Sentences with phrase «when debt has»

The conversion privilege plays an important part of financially securing you surviving loved ones because you can purchase all the term coverage you need to cover the debt that has accumulated, and then convert your policy to permanent insurance when your debt has been reduced, and a lower death benefit makes more sense.

When debt has become so burdensome that you may have to file for bankruptcy it's worth your effort to look at alternatives before taking that final step to discharge debt.

When your debt has become too much of a burden, you should prioritize paying off your student loan early.

using more than one collection company at the same time or not telling you when your debt has been passed to another company;

Living debt free is obviously an ideal route for most people, but I'm not of the opinion that all debt is bad; only when that debt has grown to exert control over your life.

Many Christians feel uncomfortable with the notion of being in debt, and even more so when the debt has gotten out of control.

Eliminate your most costly debts first, the rest of your debts second and then start saving your excess funds when all debt has been taken care of.

Even when a debt has been completely repaid, your report can show that it was paid late if that is accurate.

After this lie and its illogical implication were exposed he quickly shifted the goal post and claimed he was talking about «the value» of money borrowed when our debt has never been calculated through the fraudulent manipulation of figures that he attempted that day.

But how should we need such credit when our debts have already been paid?

But when all debts have been paid off, the note is removed and it no longer affects your credit.

When debts have been defaulted upon, the only way to address the problem is to get another loan to repay on time.

When debts have become almost too much to handle, finding a way to lift the pressure becomes extremely difficult.

This is when a debt you have has been marked as sold off or written off after you have made no attempt to pay off the debt or put money towards it.

This section shall not apply to two or more consumer credit sales made by the same seller to the same buyer when the debts have been assigned to different and unrelated persons for value and the assignment was bona fide and not for the purpose of violating this section.

Finally, one thing that helped us optimize our expenses was setting up an amortization schedule to know the date when our debt would be gone.

Not exact matches

But debt is still a major consideration for most Canadians when they head out to shop, which is limiting the strength in consumer spending and having an effect on the balance sheets of retailers, Ferley added.

While Republican leaders argued it would, every major independent analysis of the bill, known as the Tax Cuts and Jobs Act, showed that it would grow the federal debt over the next 10 years even when accounting for that increased growth.

When you have the option to invest or to pay off debt, which do you choose?

We've known the culprits behind the debt explosion all along: Social Security and Medicare, two programs President Trump pledged not to touch when he was on the campaign trail.

«When outstanding debt is large, the government has less flexibility to address financial and economic crises,» the CBO report said.

Bad debts were a problem until a few years ago, when the client base had grown to the extent that the company could afford to pick and chose.

So just how are mortgage delinquency rates so incredibly low at a time when household debt levels relative to incomes have never been higher?

When everything was said and done, it had $ 18.4 billion in debt.

Pretty much from his first statements as governor in 2013 — that's about $ 100,000 ago in real estate appreciation terms — through to last week when the bank released its latest financial system review, Poloz has walked a tightrope between admitting that elevated house prices and debt levels pose a risk to the economy, and assuring Canadians that the likelihood of a crash is actually pretty low.

For more than 20 years she has helped consumers push the financial reset button when debt triggered by divorce, unemployment, or a costly illness or medical episode became too much to handle.

«When I graduated from Georgetown in 2012, I walked away with more than just a Master's degree — I also had about $ 20,000 in student loans and another $ 5,000 in credit card debt.

Baby's First Deal: In April, when Netflix raised $ 1 billion in new debt for content acquisitions, we noted that the streaming giant has never acquired another company in its entire history.

If we came to learn that excessive household debt posed a bigger threat to economic growth than does a certain level of government debt, then policy makers would want to take that into account when setting interest rates.

Last month, a U.S. District Court judge in New Jersey ruled that a debt collector had violated the law when it sued Daniel Bock in order to collect an old credit card debt.

However, when you make these commitments, you are also creating a time debt that you will have to pay at some point.

«When people have forgiven debt, they shouldn't automatically think they're going to be taxed on that income,» says Andrew Schwartz, founder and managing partner of accounting firm Schwartz & Schwartz in Woburn, Mass. «If somebody's debts exceed their assets, that 1099 - C [the tax form for forgiven debt] isn't taxable.»

But that pain today would arguably be less severe than if rates go up years from now, when households have piled on even more debt.

According to The Times, the company told investors that it had received $ 90 million in debt financing to fund the new loan product when it actually hadn't secured that financing.

Turner: One of the things that people in the industry often talk about when it comes to money management is this barbell, where as you said you have low - cost, passive index tracking funds and at the other end you have higher fees, higher active share, things like private debt which you mentioned, and it's those in the middle that are charging higher fees for something that looks quite a lot like beta that are really going to struggle.

You might have some student debt so understand your financial situation, but when you're young is the time to explore.

It also comes at a time when tech companies have been active debt issuers, including a debut offering from Tesla on Aug. 11, and Apple announced Tuesday its first Canadian - dollar debt sale.

Carillion has been in trouble since July, when it announced it was losing money and its debts were rising.

When income is distributed very unequally, the only way for less well - off people to have the same material possessions as more well - off people is to spend all of their income and even to go into debt.

Trustees and counsellors have criticized debt settlement publicly, asserting that they're left to pick up the pieces when debt settlement companies fail.

The legislation, called PROMESA, would create a federal oversight board to help Puerto Rico governments balance their budgets, improve financial reporting and facilitate debt restructuring when voluntary agreements between creditors and borrowers can not be reached.

Even when factoring in the economic boost from the tax cuts, according to the report, the bill would still add $ 1.271 trillion in debt.

When you die, your individual retirement account would be used to pay off any debts in your name.

When Dell took itself private two years ago, it had relatively little debt and a leverage ratio of just 4.8.

Shelby Foxworth is devastated when her husband dies, but his death is made more tragic when she discovers that not only has he left her with his burdensome debt, but he was also an adulterer and a liar.

When you have $ 1,000 saved up, and your emergency fund in place and your debts paid off or down, think about funding an IRA at your bank or online at a brokerage.

Activist investor and hedge fund manager John Paulson has joined Valeant Pharmaceuticals International's board, a move that comes at a time when the embattled Canadian drugmaker is restructuring itself to repay debt.

«Not just when they have a higher paying job, but they're saving more after paying off debt and after getting married — those things are really notable,» she said.

What's the point of having a debt ceiling when it only gets raised?

York, Pennsylvania - based Bon - Ton, which traces its roots to 1854, had 23,000 employees and 256 stores across 23 states when it filed for Chapter 11 bankruptcy in February with the hope of cutting debt and emerging from a brutal retail landscape under a new owner.