Be sure to read the policy to understand the deductible and
what property items are covered.
That means that you will receive an amount of money that reflects
what the property item is currently valued at, minus depreciation value.
Not exact matches
At the Town Board Meeting, there was an
item allowing the Town to clean up
what it determines as eyesores on approximately 30 private
properties.
The last chapter supplies recipes, pantry
items, and healthy substitutes to help you use these scientific
properties and make healthy meals that not only feed your body
what it really needs, but keep you full longer.
Moebius explained, «The students are participating in discussions about
what it would have been like to be notified of the evacuation and within days have to sell, store, or somehow get rid of all belongings — from
property [farms, homes, furniture, cars] to smaller
items such as household
items and clothing.
That's really a pain when you get into the kind of structured metadata many schema.org
properties take, and also makes it ambiguous
what item type you're taking
properties from.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual
property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of
what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in
Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual
property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of
what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in
Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
While this usually only comes into play with larger claims or
items where agreed value is a factor such as collectibles, it's worth knowing
what happens if you have Norfolk, VA renters insurance and you and the carrier can't agree on a value for the
property involved in the claim.
You'll want to discuss high value
items with your renters insurance expert, who can clarify
what limits, if any, may apply to that particular type of
property.
One of the things renters» insurance allows you to do is to ensure every piece of
property in your apartment so that in case you encounter any of these unfortunate events, you can call them up, fill the necessary paperwork and get the monetary equivalent of
what you lost and replace each
item.
My question is this, the auctioneer stated he did not think the motorcycle will sell for more than the $ 3000.00 my husband is owed for it is his one exempt
item allowed and the only
property he owns
what will happen if the bime does not sell at the auction for at least the $ 3000.00?
If the home you find needs a little tender - loving care, or some updates, like a new roof, contact your Mortgages Unlimited Loan Officer to discuss the
property condition, and
what items may need repair.
In order to know
what large
items are covered and which ones aren't above a certain number, you need to read the «Special Limitations of Liability» section under personal
property coverage.
What's more, this valuable
property is often not adequately covered under the theft victim's homeowners or renters insurance, leaving huge out - of - pocket costs for replacing an
item that is stolen, lost, or damaged.
If you should have to submit a claim for stolen or damaged
property, there could be a significant difference between
what the renters insurance company gives you as actual cash value versus
what you would get to replace your
property with new
items.
Mistakes are commonly made as to how a particular
item of
property is listed or valued,
what the actual equity is in that
property, and even statute citation.
Ms. Wu's comment in response seemed right to me that, while we may not be getting the intellectual
property of how they come up with the exact number, that credit score is a reflection of
what is in the narrative, and if in fact African Americans and Hispanics have lower credit scores; that's presumably maybe because they have more collection
items or more late payments.
Service: The staff is one of the winning points for the Acacia — while the front desk and housekeeping staff were as friendly as you'd expect in the Philippines, the restaurant and bar staff stood out and went above and beyond
what I'd expect in a
property in this category: They were very attentive, quick in taking orders, bringing
items or clearing the table and regularly asking if there was anything we would need.
Lastly, you will need to determine
what items of community
property will be awarded to each spouse.
Draw a floor plan of your new
property to determine
what items you can fit, and
what needs to be left behind or sold.
Determining the value of lost
items and
what is salvageable after a devastating
property loss can be extremely difficult.
Announcer (voiceover): Then, make sure you know
what type of personal
property coverage you have: A «replacement cost» policy typically pays the dollar amount it would take to buy a new
item at the time of a claim, while an «actual cash value» policy pays the cost to repair or replace minus depreciation.
If you have renters or homeowners insurance, the personal
property coverage on that policy typically helps cover your personal
items through
what's known as «off - premises coverage.»
With this plan your personal
property is covered for Replacement Cost, this means if you have a loss, Hippo will cover
what it will cost to replace the
item, not
what it's current value is.
Besides, having such an inventory, you can see if the coverage is
what you need and depending on
what items of
property you are keeping in your home you can adjust your policy in order to secure your belongings.
What's more, this valuable
property is often not adequately covered under the theft victim's homeowners or renters insurance, leaving huge out - of - pocket costs for replacing an
item that is stolen, lost, or damaged.
