Sentences with phrase «when claiming under the policy»

Not exact matches

Timely notice is especially crucial with so - called claims - made policies, under which coverage is based on when the claim was made rather than when the event took place, says Jay M. Levin, an insurance litigator at Reed Smith.

When Secretary DeVos issued her policy changes, she was attacked from the usual quarters, with commentators claiming that she was «sweeping sexual assaults under the rug,» «protecting rapists,» and «attacking survivors.»

It may well be that no one nation, party, policy or leader can rightly claim credit for the success, but history warns us that leaders are always ready to lay claim to a people and its history, especially when historical achievements seem to be under threat.

When a particular activity comes under fire, local educators seek political cover by claiming that district or state policies (or the Common Core) made them do it.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school distclaims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school distClaims Act on negligence claims against school distclaims against school districts.

Students covered under their parent's policy are typically subject to their parents» deductible if and when a claim is made.

When you endorse roommates onto renters insurance, you also retain ownership and control of the policy as well as ownership and control of any payment for a claim under the policy.

If there are losses which could be claimed under the security deposit when you move out, the landlord can make a claim on the policy.

When reviewing the environmental impacts of fossil fuel projects under the National Environmental Policy Act (NEPA), the judges said, the agency can't assume the harmful effects away by claiming that dirty fuels left untouched in one location would automatically bubble up, greenhouse gas emissions and all, somewhere else.

When the grieving family submitted its claim for death benefits under the kidnap and ransom insurance policy the businessman had purchased and paid premiums on for many years, the large, international insurance company denied the claim without so much as an investigation.

When your insurance company denies a claim, delays payment of a claim or refuses to defend you against legal action under a commercial general liability insurance policy, seek legal assistance from experienced insurance law attorneys.

When Mr. Sbaraglia made his 2011 claim, he did so under all three policies.

He asked Samsung about making a Long - Term Disability Claim and was told that, because his injury occurred when he was working for Pitney Bowes, he would have to apply under that policy.

When you are involved in a collision with an uninsured driver, you can file a claim under your own auto insurance policy's uninsured motorist coverage providing you did not reject this coverage in writing.

Regardless of whether you have been denied disability income protection benefits under a group disability insurance policy or a private policy, an experienced personal injury lawyer is the wise choice when it comes to disability insurance claim disputes.

Successfully defending a company against an employment tribunal claim brought by an existing employee who argued that she was entitled to outstanding holiday pay for a period of 10 years from when she started receiving payments under a PHI policy.

If it was not made against the insured during the policy period, then the insurer can disclaim coverage for that reason alone, regardless of when the insured gave notice.1 If the claim was made during the policy period but the insured gave notice after the expiration of the requisite time frame for notice under the policy, then the ability to disclaim coverage will turn on whether the notice provisions are conditions precedent or covenants.2 This principle applies regardless of whether the policy is a claims - made or a claims - made - and - reported and reported.3 If the notice provisions are covenants, then late notice constitutes a breach of the policy by the insured, triggering application of Md..

At issue was whether, in adjusting an at - fault total loss claim (a «write - off» of the vehicle), insurers could continue the standard practice of subtracting the amount of the deductible under the insured's policy from the actual cash value paid to the insured, when the insurer retained title to the salvage (the «totalled» car).

Run - off cover is a professional indemnity insurance policy which comes into effect when the insured stops trading, and any claims made under it will relate to work carried out before the policy was incepted.

Specifically, the Court found that under the controlling law in the Second Department, the negligence claims asserted accrued when the allegedly inadequate umbrella policy was procured and issued.

When you are claiming benefits under someone else's policy (a relative, driver, or owner of a vehicle) an adjuster may also testify as an expert witness as to whether that policy is the one that should apply.

When you endorse roommates onto renters insurance, you also retain ownership and control of the policy as well as ownership and control of any payment for a claim under the policy.

When the statements in this section are combined with the previous section, they would determine what items are covered and what items are not when you make a claim under your polWhen the statements in this section are combined with the previous section, they would determine what items are covered and what items are not when you make a claim under your polwhen you make a claim under your policy.

