«You can bet correctly on the presidential election, but the potential damage from guessing wrong about what will happen [in the financial markets] is much greater than any benefit you'll likely see,» said certified financial planner Tim Maurer, director of personal finance for Buckingham and The BAM Alliance.

You may also want to consult with a licensed financial planner to determine what investment options work best for you.

From New York City's bankruptcy to Puerto Rico's insolvency and Third World debtors subjected to IMF «austerity programs,» national bankruptcies shift control to centralized financial planners in what Naomi Klein has called Crisis Capitalism.

CFP certification is based on what the Certified Financial Planner Board of Standards, Inc. calls the «four e's.»

Before 2008, few financial planners focused on what is called «sequence risk» — the danger that big losses early in retirement can upset your plan to live off your investments.

Contrary to what many financial planners suggest, some retirees are living on less than they expected while they were preparing for retirement.

«People often don't know exactly what their goals are, but financial planners can help clients realize their dreams beginning in the initial meeting,» she says.

What is a fee - only financial planner?

Consumers often postpone a visit to a financial planner, skip going to the gym, or put off having a drink with a friend just because they are so close to completing what they are doing at the moment,» write authors Ji Hoon Jhang (Oklahoma State University) and John G. Lynch Jr. (University of Colorado).

«Whether my clients want a referral to a real - estate agent, financial planner, stylist, salon, vacation, or new restaurant, I'll do what I can to point them in the right direction.»

Creator, organiser and lead sponsor, True Bearing Chartered Financial Planner's Chairman, George Critchley said: «What a fantastic year we had.

Ask your financial planner «What rate of return do I need to reach my goals?»

An accountant or financial planner can help you figure out how taxes will impact you in retirement and what strategies you can use to minimize your tax bill.

First, identify what you're saving for, says Noel D'Souza, a certified financial planner with Money Coaches Canada in Toronto.

«With so many different accounts, no one has a clear picture of what it costs to run the household,» says Diane Dekanic, a certified financial planner and owner of Financial Health Management infinancial planner and owner of Financial Health Management inFinancial Health Management in Calgary.

I strongly advise anyone looking to hire a financial planner to give some thought as to what they are looking for in terms of advice.

What type of financial planner do you prefer?

Renée Verret, a Toronto financial planner, advises her clients to start off by window shopping for materials so they know what they cost before they commit to a project.

A financial planner can meet with you once a year to get an overview of your finances, point out your weak spots and explain what you need to do to reach your goals.

If you're not sure what your financial goals should be or need help managing your money, seek the help of a financial planner.

Talk to a financial planner about your insurance plans and what a policy can do for you.

As a financial planner that is what makes my profession fun and challenging.

So what is a fee - only financial planner?

Investments: Who is your financial planner, and what is their contact information?

Why we like it: As a Certified Financial Planner, Conway knows that how we react to money is just as important as what we spend it on.