That means your claim payment is based on
what it would cost to replace your
property with new
items, not the actual cash value of your old ones.
You'll want to discuss high value
items with your renters insurance expert, who can clarify
what limits, if any, may apply to that particular type of
property.
The personal
property coverage is
what covers the
items that you have in your home.
What you may not know is that personal
property coverage usually protects these personal
items even if the theft happens away from your home.
Conventional homeowners and renters insurance policies cover all the personal
property, but the deductible policyholders have to pay (typically $ 500 or $ 1,000) is more than
what most individual
items cost.
While this usually only comes into play with larger claims or
items where agreed value is a factor such as collectibles, it's worth knowing
what happens if you have Norfolk, VA renters insurance and you and the carrier can't agree on a value for the
property involved in the claim.
One of the biggest mistakes people make when considering whether they need Sherman Oaks Renters Insurance is that they add up
what they paid for a used
item, or they add up the actual cash value of their
property.
By doing this, you get a clear picture of
what you would need to replace these
items if something happened to your
property.
It's also important to know that personal
property coverage usually has certain limits on
what it will pay to replace an
item or category of
items.
It's imperative to also monitor your amount of
property protection for
items within the business premises, and to cover
what you can't afford to lose.
Take the time to sit down and have a balanced look at
what you own and how much it would cost you if your
property items were lost, stolen or damaged in some way.
Actual cash value is a way to assess your personal
property by considering
what your
item would cost to actually replace it with another
item of like quality and kind.
Without the endorsement, you would receive the depreciated value of your personal
property — meaning that the compensation you'd receive from your insurance company would be less than
what you paid for an
item.
We all invest more money than we perhaps realize in our personal
property and we tend to forget
what we actually paid for the
items we treasure and keep in our New York homes.
Most of these personal
property items are taken for granted, as once something is acquired and has been used for some time people tend to overlook the possibility of something unfortunate happening and
what it would cost to have to replace these
items.
In order to know
what large
items are covered and which ones aren't above a certain number, you need to read the «Special Limitations of Liability» section under personal
property coverage.
Since everyone has different needs for the
items that they have in their Japantown renters
property, you should always think about
what is important to you before you decide on a plan.
It would be best if you used a video camera in order to document where each
item is in your rental
property and
what each
item looks like.
You will also have video evidence to show
what the
item looked like before any disaster hit your CA
property.
Two reviewers will independently assess the suitability of the preference - based instruments for measuring outcomes in palliative care using the ISOQOL, minimum standards for patient - reported outcome measures (conceptual and measurement model, reliability, content validity, construct validity, responsiveness, interpretability of scores, translation of measure, patient and investigator burden), 43 and the CREATE checklist (descriptive system, health states values, sampling, preference data collection, study sample, modelling, scoring algorithm).44 The ISOQOL minimum standards were chosen as these standards were developed from a systematic review of published and unpublished guidance on patient - reported outcome measures, including the COnsensus - based Standards for the selection of health Measurement Instruments (COSMIN).46 To the authors» knowledge, the CREATE checklist is the only published guidance on
what key components should be reported in a valuation study.44 Information on how the contents of the instruments were developed, psychometric
properties and valuation will be used to assess the suitability of the instruments for the palliative setting; instruments will be scored on whether the domains or dimensions were developed using input from informal caregivers of people receiving palliative care (yes / no) and whether each of the reporting checklist
items has been evaluated for this population (if yes, then a score of one will be allocated) and a total score calculated.
In additon the A class
property will have nicer quality
items providing longer expected life times (
what is the life span on travertine tile: 50 years?).
It should include such
items as the date it was made, names of parties involved, address of
property being sold, purchase price, where deposit monies will be held, date for loan approval, date and place of closing, type of deed, including any contingencies that remain to be settled and
what personal
property is included (or not) in the sale.
New financing will be invested in the following: additional markets (funding looks as though it will flow more freely in 18 - hour cities), alternative assets (
what constitutes real estate will continue to expand), old is new again (older space is now a hot
item and it's making the market consider a wider range of potential investments), and alternative
property types (medical office and senior housing may see a benefit from the change in demographics, along with data centers and lab space, that may be in demand due to technical changes).