Massachusetts Supreme Judicial Court has recently upheld the long standing exclusion the standard automobile insurance policy has that excludes optional coverage when a vehicle being used as «livery or public convenience» In addition, the Massachusetts Department of Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....»

When you are insured, an insurer can make an «election» under the insurance policy as to how they settle your claim.

There was no correspondence received from BCS acknowledging my claim documents or reserving its rights under the policy when the claim was submitted.

I missed my flight at Dallas and when I claimed my over night stay at the hotel they denied to reimburse saying this is not covered under the policy...........

There was no correspondence ever received from BCS acknowledging my claim documents or reserving its rights under the policy when the claim was submitted on 7/7/11.

However, when you go to make a claim, you realize that the assets you thought were covered under the policy actually are not.

If Tasty Treats was insured under occurrence policies, the claim would be covered by the policy that was in effect when the injury occurred.

When your pharmacist, dentist or hospital bills Manulife directly, but the full amount of the claim is not covered by your policy, such as where you are required to make a co-payment under the Schedule of Benefits section of your Policy or where you have reached your benefit maximum at the time the service is rendered, you will have to pay the balance directly to the propolicy, such as where you are required to make a co-payment under the Schedule of Benefits section of your Policy or where you have reached your benefit maximum at the time the service is rendered, you will have to pay the balance directly to the proPolicy or where you have reached your benefit maximum at the time the service is rendered, you will have to pay the balance directly to the provider.

Of course, the decision to file a claim for damage or a loss that is covered under your policy is ultimately up to you, but when it comes to repairing minor damage you may want to consider whether it's something you want to pay for out - of - pocket.

The mandatory declaration of holding the other policy / policies is also essential due to the existence of a contribution clause - This clause states that if a person holds more than one health insurance policy, when a claim is made, all insurers share the claim in an equal ratio according to the sums assured under their corresponding policies.

The quantum of tax deduction that may be claimed by the medical insurance policy holder when filing taxes, under section 80 (d), is 15000 INR.

When an existing car insurance policy is transferred for the first time to Universal Sompo Insurance, Universal Sompo makes sure to retain the number of years that have gone claim free under the previous policy.

When the person assured dies during the Term of the policy i.e. before the date of maturity, proceeds under the policy as a claim, is payable to the beneficiary which is called a Death claim.

Also, when claiming from two policies, first take the policy with applicable sub-limits to understand deductions made under different heads like doctor's fees, hospital room rent etc..

Additional Bonus may also be declared under the policy in the year when the policy results in a claim either by death or maturity, provided the policy has run for certain minimum term.

For example, if a provider offers a safe driver bonus, then you may be able to reduce your premium amount if you go a specified time without filing a claim when under their policy.

Final Bonus: Final (Additional) Bonus may also be declared under the policy in the year when the policy resulting a death claim or on vesting.

When you have to file a claim with your German Village renters insurance carrier under your renters insurance policy, the claim representative assigned to your file will have to first take inventory of the damaged items.

If there are losses which could be claimed under the security deposit when you move out, the landlord can make a claim on the policy.

When you are buying Kent renters insurance one thing to look into is whether you are insured under a replacement or actual value policy which will highly impact your claim.

When a claim under major stage CI is accepted, all the future premiums are waived including the rider premium for rest of the policy term from the date of diagnosis.

These policies would act as additional cushion when the cost of claim could exceed the coverage under the regular insurance policies.

Final Additional Bonus may also be declared under the policy in the year when the policy results into a claim either by death or maturity, provided the policy has run for certain minimum term.

Final Additional Bonus may also be declared under the policy in the year when the policy results into a claim either by death or maturity.

Final Bonus may also be declared under the policy in the year when the policy results into a claim either by death or maturity on such terms and conditions as may be declared by the corporation from time to time.

Courts have long held that an insurance company's duty to defend its policyholders is triggered when the insurer is made aware of allegations or facts that give rise to a potential claim that is covered under the policy.