Sentences with phrase «what future income»

And maxing out your retirement contributions as early as possible in your life just makes sense — that money will have years and years to grow, regardless of what your future income looks like.

For everyone in between, who can say what their future incomes will be?

Not exact matches

On our current course, we're headed for a morass of punitive taxes, puny growth, and stagnant incomes for workers — a future that's the precise opposite of what Trump champions.

The bill's main objective — capping future government spending on healthcare at rates that won't gobble up a bigger and bigger share of national income, as well as leaving more resources for investment and entrepreneurship — is exactly what government needs to do.

Five ways to help protect what you've saved and ensure that your income needs are met — now and in the future.

A few people asked me to show similar charts on bonds, as many investors are wondering what the impact of a potential rise or sideways slog in rates could do to future returns in fixed income.

We jeopardize future income gains if we are unable to sustain support in the United States for what has been a relatively open trade policy.

From what I can tell if you are paying less taxes on the income you are depositing than the extra you would be able to deposit into a pre-tax retirement account it makes sense to utilize a roth ira as long as you plan to hold the ira until retirement and your retirement is more tha 5 years in the future.

What Canadians got on March 29th was a budget that will be remembered most for getting rid of the penny and telling future seniors, particularly low - income seniors, that they will have to work longer before they can receive Old Age Security (OAS) and the Guarantee Income Supplement income seniors, that they will have to work longer before they can receive Old Age Security (OAS) and the Guarantee Income Supplement Income Supplement (GIS).

You're still working, but retirement is in the near - enough future that you're finally getting a clear picture of what your nest egg, income and expenses will look like.

What's also interesting about Vietnam is that the savings rate is one of the highest in the world — Vietnamese save an overwhelming percentage of their incomes to invest in the future.

Remember what Irving Fisher told us in The Debt - Deflation Theory of Great Depressions: The public psychology of going into debt for gain passes through several more or less distinct phases: (a) the lure of big prospective dividends or gains in income in the remote future; (b) the hope of selling at a profit, and realizing a capital gain in the immediate future; (c) the vogue of reckless promotions, taking advantage of the habituation of the public to great expectations; (d) the development of downright fraud, imposing on a public which had grown credulous and gullible.

A helpful summary of what might drive Germany's negotiations with the UK over Brexit and the future of the European Union, notes recommender Sriram Reddy, an investment strategist within the Global Fixed Income Group and the BlackRock Investment Institute.

Tax - free income is what I need in the near future, and this would appear to deliver.

Consequently, no matter what the Fed does or does not do, real values, including real incomes, are going to remain depressed into the foreseeable future.

See what happens to your future retirement security if you add income from a retirement job, delay Social Security or tap into home equity.

So, when you or your financial adviser estimate future performance, ask: What are the sources of this expected return (income, inflation, capital appreciation and so on)?

This option can often be useful for people that currently have high incomes that can cover the costs, and want to lock - in coverage for their family no matter what happens to their income in the future.

I made some adjustments to what I will be capturing in future updates to better reflect the passive income from my investments.

When you spend time with the Wies, talking with them about their future and how they might still shape or avert or even avoid the incoming waves of pressure and responsibility, you get the sense that they are still a little naive about exactly what awaits them.

A top question from a user called Jeff with 10 votes is: «What specific actions will you take to ensure that future residential real estate development creates new housing for middle - income households, not just wealthy ones?»

Charles Kennedy: Well what we're saying to people is that if you don't invest in the future of the country, and if you pull up the ladder of opportunity that people like you and me have benefited from, and deny them the chance to go to university, then their very capacity to get in to a higher income bracket in later life, is going to be diminished.

The impact for this particular group of students is likely to be much less, unless you make the bizarre assumption that it is only the diploma — not what the student learns — that affects job prospects and future income.

Well, here are a few simple ideas to try: 1) Tell your friends and family what you're up to and make them promise to keep the distractions to a minimum; 2) treat yourself with something exciting when you achieve your milestones on time; 3) when you get distracted, write the random ideas down to follow up afterwards - it will help you stay in the moment; 4) visualize a steady decline in future incomes every time you waste time on unplanned tasks.

He comments that, at the end of the day, he wanted his students to understand that what they put in to their education would have a lasting impact on future income and life opportunities.

With the statute authorizing state standardized tests due to expire in June 2014, the incoming Legislature is facing some hard decisions on the future of the state testing system: What subjects should be tested, for whom, how often (not every year in every subject, perhaps), at what cost, and, perhaps the biggest question, for what purpWhat subjects should be tested, for whom, how often (not every year in every subject, perhaps), at what cost, and, perhaps the biggest question, for what purpwhat cost, and, perhaps the biggest question, for what purpwhat purpose?

We think the best way to break this link between family income and educational attainment is through better use of evidence: looking at what has — and has not — worked in the past can put us in a much better place to judge what is likely to work in the future.

I think that it's very clear here in Arizona that we have an opportunity to be the blueprint for the West when it comes to how we think about education and attainment; and I think for us, our vision really is to make sure that the Arizona workforce and economy gets what it needs from this opportunity group of low - income, first - generation, and diverse students to really make the economic future of Arizona exceptionally bright.»

This figure, based on a family's income, assets, debts, and future obligations, is an estimate of what a family can be expected to pay for college.

You never know what will happen in the future, so it's nice to have some income diversity.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

In setting your initial withdrawal rate, you'll also want to consider how much of your expenses you can cover from Social Security and any pensions, what other resources you have to draw on (home equity, income from an annuity, cash value life insurance, income from a part - time job) and how much of your retirement spending goes to essential expenses that you would have a hard time trimming vs. discretionary items that leave you with a lot more leeway cutting back should you need to in the future.

The key to an effective tax - loss harvesting strategy is to evaluate what you own and why you own it, identify investments that have lost value, and then consider the sale of some portion of those holdings to offset realized gains, expected future gains, or even income.

What is the best way for her to manage this lump sum from a tax and future retirement income perspective?

When designing an income plan Joanna needs to look ahead to future years and anticipate what government benefits, credits and clawbacks she may receive.

It's less clear what will happen to commodity ETFs that use futures but do not distribute any income.

What is your future income goal?

People who buy real estate are providing what the market has determined is fair value for future rents, and are therefore not seeking «rent» in the sense of income without contributing to the economy.

Remember, the lender is looking out into the future — so since your payment could rise if your income does (and it caps at the standard 10 year plan amount), that is what's used for your debt to income ratio.

One other word of caution if you already tapped your equity to pay off unsecured debt and face foreclosure in the future is that many lenders are reporting any forgiven debt (the difference between what you owe and what the bank collects) to the IRS as taxable income to you.

Know What to Expect Future income payments are based on how long you wait between the time you purchase the Guaranteed Income Builder and the time you take the income, as well as your age and your purchase payincome payments are based on how long you wait between the time you purchase the Guaranteed Income Builder and the time you take the income, as well as your age and your purchase payIncome Builder and the time you take the income, as well as your age and your purchase payincome, as well as your age and your purchase payments.

While you should think of life insurance as an income replacement, you have to look at the bigger picture and consider everything you need to pay for, including future expenses such as what happens in the next 10 years when your kids start to grow up.

This option can often be useful for people that currently have high incomes that can cover the costs, and want to lock - in coverage for their family no matter what happens to their income in the future.

Adding what's called a guaranteed lifetime withdrawal benefit feature to a variable annuity can introduce some protection for future income.

That is, you'll know exactly what type of income your portfolio needs to generate and for how long if the QLAC will be covering your expenses starting at a known point in the future.

If you're expecting a change in your income or debt picture in the near future, there's a What - if Calculator that can demonstrate the types of savings you can expect or how much of a loan you can prequalify for.

But if you'd feel better going into retirement with more steady and reliable income than just what Social Security and any pension will provide — or if you'd like more assurance that you won't come up short in the future — then an immediate or longevity annuity just might be worth considering.

Because a Roth conversion (or a future traditional IRA distribution) happens at the margin — on top of whatever income and deductions the clients already have — it's crucial to look at the marginal tax rate, now and what's likely in the future.

The key factor for a Going Concern analyst is an estimate of future flows, whether those flows are cash or earnings; i.e., a «what will be» approach focusing on estimated income accounts.